Union University

Jackson, TN 1,607 Undergrads 64.0% Grad Rate

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Total Cost

$58,363

Sticker Price

Avg Net Price

$27,171

After Aid

Median Earnings

$60,152

4yr Post-Grad

Vs. Peer Institutions

Net Price$27,171

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$60,152

Peer Midpoint: $60,428

Graduation Rate64.0%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients28.0%

Enrollment Status

Full-Time87.5%

Economic Outcomes

Earn More than HS74.5%

Admissions Profile

Acceptance

60.4%

SAT Avg

1,256

SAT Reading

25th: 60063075th: 710

SAT Math

25th: 56059575th: 680

ACT Composite

25th: 222775th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$537k

+$70k

+$53k

Median Cost$27k/yr

+$439k

-$28k

-$45k

Full Cost$58k/yr

+$327k

-$140k

-$157k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$27k/yr

Never

-46%

Full Cost$58k/yr

Never

-75%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-47%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-76%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Business Administration, Management and Operations

AssocCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $48,733

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

$19,750

Earnings (4yr)

Natl Median: $44,125

Lifetime Value Added

N/A

Religion/Religious Studies

AssocCIP: 3802

Median Debt

Earnings (4yr)

Natl Median: $46,769

Lifetime Value Added

N/A

Bachelor's Degrees

Accounting and Related Services

BachCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $76,194

Lifetime Value Added

N/A

Allied Health Diagnostic, Intervention, and Treatment Professions

BachCIP: 5109

Median Debt

Earnings (4yr)

Natl Median: $70,786

Lifetime Value Added

N/A

Bible/Biblical Studies

BachCIP: 3902

Median Debt

Earnings (4yr)

Natl Median: $44,533

Lifetime Value Added

N/A

Biochemistry, Biophysics and Molecular Biology

BachCIP: 2602

Median Debt

Earnings (4yr)

Natl Median: $65,466

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

Earnings (4yr)

Natl Median: $57,214

Lifetime Value Added

N/A

Business Administration, Management and Operations

BachCIP: 5202

Median Debt

$27,147

Earnings (4yr)

$63,234

Natl Median: $68,257

Lifetime Value Added

-$21k

Chemistry

BachCIP: 4005

Median Debt

Earnings (4yr)

Natl Median: $65,120

Lifetime Value Added

N/A

Communication and Media Studies

BachCIP: 0901

Median Debt

Earnings (4yr)

Natl Median: $56,359

Lifetime Value Added

N/A

Computer and Information Sciences, General

BachCIP: 1101

Median Debt

Earnings (4yr)

Natl Median: $92,374

Lifetime Value Added

N/A

Computer Science

BachCIP: 1107

Median Debt

Earnings (4yr)

Natl Median: $107,009

Lifetime Value Added

N/A

Computer Software and Media Applications

BachCIP: 1108

Median Debt

Earnings (4yr)

Natl Median: $58,894

Lifetime Value Added

N/A

Cultural Studies/Critical Theory and Analysis

BachCIP: 3026

Median Debt

Earnings (4yr)

Natl Median: $40,892

Lifetime Value Added

N/A

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

Ecology, Evolution, Systematics, and Population Biology

BachCIP: 2613

Median Debt

Earnings (4yr)

Natl Median: $48,842

Lifetime Value Added

N/A

Economics

BachCIP: 4506

Median Debt

Earnings (4yr)

Natl Median: $82,686

Lifetime Value Added

N/A

Electrical, Electronics, and Communications Engineering

BachCIP: 1410

Median Debt

Earnings (4yr)

Natl Median: $100,647

Lifetime Value Added

N/A

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (5yr)

$34,256

Natl Median: $48,590

Lifetime Value Added

-$269k

Family and Consumer Sciences/Human Sciences, General

BachCIP: 1901

Median Debt

Earnings (4yr)

Natl Median: $48,460

Lifetime Value Added

N/A

Fine and Studio Arts

BachCIP: 5007

Median Debt

Earnings (5yr)

$34,300

Natl Median: $41,367

Lifetime Value Added

-$269k

History

BachCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $50,680

Lifetime Value Added

N/A

Journalism

BachCIP: 0904

Median Debt

Earnings (4yr)

Natl Median: $56,278

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

Earnings (4yr)

$41,226

Natl Median: $53,072

Lifetime Value Added

-$203k

Linguistic, Comparative, and Related Language Studies and Services

BachCIP: 1601

Median Debt

Earnings (4yr)

Natl Median: $49,984

Lifetime Value Added

N/A

Marketing

BachCIP: 5214

Median Debt

$22,729

Earnings (4yr)

$57,184

Natl Median: $69,303

Lifetime Value Added

-$69k

Mathematics

BachCIP: 2701

Median Debt

Earnings (4yr)

Natl Median: $69,562

Lifetime Value Added

N/A

Mechanical Engineering

BachCIP: 1419

Median Debt

Earnings (4yr)

Natl Median: $92,135

Lifetime Value Added

N/A

Middle/Near Eastern and Semitic Languages, Literatures, and Linguistics

BachCIP: 1611

Median Debt

Earnings (4yr)

Natl Median: $67,612

Lifetime Value Added

N/A

Missions/Missionary Studies and Missiology

BachCIP: 3903

Median Debt

Earnings (4yr)

Natl Median: $40,103

Lifetime Value Added

N/A

Multi/Interdisciplinary Studies, Other

BachCIP: 3099

Median Debt

Earnings (5yr)

$61,007

Natl Median: $55,693

Lifetime Value Added

-$48k

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $42,892

Lifetime Value Added

N/A

Philosophy and Religious Studies, Other

BachCIP: 3899

Median Debt

Earnings (4yr)

Natl Median: $46,083

Lifetime Value Added

N/A

Physics

BachCIP: 4008

Median Debt

Earnings (4yr)

Natl Median: $76,786

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

Earnings (4yr)

Natl Median: $63,293

Lifetime Value Added

N/A

Psychology, General

BachCIP: 4201

Median Debt

$26,506

Earnings (4yr)

$44,056

Natl Median: $50,706

Lifetime Value Added

-$179k

Public Relations, Advertising, and Applied Communication

BachCIP: 0909

Median Debt

Earnings (2yr)

$26,353

Natl Median: $63,560

Lifetime Value Added

-$323k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

$17,437

Earnings (4yr)

$72,824

Natl Median: $88,910

Lifetime Value Added

+$53k

Religion/Religious Studies

BachCIP: 3802

Median Debt

Earnings (4yr)

Natl Median: $41,390

Lifetime Value Added

N/A

Religious Music and Worship

BachCIP: 3905

Median Debt

Earnings (4yr)

Natl Median: $41,456

Lifetime Value Added

N/A

Romance Languages, Literatures, and Linguistics

BachCIP: 1609

Median Debt

Earnings (4yr)

Natl Median: $55,000

Lifetime Value Added

N/A

Social Work

BachCIP: 4407

Median Debt

$26,647

Earnings (4yr)

$46,286

Natl Median: $51,790

Lifetime Value Added

-$160k

Sociology

BachCIP: 4511

Median Debt

Earnings (4yr)

Natl Median: $52,657

Lifetime Value Added

N/A

Special Education and Teaching

BachCIP: 1310

Median Debt

Earnings (4yr)

Natl Median: $50,499

Lifetime Value Added

N/A

Sports, Kinesiology, and Physical Education/Fitness

BachCIP: 3105

Median Debt

Earnings (2yr)

$28,598

Natl Median: $54,562

Lifetime Value Added

-$303k

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

Earnings (5yr)

$44,906

Natl Median: $47,382

Lifetime Value Added

-$179k

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

Earnings (2yr)

$37,424

Natl Median: $51,389

Lifetime Value Added

-$223k

Teaching English or French as a Second or Foreign Language

BachCIP: 1314

Median Debt

Earnings (4yr)

Natl Median: $42,259

Lifetime Value Added

N/A

Zoology/Animal Biology

BachCIP: 2607

Median Debt

Earnings (4yr)

Natl Median: $44,055

Lifetime Value Added

N/A

Master's Degrees

Accounting and Related Services

MastCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $95,833

Lifetime Value Added

N/A

Biology, General

MastCIP: 2601

Median Debt

Earnings (4yr)

Natl Median: $69,830

Lifetime Value Added

N/A

Business Administration, Management and Operations

MastCIP: 5202

Median Debt

$51,250

Earnings (4yr)

$99,874

Natl Median: $103,485

Lifetime Value Added

+$189k

Cell/Cellular Biology and Anatomical Sciences

MastCIP: 2604

Median Debt

Earnings (4yr)

Natl Median: $76,837

Lifetime Value Added

N/A

Education, General

MastCIP: 1301

Median Debt

$41,000

Earnings (4yr)

$53,072

Natl Median: $65,824

Lifetime Value Added

-$227k

Educational Administration and Supervision

MastCIP: 1304

Median Debt

$18,074

Earnings (4yr)

$58,174

Natl Median: $71,685

Lifetime Value Added

-$179k

Educational Assessment, Evaluation, and Research

MastCIP: 1306

Median Debt

Earnings (4yr)

$52,015

Natl Median: $66,232

Lifetime Value Added

-$237k

Health Professions Education, Ethics, and Humanities

MastCIP: 5132

Median Debt

Earnings (4yr)

Natl Median: $100,487

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

MastCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $65,716

Lifetime Value Added

N/A

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

MastCIP: 5138

Median Debt

$45,333

Earnings (4yr)

$108,206

Natl Median: $120,193

Lifetime Value Added

+$262k

Social Work

MastCIP: 4407

Median Debt

$39,435

Earnings (4yr)

$54,660

Natl Median: $65,123

Lifetime Value Added

-$212k

Theology and Religious Vocations, Other

MastCIP: 3999

Median Debt

Earnings (4yr)

$80,560

Natl Median: $54,640

Lifetime Value Added

+$20k

Doctoral Degrees

Business Administration, Management and Operations

DocCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $113,566

Lifetime Value Added

N/A

Curriculum and Instruction

DocCIP: 1303

Median Debt

Earnings (4yr)

Natl Median: $83,031

Lifetime Value Added

N/A

Education, Other

DocCIP: 1399

Median Debt

Earnings (4yr)

Natl Median: $90,635

Lifetime Value Added

N/A

Educational Administration and Supervision

DocCIP: 1304

Median Debt

$75,008

Earnings (4yr)

$88,094

Natl Median: $100,573

Lifetime Value Added

-$92k

Health Professions and Related Clinical Sciences, Other

DocCIP: 5199

Median Debt

Earnings (4yr)

$211,565

Natl Median: $130,822

Lifetime Value Added

+$814k

Pharmacy, Pharmaceutical Sciences, and Administration

DocCIP: 5120

Median Debt

$209,190

Earnings (4yr)

$131,659

Natl Median: $136,696

Lifetime Value Added

+$230k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

DocCIP: 5138

Median Debt

$152,499

Earnings (4yr)

$182,606

Natl Median: $138,131

Lifetime Value Added

+$604k

Theological and Ministerial Studies

DocCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $71,982

Lifetime Value Added

N/A

Professional Degrees

Educational Administration and Supervision

ProfCIP: 1304

Median Debt

$34,108

Earnings (4yr)

$69,625

Natl Median: $78,026

Lifetime Value Added

-$229k

Other Programs

Liberal Arts and Sciences, General Studies and Humanities

DegCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $56,308

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.