College ROI

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University of Maine at Farmington

Farmington, ME 1,140 Undergrads 55.9% Grad Rate
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Total Cost
$25,822
Sticker Price
Avg Net Price
$16,857
After Aid
Median Earnings
$44,430
4yr Post-Grad

Vs. Peer Institutions

Net Price$16,857
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$44,430
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$44,433
Peer Midpoint: $53,763
Graduation Rate55.9%
Peer Midpoint: 58.9%
Average Starting Age20.4
Socio-Economic Diversity
Pell Grant Recipients42.1%
Enrollment Status
Full-Time85.6%
Economic Outcomes
Earn More than HS52.6%

Admissions Profile

Acceptance
96.7%
SAT Avg
1,130
SAT Reading
25th: 485-75th: 605
SAT Math
25th: 510-75th: 640
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$407k
-$60k
-$78k
Median Cost$17k/yr
+$346k
-$121k
-$138k
Full Cost$26k/yr
+$314k
-$153k
-$171k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$17k/yr
Never
-228%
Full Cost$26k/yr
Never
-184%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-224%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-105%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,689
Lifetime Value Added
N/A

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$26,924
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
$23,625
Earnings (4yr)
$47,757
Natl Median: $68,257
Lifetime Value Added
-$110k
Median Debt
$21,500
Earnings (2yr)
$30,771
Natl Median: $77,981
Lifetime Value Added
-$246k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$35,998
Natl Median: $48,590
Lifetime Value Added
-$211k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,853
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$42,513
Natl Median: $52,119
Lifetime Value Added
-$155k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,213
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$23,125
Earnings (4yr)
$44,544
Natl Median: $50,706
Lifetime Value Added
-$138k
Median Debt
-
Earnings (4yr)
$48,191
Natl Median: $55,792
Lifetime Value Added
-$107k
Median Debt
-
Earnings (4yr)
$40,081
Natl Median: $48,471
Lifetime Value Added
-$176k
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,959
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$39,251
Natl Median: $50,499
Lifetime Value Added
-$183k
Median Debt
$25,844
Earnings (4yr)
$42,375
Natl Median: $47,382
Lifetime Value Added
-$156k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,688
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Education, Other
PB-CertCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,674
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,516
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,439
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
$61,712
Natl Median: $71,685
Lifetime Value Added
-$128k
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.