College ROI

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University of Mary Hardin-Baylor

Belton, TX 2,759 Undergrads 53.4% Grad Rate
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Total Cost
$46,874
Sticker Price
Avg Net Price
$26,106
After Aid
Median Earnings
$61,024
4yr Post-Grad

Vs. Peer Institutions

Net Price$26,106
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$61,024
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$56,132
Peer Midpoint: $53,763
Graduation Rate53.4%
Peer Midpoint: 58.9%
Average Starting Age22.2
Socio-Economic Diversity
Pell Grant Recipients39.0%
Enrollment Status
Full-Time95.0%
Economic Outcomes
Earn More than HS74.9%

Admissions Profile

Acceptance
95.8%
SAT Avg
1,099
SAT Reading
25th: 49054075th: 610
SAT Math
25th: 47052575th: 590
ACT Composite
25th: 192275th: 26

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$544k
+$77k
+$60k
Median Cost$26k/yr
+$450k
-$17k
-$34k
Full Cost$47k/yr
+$375k
-$92k
-$109k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$26k/yr
Never
-37%
Full Cost$47k/yr
Never
-65%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-27%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-68%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$23,500
Earnings (4yr)
$78,344
Natl Median: $76,194
Lifetime Value Added
+$99k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$22,910
Earnings (4yr)
$59,307
Natl Median: $57,214
Lifetime Value Added
-$48k
Median Debt
$27,000
Earnings (4yr)
$65,603
Natl Median: $68,257
Lifetime Value Added
+$2k
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Median Debt
$27,250
Earnings (4yr)
$53,746
Natl Median: $66,697
Lifetime Value Added
-$94k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$42,301
Natl Median: $50,523
Lifetime Value Added
-$190k
Median Debt
$21,500
Earnings (4yr)
$49,545
Natl Median: $56,359
Lifetime Value Added
-$129k
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
$78,137
Natl Median: $107,009
Lifetime Value Added
+$98k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$50,900
Natl Median: $55,378
Lifetime Value Added
-$117k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,359
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
$25,192
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Median Debt
$28,143
Earnings (4yr)
$50,346
Natl Median: $53,072
Lifetime Value Added
-$122k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (4yr)
$64,581
Natl Median: $69,303
Lifetime Value Added
-$6k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$88,815
Natl Median: $88,910
Lifetime Value Added
+$179k
Median Debt
-
Earnings (2yr)
$18,309
Natl Median: $41,390
Lifetime Value Added
-$394k
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$25,000
Earnings (4yr)
$49,816
Natl Median: $51,790
Lifetime Value Added
-$126k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,000
Earnings (4yr)
$52,245
Natl Median: $54,562
Lifetime Value Added
-$106k
Median Debt
$26,375
Earnings (4yr)
$50,730
Natl Median: $47,382
Lifetime Value Added
-$119k
Median Debt
$27,000
Earnings (4yr)
$52,923
Natl Median: $51,389
Lifetime Value Added
-$100k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$31,000
Earnings (4yr)
$88,982
Natl Median: $103,485
Lifetime Value Added
+$96k
Median Debt
$30,150
Earnings (4yr)
$56,653
Natl Median: $71,685
Lifetime Value Added
-$192k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,705
Lifetime Value Added
N/A
Median Debt
$53,800
Earnings (4yr)
$55,945
Natl Median: $59,571
Lifetime Value Added
-$198k
Median Debt
$41,000
Earnings (4yr)
$120,217
Natl Median: $120,193
Lifetime Value Added
+$369k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$29,000
Earnings (4yr)
$57,655
Natl Median: $62,033
Lifetime Value Added
-$182k

Doctoral Degrees

Median Debt
$68,125
Earnings (4yr)
$68,055
Natl Median: $100,573
Lifetime Value Added
-$237k
Health Professions Education, Ethics, and Humanities
DocCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,610
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A
Median Debt
$51,250
Earnings (4yr)
$84,630
Natl Median: $82,893
Lifetime Value Added
-$114k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.