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University of Mary Hardin-Baylor
Belton, TX 2,759 Undergrads 53.4% Grad Rate
Total Cost
$46,874
Sticker Price
Avg Net Price
$26,106
After Aid
Median Earnings
$61,024
4yr Post-Grad
Vs. Peer Institutions
Net Price$26,106
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$61,024
Peer Midpoint: $60,428
Graduation Rate53.4%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients39.0%
Enrollment Status
Full-Time95.0%
Economic Outcomes
Earn More than HS74.9%
Admissions Profile
Acceptance
95.8%
SAT Avg
1,099
SAT Reading
25th: 49054075th: 610
SAT Math
25th: 47052575th: 590
ACT Composite
25th: 192275th: 26
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$544k
+$77k
+$60k
Median Cost$26k/yr
+$450k
-$17k
-$34k
Full Cost$47k/yr
+$375k
-$92k
-$109k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$26k/yr
Never
-37%
Full Cost$47k/yr
Never
-65%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-27%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-68%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$23,500
Earnings (4yr)
$78,344
Natl Median: $76,194
Lifetime Value Added
+$99k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$22,910
Earnings (4yr)
$59,307
Natl Median: $57,214
Lifetime Value Added
-$48k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$65,603
Natl Median: $68,257
Lifetime Value Added
+$2k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Cell/Cellular Biology and Anatomical Sciences
BachCIP: 2604
Median Debt
$27,250
Earnings (4yr)
$53,746
Natl Median: $66,697
Lifetime Value Added
-$94k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
$26,000
Earnings (4yr)
$42,301
Natl Median: $50,523
Lifetime Value Added
-$190k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,500
Earnings (4yr)
$49,545
Natl Median: $56,359
Lifetime Value Added
-$129k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
$78,137
Natl Median: $107,009
Lifetime Value Added
+$98k
Computer Software and Media Applications
BachCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
$50,900
Natl Median: $55,378
Lifetime Value Added
-$117k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,359
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
$25,192
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$28,143
Earnings (4yr)
$50,346
Natl Median: $53,072
Lifetime Value Added
-$122k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (4yr)
$64,581
Natl Median: $69,303
Lifetime Value Added
-$6k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (4yr)
$88,815
Natl Median: $88,910
Lifetime Value Added
+$179k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (2yr)
$18,309
Natl Median: $41,390
Lifetime Value Added
-$394k
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$25,000
Earnings (4yr)
$49,816
Natl Median: $51,790
Lifetime Value Added
-$126k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,000
Earnings (4yr)
$52,245
Natl Median: $54,562
Lifetime Value Added
-$106k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,375
Earnings (4yr)
$50,730
Natl Median: $47,382
Lifetime Value Added
-$119k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (4yr)
$52,923
Natl Median: $51,389
Lifetime Value Added
-$100k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$31,000
Earnings (4yr)
$88,982
Natl Median: $103,485
Lifetime Value Added
+$96k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$30,150
Earnings (4yr)
$56,653
Natl Median: $71,685
Lifetime Value Added
-$192k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Information Science/Studies
MastCIP: 1104
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,705
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$53,800
Earnings (4yr)
$55,945
Natl Median: $59,571
Lifetime Value Added
-$198k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (4yr)
$120,217
Natl Median: $120,193
Lifetime Value Added
+$369k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$29,000
Earnings (4yr)
$57,655
Natl Median: $62,033
Lifetime Value Added
-$182k
Doctoral Degrees
Educational Administration and Supervision
DocCIP: 1304
Median Debt
$68,125
Earnings (4yr)
$68,055
Natl Median: $100,573
Lifetime Value Added
-$237k
Health Professions Education, Ethics, and Humanities
DocCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,610
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$51,250
Earnings (4yr)
$84,630
Natl Median: $82,893
Lifetime Value Added
-$114k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.