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University of the Incarnate Word
San Antonio, TX 4,440 Undergrads 54.2% Grad Rate
Total Cost
$48,681
Sticker Price
Avg Net Price
$22,775
After Aid
Median Earnings
$63,004
4yr Post-Grad
Vs. Peer Institutions
Net Price$22,775
Peer Midpoint: $20,080.5
Earnings (10yr)$63,004
Peer Midpoint: $60,428
Graduation Rate54.2%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients45.5%
Enrollment Status
Full-Time90.0%
Economic Outcomes
Earn More than HS73.0%
Admissions Profile
Acceptance
98.1%
SAT Avg
-
SAT Reading
25th: -53075th: -
SAT Math
25th: -51075th: -
ACT Composite
25th: -2075th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$553k
+$93k
+$75k
Median Cost$23k/yr
+$471k
+$11k
-$7k
Full Cost$49k/yr
+$378k
-$82k
-$100k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
∞
Median Cost$23k/yr
Never
-8%
Full Cost$49k/yr
Never
-57%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-15%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Associate's Degrees
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings
-
Nat: $48,733
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings
-
Nat: $54,246
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
-
Earnings (4yr)
$55,307
Nat: $51,180
Lifetime Value Added
+$48k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings
-
Nat: $44,125
Lifetime Value Added
N/A
Bachelor's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$33,750
Earnings (4yr)
$63,475
Nat: $70,786
Lifetime Value Added
-$12k
Atmospheric Sciences and Meteorology
BachCIP: 4004
Median Debt
-
Earnings
-
Nat: $60,997
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$50,389
Nat: $57,214
Lifetime Value Added
-$118k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$64,692
Nat: $68,257
Lifetime Value Added
-$2k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (4yr)
$39,660
Nat: $56,359
Lifetime Value Added
-$208k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$28,986
Earnings (4yr)
$65,405
Nat: $92,374
Lifetime Value Added
+$3k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$26,964
Earnings (4yr)
$54,097
Nat: $55,378
Lifetime Value Added
-$87k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (4yr)
$48,472
Nat: $51,490
Lifetime Value Added
-$134k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
$41,720
Nat: $39,775
Lifetime Value Added
-$190k
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (2yr)
$44,356
Nat: $89,359
Lifetime Value Added
-$145k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
$45,684
Nat: $48,590
Lifetime Value Added
-$157k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings
-
Nat: $51,710
Lifetime Value Added
N/A
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings
-
Nat: $43,765
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
$36,447
Nat: $41,367
Lifetime Value Added
-$235k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$28,441
Earnings (4yr)
$60,839
Nat: $61,296
Lifetime Value Added
-$33k
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
$32,899
Earnings (4yr)
$72,061
Nat: $68,069
Lifetime Value Added
+$54k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings
-
Nat: $66,596
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$22,916
Earnings (4yr)
$62,084
Nat: $53,072
Lifetime Value Added
-$23k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (2yr)
$24,421
Nat: $42,892
Lifetime Value Added
-$326k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings
-
Nat: $55,012
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (2yr)
$33,993
Nat: $60,053
Lifetime Value Added
-$238k
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings
-
Nat: $42,915
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
-
Earnings
-
Nat: $62,172
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$51,470
Nat: $50,706
Lifetime Value Added
-$109k
Public Health
BachCIP: 5122
Median Debt
$31,000
Earnings (4yr)
$43,524
Nat: $58,808
Lifetime Value Added
-$175k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,643
Earnings (4yr)
$84,286
Nat: $88,910
Lifetime Value Added
+$146k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$23,857
Earnings (4yr)
$58,059
Nat: $55,792
Lifetime Value Added
-$55k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings
-
Nat: $55,000
Lifetime Value Added
N/A
Security Science and Technology
BachCIP: 4304
Median Debt
-
Earnings
-
Nat: $57,805
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings
-
Nat: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,593
Earnings (4yr)
$50,871
Nat: $54,562
Lifetime Value Added
-$114k
Statistics
BachCIP: 2705
Median Debt
-
Earnings
-
Nat: $92,425
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$30,489
Earnings (4yr)
$53,576
Nat: $47,382
Lifetime Value Added
-$92k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings
-
Nat: $51,389
Lifetime Value Added
N/A
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$33,190
Earnings (4yr)
$80,749
Nat: $95,833
Lifetime Value Added
+$235k
Biology, General
MastCIP: 2601
Median Debt
$57,000
Earnings (4yr)
$62,494
Nat: $69,830
Lifetime Value Added
+$75k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$36,654
Earnings (4yr)
$83,447
Nat: $103,485
Lifetime Value Added
+$258k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (2yr)
$41,565
Nat: $71,953
Lifetime Value Added
-$98k
Design and Applied Arts
MastCIP: 5004
Median Debt
-
Earnings
-
Nat: $70,073
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$50,523
Nat: $65,824
Lifetime Value Added
-$37k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (2yr)
$46,478
Nat: $71,685
Lifetime Value Added
-$48k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$49,215
Earnings (4yr)
$82,359
Nat: $89,981
Lifetime Value Added
+$249k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$34,843
Earnings (4yr)
$88,995
Nat: $83,558
Lifetime Value Added
+$306k
Nutrition Sciences
MastCIP: 3019
Median Debt
-
Earnings
-
Nat: $67,126
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings
-
Nat: $120,193
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$52,943
Nat: $62,033
Lifetime Value Added
-$14k
Doctoral Degrees
Business Administration, Management and Operations
DocCIP: 5202
Median Debt
-
Earnings
-
Nat: $113,566
Lifetime Value Added
N/A
Education, General
DocCIP: 1301
Median Debt
-
Earnings (4yr)
$95,483
Nat: $87,373
Lifetime Value Added
+$183k
Professional Degrees
Optometry
ProfCIP: 5117
Median Debt
$238,257
Earnings (4yr)
$133,498
Nat: $131,525
Lifetime Value Added
+$459k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$219,290
Earnings (4yr)
$140,895
Nat: $138,348
Lifetime Value Added
+$512k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
ProfCIP: 5138
Median Debt
$133,694
Earnings (4yr)
$133,644
Nat: $133,099
Lifetime Value Added
+$460k
Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
$185,973
Earnings (4yr)
$87,091
Nat: $81,641
Lifetime Value Added
+$122k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.