College ROI

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University of the Incarnate Word

San Antonio, TX 4,440 Undergrads 54.2% Grad Rate
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Total Cost
$48,681
Sticker Price
Avg Net Price
$22,775
After Aid
Median Earnings
$63,004
4yr Post-Grad

Vs. Peer Institutions

Net Price$22,775
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$63,004
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$56,733
Peer Midpoint: $53,763
Graduation Rate54.2%
Peer Midpoint: 58.9%
Average Starting Age26.0
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients45.5%
Enrollment Status
Full-Time90.0%
Economic Outcomes
Earn More than HS73.0%

Admissions Profile

Acceptance
98.1%
SAT Avg
-
SAT Reading
25th: -53075th: -
SAT Math
25th: -51075th: -
ACT Composite
25th: -2075th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$560k
+$93k
+$75k
Median Cost$23k/yr
+$478k
+$11k
-$7k
Full Cost$49k/yr
+$384k
-$82k
-$100k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
∞
Median Cost$23k/yr
Never
-8%
Full Cost$49k/yr
Never
-57%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-14%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-65%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,246
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$55,307
Natl Median: $51,180
Lifetime Value Added
+$58k
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$33,750
Earnings (4yr)
$63,475
Natl Median: $70,786
Lifetime Value Added
-$3k
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,997
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$50,389
Natl Median: $57,214
Lifetime Value Added
-$109k
Median Debt
$27,000
Earnings (4yr)
$64,692
Natl Median: $68,257
Lifetime Value Added
+$7k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$39,660
Natl Median: $56,359
Lifetime Value Added
-$201k
Median Debt
$28,986
Earnings (4yr)
$65,405
Natl Median: $92,374
Lifetime Value Added
+$12k
Median Debt
$26,964
Earnings (4yr)
$54,097
Natl Median: $55,378
Lifetime Value Added
-$79k
Median Debt
$27,000
Earnings (4yr)
$48,472
Natl Median: $51,490
Lifetime Value Added
-$126k
Median Debt
-
Earnings (4yr)
$41,720
Natl Median: $39,775
Lifetime Value Added
-$183k
Median Debt
-
Earnings (5yr)
$73,036
Natl Median: $89,359
Lifetime Value Added
+$60k
Median Debt
-
Earnings (4yr)
$45,684
Natl Median: $48,590
Lifetime Value Added
-$149k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$36,447
Natl Median: $41,367
Lifetime Value Added
-$228k
Median Debt
$28,441
Earnings (4yr)
$60,839
Natl Median: $61,296
Lifetime Value Added
-$24k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$46,375
Natl Median: $50,680
Lifetime Value Added
-$151k
Median Debt
$32,899
Earnings (4yr)
$72,061
Natl Median: $68,069
Lifetime Value Added
+$63k
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
$22,916
Earnings (4yr)
$62,084
Natl Median: $53,072
Lifetime Value Added
-$14k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (2yr)
$24,421
Natl Median: $42,892
Lifetime Value Added
-$325k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (5yr)
$50,812
Natl Median: $60,053
Lifetime Value Added
-$114k
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,172
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$51,470
Natl Median: $50,706
Lifetime Value Added
-$100k
Public Health
BachCIP: 5122
Median Debt
$31,000
Earnings (4yr)
$43,524
Natl Median: $58,808
Lifetime Value Added
-$168k
Median Debt
$24,643
Earnings (4yr)
$84,286
Natl Median: $88,910
Lifetime Value Added
+$157k
Median Debt
$23,857
Earnings (4yr)
$58,059
Natl Median: $55,792
Lifetime Value Added
-$46k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,805
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,593
Earnings (4yr)
$50,871
Natl Median: $54,562
Lifetime Value Added
-$105k
Statistics
BachCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,425
Lifetime Value Added
N/A
Median Debt
$30,489
Earnings (4yr)
$53,576
Natl Median: $47,382
Lifetime Value Added
-$83k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$33,190
Earnings (4yr)
$80,749
Natl Median: $95,833
Lifetime Value Added
+$30k
Biology, General
MastCIP: 2601
Median Debt
$57,000
Earnings (4yr)
$62,494
Natl Median: $69,830
Lifetime Value Added
-$131k
Median Debt
$36,654
Earnings (4yr)
$83,447
Natl Median: $103,485
Lifetime Value Added
+$53k
Median Debt
-
Earnings (5yr)
$50,899
Natl Median: $71,953
Lifetime Value Added
-$250k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,073
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$50,523
Natl Median: $65,824
Lifetime Value Added
-$244k
Median Debt
-
Earnings (2yr)
$46,478
Natl Median: $71,685
Lifetime Value Added
-$265k
Median Debt
$49,215
Earnings (4yr)
$82,359
Natl Median: $89,981
Lifetime Value Added
+$44k
Median Debt
$34,843
Earnings (4yr)
$88,995
Natl Median: $83,558
Lifetime Value Added
+$102k
Nutrition Sciences
MastCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,126
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$52,943
Natl Median: $62,033
Lifetime Value Added
-$221k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $113,566
Lifetime Value Added
N/A
Education, General
DocCIP: 1301
Median Debt
-
Earnings (4yr)
$95,483
Natl Median: $87,373
Lifetime Value Added
-$21k

Professional Degrees

Optometry
ProfCIP: 5117
Median Debt
$238,257
Earnings (4yr)
$133,498
Natl Median: $131,525
Lifetime Value Added
+$260k
Median Debt
$219,290
Earnings (4yr)
$140,895
Natl Median: $138,348
Lifetime Value Added
+$314k
Median Debt
$133,694
Earnings (4yr)
$133,644
Natl Median: $133,099
Lifetime Value Added
+$261k
Median Debt
$185,973
Earnings (4yr)
$87,091
Natl Median: $81,641
Lifetime Value Added
-$84k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.