Westfield State University

Westfield, MA 3,615 Undergrads 63.6% Grad Rate

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Total Cost

$27,649

Sticker Price

Avg Net Price

$16,721

After Aid

Median Earnings

$59,434

4yr Post-Grad

Vs. Peer Institutions

Net Price$16,721

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$59,434

Peer Midpoint: $60,428

Graduation Rate63.6%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients35.7%

Enrollment Status

Full-Time88.2%

Economic Outcomes

Earn More than HS72.9%

Admissions Profile

Acceptance

81.4%

SAT Avg

SAT Reading

25th: -54575th: -

SAT Math

25th: -54075th: -

ACT Composite

25th: -2075th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$531k

+$64k

+$47k

Median Cost$17k/yr

+$471k

+$4k

-$13k

Full Cost$28k/yr

+$432k

-$35k

-$53k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$17k/yr

Never

-22%

Full Cost$28k/yr

Never

-53%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return1%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-52%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions

BachCIP: 5109

Median Debt

Earnings (4yr)

Natl Median: $70,786

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

$24,500

Earnings (4yr)

$64,904

Natl Median: $57,214

Lifetime Value Added

+$30k

Business/Commerce, General

BachCIP: 5201

Median Debt

$23,250

Earnings (4yr)

$66,889

Natl Median: $68,407

Lifetime Value Added

+$45k

Chemistry

BachCIP: 4005

Median Debt

Earnings (4yr)

Natl Median: $65,120

Lifetime Value Added

N/A

City/Urban, Community, and Regional Planning

BachCIP: 0403

Median Debt

$23,628

Earnings (4yr)

$59,524

Natl Median: $66,874

Lifetime Value Added

-$13k

Communication and Media Studies

BachCIP: 0901

Median Debt

$23,250

Earnings (4yr)

$56,349

Natl Median: $56,359

Lifetime Value Added

-$38k

Computer Science

BachCIP: 1107

Median Debt

$27,000

Earnings (4yr)

$95,932

Natl Median: $107,009

Lifetime Value Added

+$267k

Criminal Justice and Corrections

BachCIP: 4301

Median Debt

$21,500

Earnings (4yr)

$67,363

Natl Median: $55,378

Lifetime Value Added

+$49k

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

Economics

BachCIP: 4506

Median Debt

$20,000

Earnings (4yr)

$72,539

Natl Median: $82,686

Lifetime Value Added

+$89k

English Language and Literature, General

BachCIP: 2301

Median Debt

$24,250

Earnings (4yr)

$51,322

Natl Median: $48,590

Lifetime Value Added

-$80k

Ethnic, Cultural Minority, Gender, and Group Studies

BachCIP: 0502

Median Debt

Earnings (2yr)

$26,896

Natl Median: $51,710

Lifetime Value Added

-$281k

Fine and Studio Arts

BachCIP: 5007

Median Debt

$23,455

Earnings (4yr)

$43,248

Natl Median: $41,367

Lifetime Value Added

-$148k

Health Services/Allied Health/Health Sciences, General

BachCIP: 5100

Median Debt

Earnings (4yr)

Natl Median: $61,296

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

$21,000

Earnings (4yr)

$51,439

Natl Median: $50,680

Lifetime Value Added

-$79k

Information Science/Studies

BachCIP: 1104

Median Debt

$18,250

Earnings (5yr)

$61,295

Natl Median: $85,294

Lifetime Value Added

-$8k

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

$26,000

Earnings (4yr)

$51,730

Natl Median: $53,072

Lifetime Value Added

-$77k

Mathematics

BachCIP: 2701

Median Debt

Earnings (4yr)

$54,980

Natl Median: $69,562

Lifetime Value Added

-$50k

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

$39,692

Natl Median: $42,892

Lifetime Value Added

-$179k

Natural Resources Conservation and Research

BachCIP: 0301

Median Debt

$22,215

Earnings (4yr)

$51,547

Natl Median: $55,012

Lifetime Value Added

-$78k

Physical Sciences, General

BachCIP: 4001

Median Debt

Earnings (4yr)

Natl Median: $68,944

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

$21,000

Earnings (4yr)

$60,025

Natl Median: $63,293

Lifetime Value Added

-$9k

Psychology, General

BachCIP: 4201

Median Debt

$26,000

Earnings (4yr)

$54,484

Natl Median: $50,706

Lifetime Value Added

-$54k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

$21,000

Earnings (4yr)

$93,248

Natl Median: $88,910

Lifetime Value Added

+$247k

Romance Languages, Literatures, and Linguistics

BachCIP: 1609

Median Debt

$27,000

Earnings (4yr)

$58,290

Natl Median: $55,000

Lifetime Value Added

-$23k

Social Sciences, General

BachCIP: 4501

Median Debt

Earnings (4yr)

Natl Median: $53,366

Lifetime Value Added

N/A

Social Work

BachCIP: 4407

Median Debt

$25,000

Earnings (4yr)

$55,699

Natl Median: $51,790

Lifetime Value Added

-$44k

Sociology

BachCIP: 4511

Median Debt

Earnings (2yr)

$32,925

Natl Median: $52,657

Lifetime Value Added

-$226k

Special Education and Teaching

BachCIP: 1310

Median Debt

$27,000

Earnings (4yr)

$53,678

Natl Median: $50,499

Lifetime Value Added

-$60k

Sports, Kinesiology, and Physical Education/Fitness

BachCIP: 3105

Median Debt

$26,765

Earnings (4yr)

$55,828

Natl Median: $54,562

Lifetime Value Added

-$43k

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

$26,293

Earnings (4yr)

$51,049

Natl Median: $47,382

Lifetime Value Added

-$82k

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

Earnings (4yr)

Natl Median: $51,389

Lifetime Value Added

N/A

Post-Baccalaureate Certificates

History

PB-CertCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $51,139

Lifetime Value Added

N/A

Music

PB-CertCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $45,232

Lifetime Value Added

N/A

Psychology, General

PB-CertCIP: 4201

Median Debt

Earnings (4yr)

Natl Median: $54,198

Lifetime Value Added

N/A

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

PB-CertCIP: 5138

Median Debt

Earnings (4yr)

Natl Median: $131,346

Lifetime Value Added

N/A

Special Education and Teaching

PB-CertCIP: 1310

Median Debt

Earnings (4yr)

Natl Median: $63,623

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Levels and Methods

PB-CertCIP: 1312

Median Debt

$27,000

Earnings (4yr)

Natl Median: $58,414

Lifetime Value Added

N/A

Master's Degrees

Accounting and Related Services

MastCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $95,833

Lifetime Value Added

N/A

Biology, General

MastCIP: 2601

Median Debt

Earnings (4yr)

Natl Median: $69,830

Lifetime Value Added

N/A

Clinical, Counseling and Applied Psychology

MastCIP: 4228

Median Debt

$36,914

Earnings (4yr)

$62,001

Natl Median: $65,184

Lifetime Value Added

-$125k

Criminal Justice and Corrections

MastCIP: 4301

Median Debt

Earnings (2yr)

$57,318

Natl Median: $66,714

Lifetime Value Added

-$147k

English Language and Literature, General

MastCIP: 2301

Median Debt

Earnings (4yr)

Natl Median: $55,512

Lifetime Value Added

N/A

History

MastCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $55,360

Lifetime Value Added

N/A

Mathematics

MastCIP: 2701

Median Debt

Earnings (4yr)

Natl Median: $72,654

Lifetime Value Added

N/A

Psychology, General

MastCIP: 4201

Median Debt

Earnings (5yr)

$59,583

Natl Median: $64,711

Lifetime Value Added

-$158k

Psychology, Other

MastCIP: 4299

Median Debt

Earnings (5yr)

$78,332

Natl Median: $61,796

Lifetime Value Added

+$6k

Public Administration

MastCIP: 4404

Median Debt

Earnings (4yr)

$77,525

Natl Median: $81,408

Lifetime Value Added

+$13k

Social Work

MastCIP: 4407

Median Debt

$35,461

Earnings (4yr)

$70,061

Natl Median: $65,123

Lifetime Value Added

-$53k

Special Education and Teaching

MastCIP: 1310

Median Debt

Earnings (4yr)

$60,630

Natl Median: $64,397

Lifetime Value Added

-$137k

Sports, Kinesiology, and Physical Education/Fitness

MastCIP: 3105

Median Debt

Earnings (4yr)

Natl Median: $62,033

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Levels and Methods

MastCIP: 1312

Median Debt

Earnings (4yr)

$53,768

Natl Median: $59,916

Lifetime Value Added

-$202k

Teacher Education and Professional Development, Specific Subject Areas

MastCIP: 1313

Median Debt

Earnings (4yr)

Natl Median: $63,707

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.