College ROI

Smarter Choices, Brighter Futures
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Andrews University

Berrien Springs, MI 1,224 Undergrads 67.1% Grad Rate
Share
Total Cost
$45,218
Sticker Price
Avg Net Price
$12,547
After Aid
Median Earnings
$60,517
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,547
Peer Midpoint: $20,080.5
Earnings (10yr)$60,517
Peer Midpoint: $60,428
Graduation Rate67.1%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients24.3%
Enrollment Status
Full-Time89.5%
Economic Outcomes
Earn More than HS68.0%

Admissions Profile

Acceptance
81.8%
SAT Avg
1,150
SAT Reading
25th: 52059575th: 660
SAT Math
25th: 47058075th: 630
ACT Composite
25th: 202475th: 26

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$533k
+$73k
+$56k
Median Cost$13k/yr
+$488k
+$28k
+$10k
Full Cost$45k/yr
+$370k
-$90k
-$107k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
Median Cost$13k/yr
55
23%
Full Cost$45k/yr
Never
-66%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-30%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-70%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings
-
Nat: $48,733
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings
-
Nat: $76,194
Lifetime Value Added
N/A
Air Transportation
BachCIP: 4901
Median Debt
-
Earnings
-
Nat: $85,825
Lifetime Value Added
N/A
Animal Sciences
BachCIP: 0109
Median Debt
-
Earnings
-
Nat: $49,634
Lifetime Value Added
N/A
Architectural Sciences and Technology
BachCIP: 0409
Median Debt
-
Earnings (4yr)
$62,157
Nat: $70,074
Lifetime Value Added
+$15k
Behavioral Sciences
BachCIP: 3017
Median Debt
-
Earnings
-
Nat: $48,673
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,500
Earnings
-
Nat: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings
-
Nat: $68,257
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings
-
Nat: $75,975
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings
-
Nat: $56,359
Lifetime Value Added
N/A
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$25,000
Earnings (4yr)
$58,526
Nat: $58,928
Lifetime Value Added
-$14k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings
-
Nat: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings
-
Nat: $107,009
Lifetime Value Added
N/A
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings
-
Nat: $51,490
Lifetime Value Added
N/A
Dietetics and Clinical Nutrition Services
BachCIP: 5131
Median Debt
-
Earnings
-
Nat: $55,753
Lifetime Value Added
N/A
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (2yr)
$55,964
Nat: $89,359
Lifetime Value Added
-$8k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings
-
Nat: $48,590
Lifetime Value Added
N/A
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings
-
Nat: $43,765
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings
-
Nat: $41,367
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
-
Earnings
-
Nat: $54,945
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings
-
Nat: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
International Agriculture
BachCIP: 0107
Median Debt
-
Earnings
-
Nat: $56,491
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
-
Earnings
-
Nat: $73,201
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings
-
Nat: $56,278
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings
-
Nat: $53,072
Lifetime Value Added
N/A
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
-
Earnings
-
Nat: $49,984
Lifetime Value Added
N/A
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings
-
Nat: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings
-
Nat: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings
-
Nat: $42,892
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings
-
Nat: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings
-
Nat: $50,706
Lifetime Value Added
N/A
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings
-
Nat: $63,560
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,750
Earnings (2yr)
$52,107
Nat: $88,910
Lifetime Value Added
-$41k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (4yr)
$73,194
Nat: $55,792
Lifetime Value Added
+$100k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings
-
Nat: $55,000
Lifetime Value Added
N/A
Social Sciences, General
BachCIP: 4501
Median Debt
-
Earnings
-
Nat: $53,366
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings
-
Nat: $51,790
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings
-
Nat: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings
-
Nat: $54,562
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings
-
Nat: $47,382
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (2yr)
$33,993
Nat: $51,389
Lifetime Value Added
-$202k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings
-
Nat: $44,535
Lifetime Value Added
N/A

Master's Degrees

Architectural Sciences and Technology
MastCIP: 0409
Median Debt
-
Earnings
-
Nat: $77,466
Lifetime Value Added
N/A
Architecture
MastCIP: 0402
Median Debt
-
Earnings (2yr)
$59,169
Nat: $74,139
Lifetime Value Added
+$96k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (2yr)
$69,338
Nat: $103,485
Lifetime Value Added
+$192k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings
-
Nat: $65,184
Lifetime Value Added
N/A
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings
-
Nat: $71,953
Lifetime Value Added
N/A
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$66,491
Earnings (4yr)
$60,673
Nat: $67,030
Lifetime Value Added
+$77k
Economics
MastCIP: 4506
Median Debt
-
Earnings (2yr)
$35,060
Nat: $100,743
Lifetime Value Added
-$147k
Education, Other
MastCIP: 1399
Median Debt
-
Earnings
-
Nat: $65,348
Lifetime Value Added
N/A
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings
-
Nat: $71,685
Lifetime Value Added
N/A
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings
-
Nat: $55,512
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings
-
Nat: $59,571
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings
-
Nat: $48,285
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings (4yr)
$71,857
Nat: $53,024
Lifetime Value Added
+$177k
Public Health
MastCIP: 5122
Median Debt
-
Earnings
-
Nat: $82,751
Lifetime Value Added
N/A
Religion/Religious Studies
MastCIP: 3802
Median Debt
-
Earnings
-
Nat: $57,737
Lifetime Value Added
N/A
Religious Education
MastCIP: 3904
Median Debt
-
Earnings
-
Nat: $54,328
Lifetime Value Added
N/A
Religious Music and Worship
MastCIP: 3905
Median Debt
-
Earnings
-
Nat: $57,264
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$61,500
Earnings (4yr)
$59,083
Nat: $65,123
Lifetime Value Added
+$62k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings
-
Nat: $64,397
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings
-
Nat: $59,916
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings
-
Nat: $63,707
Lifetime Value Added
N/A

Graduate Certificates

Dietetics and Clinical Nutrition Services
Gr-CertCIP: 5131
Median Debt
$20,500
Earnings (4yr)
$58,250
Nat: $65,965
Lifetime Value Added
+$116k

Doctoral Degrees

Classical and Ancient Studies
DocCIP: 3022
Median Debt
-
Earnings
-
Nat: $66,154
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings
-
Nat: $99,878
Lifetime Value Added
N/A
Curriculum and Instruction
DocCIP: 1303
Median Debt
-
Earnings
-
Nat: $83,031
Lifetime Value Added
N/A
Education, Other
DocCIP: 1399
Median Debt
-
Earnings
-
Nat: $90,635
Lifetime Value Added
N/A
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings
-
Nat: $100,573
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings
-
Nat: $138,131
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$118,500
Earnings (4yr)
$84,493
Nat: $82,893
Lifetime Value Added
+$140k
Religion/Religious Studies
DocCIP: 3802
Median Debt
-
Earnings
-
Nat: $67,164
Lifetime Value Added
N/A
Theological and Ministerial Studies
DocCIP: 3906
Median Debt
-
Earnings
-
Nat: $71,982
Lifetime Value Added
N/A

Professional Degrees

Theological and Ministerial Studies
ProfCIP: 3906
Median Debt
$78,154
Earnings (4yr)
$67,739
Nat: $63,395
Lifetime Value Added
+$17k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.