College ROI

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Andrews University

Berrien Springs, MI 1,224 Undergrads 67.1% Grad Rate
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Total Cost
$45,218
Sticker Price
Avg Net Price
$12,547
After Aid
Median Earnings
$60,517
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,547
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$60,517
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$53,187
Peer Midpoint: $53,763
Graduation Rate67.1%
Peer Midpoint: 58.9%
Average Starting Age21.5
Socio-Economic Diversity
Pell Grant Recipients24.3%
Enrollment Status
Full-Time89.5%
Economic Outcomes
Earn More than HS68.0%

Admissions Profile

Acceptance
81.8%
SAT Avg
1,150
SAT Reading
25th: 52059575th: 660
SAT Math
25th: 47058075th: 630
ACT Composite
25th: 202475th: 26

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$540k
+$73k
+$55k
Median Cost$13k/yr
+$495k
+$28k
+$10k
Full Cost$45k/yr
+$377k
-$90k
-$107k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
∞
Median Cost$13k/yr
55
23%
Full Cost$45k/yr
Never
-66%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-29%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-68%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Air Transportation
BachCIP: 4901
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,825
Lifetime Value Added
N/A
Animal Sciences
BachCIP: 0109
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,634
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$62,157
Natl Median: $70,074
Lifetime Value Added
+$23k
Behavioral Sciences
BachCIP: 3017
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,673
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,500
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
$58,526
Natl Median: $58,928
Lifetime Value Added
-$6k
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,753
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$55,964
Natl Median: $89,359
Lifetime Value Added
-$8k
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,491
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,706
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,560
Lifetime Value Added
N/A
Median Debt
$27,750
Earnings (5yr)
$74,978
Natl Median: $88,910
Lifetime Value Added
+$111k
Median Debt
-
Earnings (4yr)
$73,194
Natl Median: $55,792
Lifetime Value Added
+$109k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$33,993
Natl Median: $51,389
Lifetime Value Added
-$201k
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $77,466
Lifetime Value Added
N/A
Architecture
MastCIP: 0402
Median Debt
-
Earnings (2yr)
$59,169
Natl Median: $74,139
Lifetime Value Added
-$121k
Median Debt
-
Earnings (2yr)
$69,338
Natl Median: $103,485
Lifetime Value Added
-$27k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
$66,491
Earnings (4yr)
$60,673
Natl Median: $67,030
Lifetime Value Added
-$129k
Economics
MastCIP: 4506
Median Debt
-
Earnings (2yr)
$35,060
Natl Median: $100,743
Lifetime Value Added
-$363k
Education, Other
MastCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,348
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,571
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,285
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$71,857
Natl Median: $53,024
Lifetime Value Added
-$29k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,751
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,737
Lifetime Value Added
N/A
Religious Education
MastCIP: 3904
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,328
Lifetime Value Added
N/A
Religious Music and Worship
MastCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,264
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$61,500
Earnings (4yr)
$59,083
Natl Median: $65,123
Lifetime Value Added
-$144k
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
$20,500
Earnings (4yr)
$58,250
Natl Median: $65,965
Lifetime Value Added
-$90k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $66,154
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,031
Lifetime Value Added
N/A
Education, Other
DocCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,635
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A
Median Debt
$118,500
Earnings (4yr)
$84,493
Natl Median: $82,893
Lifetime Value Added
-$66k
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,164
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,982
Lifetime Value Added
N/A

Professional Degrees

Median Debt
$78,154
Earnings (4yr)
$67,739
Natl Median: $63,395
Lifetime Value Added
-$191k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.