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Carlow University
Pittsburgh, PA 1,348 Undergrads 56.0% Grad Rate
Total Cost
$49,327
Sticker Price
Avg Net Price
$20,786
After Aid
Median Earnings
$67,381
4yr Post-Grad
Vs. Peer Institutions
Net Price$20,786
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$67,381Peer Midpoint: $60,428
Warning: This school's reported earnings inflated significantly (+32%) when the Dept of Education excluded non-graduates from the dataset. Take caution when comparing.
Earnings (10yr Post-Enroll)All enrolled after enrollment
$51,051Peer Midpoint: $53,763
Graduation Rate56.0%
Peer Midpoint: 58.9%
Average Starting Age24.4
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients42.3%
Enrollment Status
Full-Time77.3%
Economic Outcomes
Earn More than HS75.2%
Admissions Profile
Acceptance
87.0%
SAT Avg
1,080
SAT Reading
25th: 50053575th: 598
SAT Math
25th: 46051375th: 570
ACT Composite
25th: -2375th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$594k
+$127k
+$109k
Median Cost$21k/yr
+$519k
+$52k
+$35k
Full Cost$49k/yr
+$416k
-$51k
-$68k
ROI Efficiency Metrics⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$21k/yr
47
46%
Full Cost$49k/yr
Never
-38%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return21%
Gov. Pell Grant ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-55%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Certificates
Special Education and Teaching
CertCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,019
Lifetime Value Added
N/A
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$21,500
Earnings (4yr)
$76,099
Natl Median: $76,194
Lifetime Value Added
+$101k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$28,125
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$134,677
Natl Median: $57,214
Lifetime Value Added
+$546k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$65,696
Natl Median: $68,257
Lifetime Value Added
+$22k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Communication, Journalism, and Related Programs, Other
BachCIP: 0999
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,384
Lifetime Value Added
N/A
Criminology
BachCIP: 4504
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,556
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$32,000
Earnings (5yr)
$59,029
Natl Median: $58,716
Lifetime Value Added
-$41k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (2yr)
$37,748
Natl Median: $68,069
Lifetime Value Added
-$197k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$28,361
Earnings (4yr)
$44,786
Natl Median: $50,706
Lifetime Value Added
-$150k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,000
Earnings (4yr)
$86,258
Natl Median: $88,910
Lifetime Value Added
+$179k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
$47,486
Natl Median: $51,790
Lifetime Value Added
-$127k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$42,498
Natl Median: $47,382
Lifetime Value Added
-$169k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$41,000
Earnings (4yr)
$82,739
Natl Median: $103,485
Lifetime Value Added
+$51k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
$108,621
Natl Median: $100,487
Lifetime Value Added
+$277k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$55,109
Earnings (4yr)
$57,187
Natl Median: $59,571
Lifetime Value Added
-$177k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$54,092
Earnings (4yr)
$110,845
Natl Median: $120,193
Lifetime Value Added
+$297k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,035
Lifetime Value Added
N/A
Security Science and Technology
MastCIP: 4304
Median Debt
$34,166
Earnings (4yr)
$95,368
Natl Median: $82,399
Lifetime Value Added
+$161k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$47,107
Natl Median: $60,111
Lifetime Value Added
-$282k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$49,857
Natl Median: $59,916
Lifetime Value Added
-$256k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A
Graduate Certificates
Educational/Instructional Media Design
Gr-CertCIP: 1305
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,166
Lifetime Value Added
N/A
Health and Medical Administrative Services
Gr-CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,117
Lifetime Value Added
N/A
Human Resources Management and Services
Gr-CertCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,850
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
Gr-CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,655
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A
Security Science and Technology
Gr-CertCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,169
Lifetime Value Added
N/A
Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $69,147
Lifetime Value Added
-$387k
Student Counseling and Personnel Services
Gr-CertCIP: 1311
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,774
Lifetime Value Added
N/A
Doctoral Degrees
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (2yr)
$81,812
Natl Median: $138,131
Lifetime Value Added
-$91k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.