College ROI

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Concord University

Athens, WV 1,504 Undergrads 45.7% Grad Rate
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Total Cost
$20,434
Sticker Price
Avg Net Price
$9,966
After Aid
Median Earnings
$45,035
4yr Post-Grad

Vs. Peer Institutions

Net Price$9,966
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$45,035
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$42,703
Peer Midpoint: $53,763
Graduation Rate45.7%
Peer Midpoint: 58.9%
Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.
Average Starting Age22.0
Socio-Economic Diversity
Pell Grant Recipients51.2%
Enrollment Status
Full-Time95.8%
Economic Outcomes
Earn More than HS56.4%

Admissions Profile

Acceptance
92.6%
SAT Avg
977
SAT Reading
25th: 44052075th: 560
SAT Math
25th: 39049075th: 530
ACT Composite
25th: 172175th: 24

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$412k
-$55k
-$73k
Median Cost$10k/yr
+$376k
-$91k
-$109k
Full Cost$20k/yr
+$338k
-$129k
-$146k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$10k/yr
Never
-303%
Full Cost$20k/yr
Never
-199%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-245%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-104%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$22,834
Earnings (4yr)
$52,670
Natl Median: $57,214
Lifetime Value Added
-$44k
Median Debt
$18,354
Earnings (4yr)
$45,815
Natl Median: $68,257
Lifetime Value Added
-$102k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$27,397
Natl Median: $51,490
Lifetime Value Added
-$252k
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,853
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$39,424
Natl Median: $50,680
Lifetime Value Added
-$163k
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,294
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Median Debt
$15,869
Earnings (4yr)
$39,566
Natl Median: $53,072
Lifetime Value Added
-$155k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$16,699
Earnings (4yr)
$41,259
Natl Median: $50,706
Lifetime Value Added
-$141k
Social Work
BachCIP: 4407
Median Debt
$16,181
Earnings (4yr)
$46,324
Natl Median: $51,790
Lifetime Value Added
-$98k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$34,925
Natl Median: $59,631
Lifetime Value Added
-$196k
Median Debt
$18,721
Earnings (4yr)
$44,168
Natl Median: $47,382
Lifetime Value Added
-$116k

Master's Degrees

Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$52,231
Natl Median: $65,824
Lifetime Value Added
-$204k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (5yr)
$56,693
Natl Median: $82,751
Lifetime Value Added
-$172k
Social Work
MastCIP: 4407
Median Debt
$26,750
Earnings (4yr)
$57,680
Natl Median: $65,123
Lifetime Value Added
-$152k
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $65,226
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.