College ROI

Smarter Choices, Brighter Futures
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Concord University

Athens, WV 1,504 Undergrads 45.7% Grad Rate
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Total Cost
$20,434
Sticker Price
Avg Net Price
$9,966
After Aid
Median Earnings
$45,035
4yr Post-Grad

Vs. Peer Institutions

Net Price$9,966
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$45,035
Peer Midpoint: $60,428
Graduation Rate45.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients51.2%
Enrollment Status
Full-Time95.8%
Economic Outcomes
Earn More than HS56.4%

Admissions Profile

Acceptance
92.6%
SAT Avg
977
SAT Reading
25th: 44052075th: 560
SAT Math
25th: 39049075th: 530
ACT Composite
25th: 172175th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$412k
-$55k
-$73k
Median Cost$10k/yr
+$376k
-$91k
-$109k
Full Cost$20k/yr
+$338k
-$129k
-$146k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$10k/yr
Never
-303%
Full Cost$20k/yr
Never
-199%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-245%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-104%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$22,834
Earnings (4yr)
$52,670
Natl Median: $57,214
Lifetime Value Added
-$44k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,354
Earnings (4yr)
$45,815
Natl Median: $68,257
Lifetime Value Added
-$102k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$27,397
Natl Median: $51,490
Lifetime Value Added
-$252k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,853
Lifetime Value Added
N/A
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$39,424
Natl Median: $50,680
Lifetime Value Added
-$163k
Information Science/Studies
BachCIP: 1104
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,294
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$15,869
Earnings (4yr)
$39,566
Natl Median: $53,072
Lifetime Value Added
-$155k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$16,699
Earnings (4yr)
$41,259
Natl Median: $50,706
Lifetime Value Added
-$141k
Social Work
BachCIP: 4407
Median Debt
$16,181
Earnings (4yr)
$46,324
Natl Median: $51,790
Lifetime Value Added
-$98k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Specialized Sales, Merchandising and Marketing Operations
BachCIP: 5219
Median Debt
-
Earnings (4yr)
$34,925
Natl Median: $59,631
Lifetime Value Added
-$196k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$18,721
Earnings (4yr)
$44,168
Natl Median: $47,382
Lifetime Value Added
-$116k

Master's Degrees

Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$52,231
Natl Median: $65,824
Lifetime Value Added
-$204k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (5yr)
$56,693
Natl Median: $82,751
Lifetime Value Added
-$172k
Social Work
MastCIP: 4407
Median Debt
$26,750
Earnings (4yr)
$57,680
Natl Median: $65,123
Lifetime Value Added
-$152k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Graduate Certificates

Liberal Arts and Sciences, General Studies and Humanities
Gr-CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,226
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.