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Mount St. Joseph University
Cincinnati, OH 1,129 Undergrads 53.0% Grad Rate
Total Cost
$46,719
Sticker Price
Avg Net Price
$16,530
After Aid
Median Earnings
$61,602
4yr Post-Grad
Vs. Peer Institutions
Net Price$16,530
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$61,602
Peer Midpoint: $60,428
Graduation Rate53.0%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients38.5%
Enrollment Status
Full-Time96.1%
Economic Outcomes
Earn More than HS76.8%
Admissions Profile
Acceptance
59.1%
SAT Avg
1,183
SAT Reading
25th: 47053975th: 580
SAT Math
25th: 46056775th: 560
ACT Composite
25th: 202475th: 28
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$549k
+$82k
+$64k
Median Cost$17k/yr
+$489k
+$22k
+$5k
Full Cost$47k/yr
+$380k
-$86k
-$104k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$17k/yr
60
8%
Full Cost$47k/yr
Never
-62%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-22%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
$69,706
Natl Median: $76,194
Lifetime Value Added
+$68k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Behavioral Sciences
BachCIP: 3017
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,673
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
$59,945
Natl Median: $57,214
Lifetime Value Added
-$9k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$29,750
Earnings (4yr)
$63,257
Natl Median: $68,257
Lifetime Value Added
+$18k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$33,281
Natl Median: $56,359
Lifetime Value Added
-$222k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Computer Software and Media Applications
BachCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Criminology
BachCIP: 4504
Median Debt
-
Earnings (4yr)
$58,825
Natl Median: $55,556
Lifetime Value Added
-$18k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$36,941
Natl Median: $51,490
Lifetime Value Added
-$189k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Legal Support Services
BachCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (5yr)
$39,034
Natl Median: $53,072
Lifetime Value Added
-$190k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Sciences
BachCIP: 3018
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,935
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,706
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (4yr)
$78,664
Natl Median: $88,910
Lifetime Value Added
+$136k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$49,004
Natl Median: $54,562
Lifetime Value Added
-$99k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$19,000
Earnings (5yr)
$42,111
Natl Median: $47,382
Lifetime Value Added
-$164k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Post-Baccalaureate Certificates
Teacher Education and Professional Development, Specific Levels and Methods
PB-CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,414
Lifetime Value Added
N/A
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,500
Earnings (4yr)
$85,153
Natl Median: $103,485
Lifetime Value Added
+$80k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Human Resources Management and Services
MastCIP: 5210
Median Debt
$39,978
Earnings (4yr)
$93,814
Natl Median: $83,558
Lifetime Value Added
+$156k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$47,495
Earnings (4yr)
$82,379
Natl Median: $120,193
Lifetime Value Added
+$56k
Religion/Religious Studies
MastCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,737
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$36,964
Earnings (4yr)
$55,767
Natl Median: $59,916
Lifetime Value Added
-$182k
Doctoral Degrees
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (4yr)
$116,735
Natl Median: $138,131
Lifetime Value Added
+$159k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$97,414
Earnings (4yr)
$75,868
Natl Median: $82,893
Lifetime Value Added
-$145k
Other Programs
Teacher Education and Professional Development, Specific Levels and Methods
DegCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,802
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.