College ROI

Smarter Choices, Brighter Futures
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Nazareth University

Rochester, NY 1,873 Undergrads 71.6% Grad Rate
Share
Total Cost
$58,254
Sticker Price
Avg Net Price
$29,357
After Aid
Median Earnings
$57,472
4yr Post-Grad

Vs. Peer Institutions

Net Price$29,357
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$57,472
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$56,458
Peer Midpoint: $53,763
Graduation Rate71.6%
Peer Midpoint: 58.9%
Average Starting Age21.0
Socio-Economic Diversity
Pell Grant Recipients26.2%
Enrollment Status
Full-Time97.5%
Economic Outcomes
Earn More than HS76.6%

Admissions Profile

Acceptance
74.7%
SAT Avg
1,216
SAT Reading
25th: 530-75th: 650
SAT Math
25th: 540-75th: 670
ACT Composite
25th: 23-75th: 32

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$515k
+$48k
+$31k
Median Cost$29k/yr
+$410k
-$57k
-$75k
Full Cost$58k/yr
+$306k
-$161k
-$179k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
42
Median Cost$29k/yr
Never
-71%
Full Cost$58k/yr
Never
-85%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-66%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-81%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,676
Lifetime Value Added
N/A
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$26,900
Earnings (4yr)
$58,371
Natl Median: $57,214
Lifetime Value Added
-$67k
Median Debt
$23,047
Earnings (4yr)
$57,193
Natl Median: $68,257
Lifetime Value Added
-$77k
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
$23,500
Earnings (4yr)
$53,695
Natl Median: $56,359
Lifetime Value Added
-$106k
Median Debt
$27,000
Earnings (4yr)
$60,754
Natl Median: $58,928
Lifetime Value Added
-$48k
Median Debt
-
Earnings (2yr)
$28,019
Natl Median: $51,936
Lifetime Value Added
-$316k
Dance
BachCIP: 5003
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,980
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$42,615
Natl Median: $51,490
Lifetime Value Added
-$199k
Median Debt
$27,000
Earnings (4yr)
$36,117
Natl Median: $39,775
Lifetime Value Added
-$255k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,642
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
$53,423
Natl Median: $48,590
Lifetime Value Added
-$108k
Median Debt
-
Earnings (4yr)
$79,225
Natl Median: $83,343
Lifetime Value Added
+$94k
Median Debt
-
Earnings (2yr)
$20,921
Natl Median: $41,367
Lifetime Value Added
-$381k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$71,968
Natl Median: $68,245
Lifetime Value Added
+$39k
Median Debt
$27,000
Earnings (4yr)
$62,585
Natl Median: $61,911
Lifetime Value Added
-$34k
History
BachCIP: 5401
Median Debt
$24,750
Earnings (4yr)
$55,271
Natl Median: $50,680
Lifetime Value Added
-$93k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$60,186
Natl Median: $57,149
Lifetime Value Added
-$53k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
$70,378
Natl Median: $69,303
Lifetime Value Added
+$27k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,883
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$24,500
Earnings (4yr)
$50,903
Natl Median: $50,706
Lifetime Value Added
-$129k
Public Health
BachCIP: 5122
Median Debt
$26,000
Earnings (4yr)
$47,851
Natl Median: $58,808
Lifetime Value Added
-$154k
Median Debt
$26,000
Earnings (4yr)
$87,529
Natl Median: $88,910
Lifetime Value Added
+$158k
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
$26,768
Earnings (4yr)
$51,412
Natl Median: $55,000
Lifetime Value Added
-$125k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,812
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$24,739
Earnings (4yr)
$57,949
Natl Median: $51,790
Lifetime Value Added
-$71k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$51,970
Natl Median: $47,382
Lifetime Value Added
-$120k
Median Debt
$27,000
Earnings (4yr)
$53,350
Natl Median: $51,389
Lifetime Value Added
-$109k
Median Debt
-
Earnings (2yr)
$32,029
Natl Median: $47,629
Lifetime Value Added
-$279k

Master's Degrees

Area Studies
MastCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,936
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$83,981
Natl Median: $103,485
Lifetime Value Added
+$32k
Median Debt
-
Earnings (4yr)
$74,531
Natl Median: $96,656
Lifetime Value Added
-$37k
Median Debt
$46,183
Earnings (4yr)
$64,742
Natl Median: $67,030
Lifetime Value Added
-$123k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$82,511
Natl Median: $83,558
Lifetime Value Added
+$33k
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,285
Lifetime Value Added
N/A
Median Debt
$34,043
Earnings (4yr)
$54,483
Natl Median: $71,416
Lifetime Value Added
-$218k
Social Work
MastCIP: 4407
Median Debt
$40,750
Earnings (4yr)
$59,937
Natl Median: $65,123
Lifetime Value Added
-$167k
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,111
Lifetime Value Added
N/A
Median Debt
$38,500
Earnings (4yr)
$53,818
Natl Median: $59,916
Lifetime Value Added
-$224k
Median Debt
$29,834
Earnings (4yr)
$54,886
Natl Median: $63,707
Lifetime Value Added
-$214k
Median Debt
$33,595
Earnings (4yr)
$55,628
Natl Median: $65,767
Lifetime Value Added
-$207k

Doctoral Degrees

Median Debt
$65,000
Earnings (4yr)
$79,147
Natl Median: $82,893
Lifetime Value Added
-$166k

Other Programs

Median Debt
-
Earnings (4yr)
$63,853
Natl Median: $56,308
Lifetime Value Added
-$281k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.