College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Samford University

Birmingham, AL 4,206 Undergrads 76.9% Grad Rate
Share
Total Cost
$57,456
Sticker Price
Avg Net Price
$32,622
After Aid
Median Earnings
$66,567
4yr Post-Grad

Vs. Peer Institutions

Net Price$32,622
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$66,567
Peer Midpoint: $60,428
Graduation Rate76.9%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients11.0%
Enrollment Status
Full-Time98.6%
Economic Outcomes
Earn More than HS78.8%

Admissions Profile

Acceptance
82.4%
SAT Avg
1,201
SAT Reading
25th: 55061575th: 640
SAT Math
25th: 52058075th: 610
ACT Composite
25th: 222675th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$587k
+$121k
+$103k
Median Cost$33k/yr
+$470k
+$3k
-$14k
Full Cost$57k/yr
+$381k
-$86k
-$104k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
Median Cost$33k/yr
Never
-12%
Full Cost$57k/yr
Never
-50%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-2%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-63%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
$90,572
Natl Median: $76,194
Lifetime Value Added
+$169k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,800
Earnings (4yr)
$76,584
Natl Median: $68,257
Lifetime Value Added
+$62k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,429
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,928
Lifetime Value Added
N/A
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Design and Applied Arts
BachCIP: 5004
Median Debt
$23,250
Earnings (2yr)
$33,993
Natl Median: $51,490
Lifetime Value Added
-$273k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Engineering Physics
BachCIP: 1412
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,154
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$19,000
Earnings (4yr)
$93,444
Natl Median: $83,343
Lifetime Value Added
+$191k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,853
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,245
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$23,937
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
-
Earnings (4yr)
$50,809
Natl Median: $48,568
Lifetime Value Added
-$141k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
$18,120
Earnings (4yr)
$50,652
Natl Median: $56,278
Lifetime Value Added
-$143k
Legal Support Services
BachCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$18,000
Earnings (4yr)
$70,839
Natl Median: $69,303
Lifetime Value Added
+$18k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,959
Lifetime Value Added
N/A
Pharmacy, Pharmaceutical Sciences, and Administration
BachCIP: 5120
Median Debt
$11,000
Earnings (4yr)
$119,888
Natl Median: $116,539
Lifetime Value Added
+$392k
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (2yr)
$26,896
Natl Median: $50,706
Lifetime Value Added
-$338k
Public Administration
BachCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,000
Earnings (4yr)
$72,517
Natl Median: $88,910
Lifetime Value Added
+$31k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
$47,117
Natl Median: $54,562
Lifetime Value Added
-$172k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,500
Earnings (4yr)
$52,171
Natl Median: $47,382
Lifetime Value Added
-$130k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Visual and Performing Arts, Other
BachCIP: 5099
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,629
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (4yr)
$92,202
Natl Median: $95,833
Lifetime Value Added
+$112k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $127,347
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
$119,341
Natl Median: $103,485
Lifetime Value Added
+$349k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
-
Earnings (4yr)
$57,010
Natl Median: $67,030
Lifetime Value Added
-$200k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (4yr)
$63,341
Natl Median: $71,685
Lifetime Value Added
-$142k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Environmental Control Technologies/Technicians
MastCIP: 1505
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,955
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
MastCIP: 1905
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,523
Lifetime Value Added
N/A
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
-
Earnings (4yr)
$122,699
Natl Median: $101,000
Lifetime Value Added
+$378k
Missions/Missionary Studies and Missiology
MastCIP: 3903
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,204
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,285
Lifetime Value Added
N/A
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,607
Lifetime Value Added
N/A
Nutrition Sciences
MastCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,126
Lifetime Value Added
N/A
Public Health
MastCIP: 5122
Median Debt
-
Earnings (4yr)
$92,506
Natl Median: $82,751
Lifetime Value Added
+$115k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$110,952
Earnings (4yr)
$127,084
Natl Median: $120,193
Lifetime Value Added
+$416k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$138,310
Earnings (4yr)
$85,180
Natl Median: $71,416
Lifetime Value Added
+$51k
Religious Music and Worship
MastCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,264
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$46,834
Earnings (4yr)
$55,271
Natl Median: $65,123
Lifetime Value Added
-$217k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$31,220
Earnings (4yr)
$54,714
Natl Median: $59,916
Lifetime Value Added
-$222k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
$49,054
Earnings (4yr)
$50,016
Natl Median: $61,300
Lifetime Value Added
-$267k

Graduate Certificates

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
$73,798
Earnings (4yr)
$105,374
Natl Median: $100,573
Lifetime Value Added
+$17k
Law
DocCIP: 2201
Median Debt
$108,958
Earnings (4yr)
$91,687
Natl Median: $105,518
Lifetime Value Added
-$85k
Pharmacy, Pharmaceutical Sciences, and Administration
DocCIP: 5120
Median Debt
$212,943
Earnings (4yr)
$132,942
Natl Median: $136,696
Lifetime Value Added
+$220k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$42,973
Earnings (4yr)
$101,915
Natl Median: $138,131
Lifetime Value Added
-$9k

Other Programs

Educational Administration and Supervision
DegCIP: 1304
Median Debt
-
Earnings (4yr)
$81,398
Natl Median: $90,560
Lifetime Value Added
-$161k
Special Education and Teaching
DegCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,406
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.