College ROI

Smarter Choices, Brighter Futures
Back to Colleges

St Catherine University

Saint Paul, MN 2,473 Undergrads 59.9% Grad Rate
School Website|Financial Calculator
Share
Total Cost
$60,476
Sticker Price
Avg Net Price
$19,764
After Aid
Median Earnings
$65,829
4yr Post-Grad

Vs. Peer Institutions

Net Price$19,764
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$65,829
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$59,282
Peer Midpoint: $53,763
Graduation Rate59.9%
Peer Midpoint: 58.9%
Average Starting Age25.4
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients38.7%
Enrollment Status
Full-Time66.5%
Economic Outcomes
Earn More than HS80.1%

Admissions Profile

Acceptance
91.8%
SAT Avg
1,147
SAT Reading
25th: 48055575th: 560
SAT Math
25th: 37049575th: 580
ACT Composite
25th: 202375th: 26

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$582k
+$115k
+$97k
Median Cost$20k/yr
+$511k
+$44k
+$26k
Full Cost$60k/yr
+$364k
-$103k
-$120k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$20k/yr
49
37%
Full Cost$60k/yr
Never
-55%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-12%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (2yr)
$32,569
Natl Median: $38,675
Lifetime Value Added
-$101k
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,001
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Public Health
CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,933
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,570
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
$21,000
Earnings (4yr)
$51,868
Natl Median: $42,269
Lifetime Value Added
+$30k
Median Debt
$20,937
Earnings (4yr)
$64,950
Natl Median: $65,389
Lifetime Value Added
+$154k
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,073
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,724
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$76,059
Natl Median: $80,813
Lifetime Value Added
+$254k

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$75,526
Natl Median: $76,194
Lifetime Value Added
+$101k
Median Debt
$27,000
Earnings (4yr)
$83,211
Natl Median: $70,786
Lifetime Value Added
+$159k
Median Debt
-
Earnings (4yr)
$45,973
Natl Median: $45,044
Lifetime Value Added
-$136k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,250
Earnings (4yr)
$64,834
Natl Median: $57,214
Lifetime Value Added
+$19k
Median Debt
$25,000
Earnings (4yr)
$67,876
Natl Median: $68,257
Lifetime Value Added
+$42k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$27,918
Earnings (4yr)
$55,058
Natl Median: $56,359
Lifetime Value Added
-$60k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,753
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$29,107
Earnings (4yr)
$87,821
Natl Median: $82,686
Lifetime Value Added
+$194k
Median Debt
$26,000
Earnings (4yr)
$47,549
Natl Median: $48,590
Lifetime Value Added
-$123k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$65,053
Natl Median: $75,399
Lifetime Value Added
+$41k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,149
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,053
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,848
Earnings (5yr)
$50,986
Natl Median: $50,706
Lifetime Value Added
-$102k
Psychology, Other
BachCIP: 4299
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,748
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings (4yr)
$61,169
Natl Median: $58,808
Lifetime Value Added
-$10k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$26,514
Earnings (4yr)
$85,514
Natl Median: $88,910
Lifetime Value Added
+$177k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$28,020
Earnings (4yr)
$62,227
Natl Median: $51,790
Lifetime Value Added
-$2k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,631
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$61,048
Natl Median: $54,562
Lifetime Value Added
-$11k
Median Debt
-
Earnings (4yr)
$48,822
Natl Median: $47,382
Lifetime Value Added
-$112k
Median Debt
$28,000
Earnings (4yr)
$48,873
Natl Median: $51,389
Lifetime Value Added
-$111k
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $86,165
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,973
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,571
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,231
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$118,660
Earnings (4yr)
$144,037
Natl Median: $127,347
Lifetime Value Added
+$586k
Median Debt
-
Earnings (4yr)
$67,910
Natl Median: $35,462
Lifetime Value Added
-$77k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,769
Lifetime Value Added
N/A
Median Debt
$43,423
Earnings (4yr)
$105,176
Natl Median: $103,485
Lifetime Value Added
+$249k
Median Debt
-
Earnings (5yr)
$64,014
Natl Median: $63,399
Lifetime Value Added
-$124k
Education, General
MastCIP: 1301
Median Debt
$34,326
Earnings (4yr)
$56,211
Natl Median: $65,824
Lifetime Value Added
-$184k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Median Debt
$33,885
Earnings (4yr)
$54,584
Natl Median: $56,301
Lifetime Value Added
-$199k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Public Health
MastCIP: 5122
Median Debt
$35,556
Earnings (4yr)
$68,314
Natl Median: $82,751
Lifetime Value Added
-$74k
Median Debt
$61,500
Earnings (4yr)
$99,367
Natl Median: $120,193
Lifetime Value Added
+$198k
Median Debt
$66,494
Earnings (4yr)
$67,265
Natl Median: $71,416
Lifetime Value Added
-$83k
Median Debt
$21,069
Earnings (4yr)
$54,001
Natl Median: $59,916
Lifetime Value Added
-$205k
Median Debt
-
Earnings (4yr)
$63,409
Natl Median: $63,707
Lifetime Value Added
-$118k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $60,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$108,328
Natl Median: $94,506
Lifetime Value Added
+$363k
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,515
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
$50,013
Earnings (4yr)
$127,178
Natl Median: $138,131
Lifetime Value Added
+$224k
Median Debt
$99,200
Earnings (4yr)
$79,042
Natl Median: $82,893
Lifetime Value Added
-$133k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.