College ROI

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St Catherine University

Saint Paul, MN 2,473 Undergrads 57.3% Grad Rate
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Total Cost
$62,306
Sticker Price
Avg Net Price
$19,090
After Aid
Median Earnings
$67,244
5yr Post-Grad

Vs. Peer Institutions

Net Price$19,090
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$67,244
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$64,729
Peer Midpoint: $58,891
Graduation Rate57.3%
Peer Midpoint: 58.9%
Average starting age (2015-17)25.4
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients43.5%
Enrollment Status
Full-Time66.5%
Economic Outcomes
Earn More than HS79.5%

Admissions Profile

Acceptance
91.8%
SAT Avg
1,147
SAT Reading
25th: 48053075th: 560
SAT Math
25th: 37055075th: 580
ACT Composite
25th: 202375th: 26

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$586k
+$116k
+$100k
Median Cost$19k/yr
+$517k
+$47k
+$31k
Full Cost$62k/yr
+$362k
-$108k
-$125k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$19k/yr
47
45%
Full Cost$62k/yr
Never
-56%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-14%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-68%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $52,001
Lifetime Value Added
N/A
Public Health
CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,933
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,570
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
$21,000
Earnings (4yr)
$51,868
Natl Median: $42,269
Lifetime Value Added
+$32k
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Median Debt
$22,500
Earnings (4yr)
$64,950
Natl Median: $65,389
Lifetime Value Added
+$157k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $48,724
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$75,526
Natl Median: $76,194
Lifetime Value Added
+$105k
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Median Debt
$25,500
Earnings (4yr)
$83,211
Natl Median: $70,786
Lifetime Value Added
+$164k
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Median Debt
-
Earnings (4yr)
$45,973
Natl Median: $45,044
Lifetime Value Added
-$134k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,250
Earnings (4yr)
$64,834
Natl Median: $57,214
Lifetime Value Added
+$22k
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Median Debt
$26,939
Earnings (4yr)
$67,876
Natl Median: $68,257
Lifetime Value Added
+$46k
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Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$55,058
Natl Median: $56,359
Lifetime Value Added
-$57k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,753
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$87,821
Natl Median: $82,686
Lifetime Value Added
+$199k
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Median Debt
-
Earnings (4yr)
$47,549
Natl Median: $48,590
Lifetime Value Added
-$120k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$65,053
Natl Median: $75,399
Lifetime Value Added
+$45k
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Median Debt
-
Earnings (5yr)
$62,418
Natl Median: $61,911
Lifetime Value Added
-$7k
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History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,053
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$21,113
Earnings (2yr)
$26,353
Natl Median: $50,706
Lifetime Value Added
-$295k
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Psychology, Other
BachCIP: 4299
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,748
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
$23,125
Earnings (4yr)
$61,169
Natl Median: $58,808
Lifetime Value Added
-$7k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$24,389
Earnings (4yr)
$85,514
Natl Median: $88,910
Lifetime Value Added
+$181k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$24,445
Earnings (4yr)
$62,227
Natl Median: $51,790
Lifetime Value Added
+$1k
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Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,631
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
$61,048
Natl Median: $54,562
Lifetime Value Added
-$8k
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Median Debt
$21,710
Earnings (4yr)
$48,822
Natl Median: $47,382
Lifetime Value Added
-$109k
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Median Debt
-
Earnings (4yr)
$48,873
Natl Median: $51,389
Lifetime Value Added
-$109k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $40,973
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$157,058
Earnings (4yr)
$144,037
Natl Median: $127,347
Lifetime Value Added
+$588k
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Median Debt
-
Earnings (4yr)
$67,910
Natl Median: $35,462
Lifetime Value Added
-$76k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $73,769
Lifetime Value Added
N/A
Median Debt
$32,625
Earnings (4yr)
$105,176
Natl Median: $103,485
Lifetime Value Added
+$251k
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Median Debt
-
Earnings (2yr)
$52,107
Natl Median: $63,399
Lifetime Value Added
-$203k
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Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$56,211
Natl Median: $65,824
Lifetime Value Added
-$184k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Median Debt
$45,913
Earnings (4yr)
$54,584
Natl Median: $56,301
Lifetime Value Added
-$199k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Public Health
MastCIP: 5122
Median Debt
$41,000
Earnings (4yr)
$68,314
Natl Median: $82,751
Lifetime Value Added
-$72k
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Median Debt
$61,430
Earnings (4yr)
$99,367
Natl Median: $120,193
Lifetime Value Added
+$201k
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Median Debt
$76,390
Earnings (4yr)
$67,265
Natl Median: $71,416
Lifetime Value Added
-$81k
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Median Debt
$27,808
Earnings (4yr)
$54,001
Natl Median: $59,916
Lifetime Value Added
-$205k
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Median Debt
-
Earnings (4yr)
$63,409
Natl Median: $63,707
Lifetime Value Added
-$117k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $60,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$118,940
Natl Median: $94,506
Lifetime Value Added
+$463k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $60,515
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
$51,138
Earnings (4yr)
$127,178
Natl Median: $138,131
Lifetime Value Added
+$227k
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Median Debt
$110,365
Earnings (4yr)
$79,042
Natl Median: $82,893
Lifetime Value Added
-$130k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.