College ROI

Smarter Choices, Brighter Futures
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St. John Fisher University

Rochester, NY 2,579 Undergrads 77.4% Grad Rate
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Total Cost
$52,514
Sticker Price
Avg Net Price
$28,150
After Aid
Median Earnings
$66,944
10yr Post-Entry

Vs. Peer Institutions

Net Price$28,150
Peer Midpoint: $19,729.5
Earnings (10yr)$66,944
Peer Midpoint: $53,747
Graduation Rate77.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients27.8%
Enrollment Status
Full-Time97.9%
Economic Outcomes
Earn More than HS86.7%

Admissions Profile

Acceptance
67.8%
SAT Avg
1,207
SAT Reading
25th: 56059075th: 640
SAT Math
25th: 56060075th: 640
ACT Composite
25th: 242675th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$570k
+$174k
+$86k
Median Cost$28k/yr
+$469k
+$72k
-$16k
Full Cost$53k/yr
+$381k
-$15k
-$103k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
Median Cost$28k/yr
Never
-15%
Full Cost$53k/yr
Never
-55%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-10%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-65%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$71,104
Lifetime Value Added
+$26k
Biology, General
BachCIP: 2601
Median Debt
$24,987
Earnings (5yr)
$66,181
Lifetime Value Added
-$11k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,500
Earnings (5yr)
$62,849
Lifetime Value Added
-$37k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (5yr)
$65,524
Lifetime Value Added
-$16k
Communication and Media Studies
BachCIP: 0901
Median Debt
$19,500
Earnings (5yr)
$54,651
Lifetime Value Added
-$102k
Criminology
BachCIP: 4504
Median Debt
$23,188
Earnings (5yr)
$67,894
Lifetime Value Added
+$2k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$189k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$22,875
Earnings (5yr)
$89,381
Lifetime Value Added
+$163k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,914
Earnings (5yr)
$56,147
Lifetime Value Added
-$90k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$31,998
Lifetime Value Added
-$292k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (5yr)
$65,351
Lifetime Value Added
-$18k
Marketing
BachCIP: 5214
Median Debt
$21,500
Earnings (5yr)
$70,080
Lifetime Value Added
+$18k
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (5yr)
$64,308
Lifetime Value Added
-$26k
Psychology, General
BachCIP: 4201
Median Debt
$23,000
Earnings (5yr)
$53,803
Lifetime Value Added
-$109k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
-
Earnings (2yr)
$42,908
Lifetime Value Added
-$177k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,375
Earnings (5yr)
$79,048
Lifetime Value Added
+$85k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$55,539
Lifetime Value Added
-$95k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (5yr)
$55,613
Lifetime Value Added
-$95k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,783
Earnings (5yr)
$55,688
Lifetime Value Added
-$94k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$31,625
Earnings (5yr)
$88,826
Lifetime Value Added
+$292k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (2yr)
$76,460
Lifetime Value Added
+$226k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$73,815
Earnings (5yr)
$57,354
Lifetime Value Added
+$17k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$34,628
Earnings (5yr)
$115,223
Lifetime Value Added
+$518k
Special Education and Teaching
MastCIP: 1310
Median Debt
$66,000
Earnings (5yr)
$53,770
Lifetime Value Added
-$16k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$27,475
Earnings (5yr)
$51,028
Lifetime Value Added
-$42k

Doctoral Degrees

Business Administration, Management and Operations
DocCIP: 5202
Median Debt
$97,204
Earnings (2yr)
$79,450
Lifetime Value Added
+$80k

Professional Degrees

Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$175,497
Earnings (5yr)
$137,872
Lifetime Value Added
+$469k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.