College ROI

Smarter Choices, Brighter Futures
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University of North Alabama

Florence, AL 5,811 Undergrads 55.6% Grad Rate
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Total Cost
$28,880
Sticker Price
Avg Net Price
$17,850
After Aid
Median Earnings
$52,856
5yr Post-Grad

Vs. Peer Institutions

Net Price$17,850
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$52,856
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$50,557
Peer Midpoint: $58,891
Graduation Rate55.6%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.4
Socio-Economic Diversity
Pell Grant Recipients34.6%
Enrollment Status
Full-Time85.5%
Economic Outcomes
Earn More than HS64.4%

Admissions Profile

Acceptance
87.3%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$471k
+$787
-$16k
Median Cost$18k/yr
+$407k
-$63k
-$80k
Full Cost$29k/yr
+$367k
-$103k
-$119k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$18k/yr
Never
-124%
Full Cost$29k/yr
Never
-115%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-109%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-81%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
$21,375
Earnings (4yr)
$56,814
Natl Median: $76,194
Lifetime Value Added
-$38k
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Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
$17,500
Earnings (4yr)
$48,020
Natl Median: $48,240
Lifetime Value Added
-$112k
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Biology, General
BachCIP: 2601
Median Debt
$26,000
Earnings (4yr)
$52,979
Natl Median: $57,214
Lifetime Value Added
-$70k
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Median Debt
$21,371
Earnings (4yr)
$51,912
Natl Median: $68,257
Lifetime Value Added
-$79k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
$72,885
Natl Median: $65,120
Lifetime Value Added
+$89k
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Median Debt
$21,500
Earnings (4yr)
$40,334
Natl Median: $56,359
Lifetime Value Added
-$178k
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Median Debt
$17,968
Earnings (4yr)
$80,423
Natl Median: $92,374
Lifetime Value Added
+$147k
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Median Debt
$20,500
Earnings (4yr)
$48,913
Natl Median: $55,378
Lifetime Value Added
-$104k
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Median Debt
-
Earnings (4yr)
$38,735
Natl Median: $47,668
Lifetime Value Added
-$191k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Engineering Technologies/Technicians, General
BachCIP: 1500
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,526
Lifetime Value Added
N/A
Median Debt
$20,000
Earnings (4yr)
$47,150
Natl Median: $48,590
Lifetime Value Added
-$119k
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Median Debt
-
Earnings (4yr)
$42,733
Natl Median: $48,460
Lifetime Value Added
-$157k
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Median Debt
-
Earnings (4yr)
$51,994
Natl Median: $83,343
Lifetime Value Added
-$78k
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Median Debt
-
Earnings (4yr)
$39,550
Natl Median: $41,367
Lifetime Value Added
-$184k
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Median Debt
-
Earnings (4yr)
$50,445
Natl Median: $57,853
Lifetime Value Added
-$91k
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History
BachCIP: 5401
Median Debt
$21,790
Earnings (4yr)
$41,728
Natl Median: $50,680
Lifetime Value Added
-$166k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$75,870
Natl Median: $83,290
Lifetime Value Added
+$112k
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Marketing
BachCIP: 5214
Median Debt
$21,500
Earnings (4yr)
$51,124
Natl Median: $69,303
Lifetime Value Added
-$86k
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $69,562
Lifetime Value Added
-$182k
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Median Debt
-
Earnings (4yr)
$34,810
Natl Median: $50,532
Lifetime Value Added
-$226k
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Median Debt
$19,105
Earnings (4yr)
$52,044
Natl Median: $55,693
Lifetime Value Added
-$78k
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Music
BachCIP: 5009
Median Debt
$27,000
Earnings (4yr)
$41,734
Natl Median: $42,892
Lifetime Value Added
-$166k
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Parks, Recreation, Leisure, Fitness, and Kinesiology, Other
BachCIP: 3199
Median Debt
-
Earnings (4yr)
$40,250
Natl Median: $42,573
Lifetime Value Added
-$178k
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Median Debt
-
Earnings (4yr)
$78,082
Natl Median: $63,096
Lifetime Value Added
+$129k
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Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$19,579
Earnings (4yr)
$43,706
Natl Median: $63,293
Lifetime Value Added
-$149k
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Median Debt
$21,000
Earnings (4yr)
$74,550
Natl Median: $88,910
Lifetime Value Added
+$102k
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Median Debt
$21,641
Earnings (4yr)
$33,565
Natl Median: $55,695
Lifetime Value Added
-$236k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$25,625
Earnings (4yr)
$37,853
Natl Median: $51,790
Lifetime Value Added
-$199k
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Sociology
BachCIP: 4511
Median Debt
$24,906
Earnings (4yr)
$33,810
Natl Median: $52,657
Lifetime Value Added
-$234k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$16,625
Earnings (4yr)
$50,331
Natl Median: $54,562
Lifetime Value Added
-$92k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $57,887
Lifetime Value Added
N/A
Median Debt
$21,762
Earnings (4yr)
$47,973
Natl Median: $47,382
Lifetime Value Added
-$112k
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Master's Degrees

Median Debt
$16,350
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$36,803
Earnings (4yr)
$92,349
Natl Median: $103,485
Lifetime Value Added
+$141k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Median Debt
$28,923
Earnings (4yr)
-
Natl Median: $66,714
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$74,653
Natl Median: $65,824
Lifetime Value Added
-$27k
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Median Debt
$20,356
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,784
Lifetime Value Added
N/A
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,524
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$54,664
Natl Median: $67,520
Lifetime Value Added
-$207k
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Parks, Recreation, Leisure, Fitness, and Kinesiology, Other
MastCIP: 3199
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,563
Lifetime Value Added
N/A
Median Debt
$21,625
Earnings (4yr)
$95,691
Natl Median: $120,193
Lifetime Value Added
+$171k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,035
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,111
Lifetime Value Added
N/A
Median Debt
$21,097
Earnings (4yr)
$56,744
Natl Median: $59,916
Lifetime Value Added
-$177k
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Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.