College ROI

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University of Saint Joseph

West Hartford, CT 838 Undergrads 63.7% Grad Rate
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Total Cost
$59,900
Sticker Price
Avg Net Price
$27,989
After Aid
Median Earnings
$73,035
4yr Post-Grad

Vs. Peer Institutions

Net Price$27,989
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$73,035
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$59,908
Peer Midpoint: $53,763
Graduation Rate63.7%
Peer Midpoint: 58.9%
Average Starting Age23.1
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients35.7%
Enrollment Status
Full-Time96.9%
Economic Outcomes
Earn More than HS85.4%

Admissions Profile

Acceptance
78.6%
SAT Avg
950
SAT Reading
25th: 44053675th: 610
SAT Math
25th: 41057375th: 560
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$637k
+$170k
+$153k
Median Cost$28k/yr
+$536k
+$69k
+$52k
Full Cost$60k/yr
+$421k
-$45k
-$63k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$28k/yr
44
52%
Full Cost$60k/yr
Never
-29%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return37%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-52%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $43,833
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$49,383
Natl Median: $57,214
Lifetime Value Added
-$137k
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,568
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$49,532
Natl Median: $50,706
Lifetime Value Added
-$135k
Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings (4yr)
$52,827
Natl Median: $58,808
Lifetime Value Added
-$108k
Median Debt
$27,000
Earnings (4yr)
$90,587
Natl Median: $88,910
Lifetime Value Added
+$186k
Social Work
BachCIP: 4407
Median Debt
$26,500
Earnings (4yr)
$59,465
Natl Median: $51,790
Lifetime Value Added
-$54k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Biology, General
PB-CertCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,779
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$62,093
Natl Median: $61,571
Lifetime Value Added
-$78k
Public Health
PB-CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,697
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,623
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$126,290
Earnings (4yr)
$141,533
Natl Median: $127,347
Lifetime Value Added
+$549k
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,271
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
$71,404
Natl Median: $69,830
Lifetime Value Added
-$62k
Median Debt
-
Earnings (4yr)
$75,925
Natl Median: $103,485
Lifetime Value Added
-$22k
Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Median Debt
$51,250
Earnings (4yr)
$74,573
Natl Median: $65,184
Lifetime Value Added
-$34k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,399
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$16,828
Earnings (4yr)
$69,844
Natl Median: $65,824
Lifetime Value Added
-$76k
Median Debt
-
Earnings (2yr)
$46,478
Natl Median: $59,571
Lifetime Value Added
-$274k
Nutrition Sciences
MastCIP: 3019
Median Debt
$20,500
Earnings (4yr)
$69,578
Natl Median: $67,126
Lifetime Value Added
-$78k
Median Debt
$47,798
Earnings (4yr)
$125,564
Natl Median: $120,193
Lifetime Value Added
+$411k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (4yr)
$68,123
Natl Median: $65,123
Lifetime Value Added
-$91k
Median Debt
$23,296
Earnings (4yr)
$62,650
Natl Median: $64,397
Lifetime Value Added
-$140k
Median Debt
-
Earnings (4yr)
$58,976
Natl Median: $60,111
Lifetime Value Added
-$173k
Median Debt
-
Earnings (4yr)
$52,902
Natl Median: $59,916
Lifetime Value Added
-$230k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Professional Degrees

Median Debt
$183,136
Earnings (4yr)
$138,455
Natl Median: $138,348
Lifetime Value Added
+$277k
Median Debt
-
Earnings (4yr)
-
Natl Median: $133,099
Lifetime Value Added
N/A

Other Programs

Education, General
DegCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,645
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,406
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,802
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,347
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.