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University of Saint Joseph
West Hartford, CT 838 Undergrads 63.7% Grad Rate
Total Cost
$59,900
Sticker Price
Avg Net Price
$27,989
After Aid
Median Earnings
$73,035
4yr Post-Grad
Vs. Peer Institutions
Net Price$27,989
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$73,035
Peer Midpoint: $60,428
Graduation Rate63.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients35.7%
Enrollment Status
Full-Time96.9%
Economic Outcomes
Earn More than HS85.4%
Admissions Profile
Acceptance
78.6%
SAT Avg
950
SAT Reading
25th: 44053675th: 610
SAT Math
25th: 41057375th: 560
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$637k
+$170k
+$153k
Median Cost$28k/yr
+$536k
+$69k
+$52k
Full Cost$60k/yr
+$421k
-$45k
-$63k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$28k/yr
44
52%
Full Cost$60k/yr
Never
-29%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return37%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-52%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Health Services/Allied Health/Health Sciences, General
CertCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,833
Lifetime Value Added
N/A
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$49,383
Natl Median: $57,214
Lifetime Value Added
-$137k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,568
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$49,532
Natl Median: $50,706
Lifetime Value Added
-$135k
Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings (4yr)
$52,827
Natl Median: $58,808
Lifetime Value Added
-$108k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (4yr)
$90,587
Natl Median: $88,910
Lifetime Value Added
+$186k
Social Work
BachCIP: 4407
Median Debt
$26,500
Earnings (4yr)
$59,465
Natl Median: $51,790
Lifetime Value Added
-$54k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Post-Baccalaureate Certificates
Biology, General
PB-CertCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,779
Lifetime Value Added
N/A
Business Administration, Management and Operations
PB-CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A
Dietetics and Clinical Nutrition Services
PB-CertCIP: 5131
Median Debt
-
Earnings (5yr)
$62,093
Natl Median: $61,571
Lifetime Value Added
-$78k
Public Health
PB-CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,697
Lifetime Value Added
N/A
Special Education and Teaching
PB-CertCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,623
Lifetime Value Added
N/A
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$126,290
Earnings (4yr)
$141,533
Natl Median: $127,347
Lifetime Value Added
+$549k
Biochemistry, Biophysics and Molecular Biology
MastCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,271
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
$71,404
Natl Median: $69,830
Lifetime Value Added
-$62k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
$75,925
Natl Median: $103,485
Lifetime Value Added
-$22k
Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$51,250
Earnings (4yr)
$74,573
Natl Median: $65,184
Lifetime Value Added
-$34k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,399
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$16,828
Earnings (4yr)
$69,844
Natl Median: $65,824
Lifetime Value Added
-$76k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (2yr)
$46,478
Natl Median: $59,571
Lifetime Value Added
-$274k
Nutrition Sciences
MastCIP: 3019
Median Debt
$20,500
Earnings (4yr)
$69,578
Natl Median: $67,126
Lifetime Value Added
-$78k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$47,798
Earnings (4yr)
$125,564
Natl Median: $120,193
Lifetime Value Added
+$411k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (4yr)
$68,123
Natl Median: $65,123
Lifetime Value Added
-$91k
Special Education and Teaching
MastCIP: 1310
Median Debt
$23,296
Earnings (4yr)
$62,650
Natl Median: $64,397
Lifetime Value Added
-$140k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (4yr)
$58,976
Natl Median: $60,111
Lifetime Value Added
-$173k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
$52,902
Natl Median: $59,916
Lifetime Value Added
-$230k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A
Graduate Certificates
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A
Professional Degrees
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$183,136
Earnings (4yr)
$138,455
Natl Median: $138,348
Lifetime Value Added
+$277k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
ProfCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $133,099
Lifetime Value Added
N/A
Other Programs
Education, General
DegCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,645
Lifetime Value Added
N/A
Special Education and Teaching
DegCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,406
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
DegCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,802
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
DegCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,347
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.