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University of St Francis
Joliet, IL 1,223 Undergrads 69.5% Grad Rate
Total Cost
$46,239
Sticker Price
Avg Net Price
$13,006
After Aid
Median Earnings
$75,229
4yr Post-Grad
Vs. Peer Institutions
Net Price$13,006
Peer Midpoint: $20,080.5
Earnings (10yr)$75,229
Peer Midpoint: $60,428
Graduation Rate69.5%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients40.1%
Enrollment Status
Full-Time87.5%
Economic Outcomes
Earn More than HS83.4%
Admissions Profile
Acceptance
65.3%
SAT Avg
1,141
SAT Reading
25th: 52052575th: 610
SAT Math
25th: 51052075th: 610
ACT Composite
25th: 202375th: 32
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$647k
+$187k
+$169k
Median Cost$13k/yr
+$600k
+$140k
+$122k
Full Cost$46k/yr
+$480k
+$20k
+$3k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$13k/yr
33
261%
Full Cost$46k/yr
63
2%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return92%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-36%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$20,500
Earnings (4yr)
$76,680
Nat: $76,194
Lifetime Value Added
+$124k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$26,134
Earnings (2yr)
$59,124
Nat: $70,786
Lifetime Value Added
+$18k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$58,363
Nat: $57,214
Lifetime Value Added
-$17k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings
-
Nat: $68,257
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings
-
Nat: $75,975
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings
-
Nat: $56,359
Lifetime Value Added
N/A
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings
-
Nat: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings
-
Nat: $107,009
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
-
Earnings
-
Nat: $85,063
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
$61,741
Nat: $55,378
Lifetime Value Added
+$10k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings
-
Nat: $48,590
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings
-
Nat: $61,027
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings
-
Nat: $83,343
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$20,827
Earnings (4yr)
$79,421
Nat: $58,716
Lifetime Value Added
+$145k
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
$90,495
Nat: $68,069
Lifetime Value Added
+$228k
International Business
BachCIP: 5211
Median Debt
-
Earnings
-
Nat: $73,201
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings
-
Nat: $53,072
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$23,612
Earnings (4yr)
$68,599
Nat: $86,176
Lifetime Value Added
+$63k
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (4yr)
$61,119
Nat: $69,303
Lifetime Value Added
+$5k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
BachCIP: 5115
Median Debt
-
Earnings
-
Nat: $52,119
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings
-
Nat: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings
-
Nat: $55,012
Lifetime Value Added
N/A
Parks, Recreation, and Leisure Facilities Management
BachCIP: 3103
Median Debt
-
Earnings (2yr)
$35,060
Nat: $50,468
Lifetime Value Added
-$194k
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$21,538
Earnings (4yr)
$42,474
Nat: $50,706
Lifetime Value Added
-$149k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (4yr)
$87,383
Nat: $88,910
Lifetime Value Added
+$204k
Social Work
BachCIP: 4407
Median Debt
$23,000
Earnings (4yr)
$56,259
Nat: $51,790
Lifetime Value Added
-$34k
Special Education and Teaching
BachCIP: 1310
Median Debt
$22,500
Earnings (2yr)
$43,798
Nat: $50,499
Lifetime Value Added
-$115k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,497
Earnings (4yr)
$48,353
Nat: $47,382
Lifetime Value Added
-$100k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings
-
Nat: $51,389
Lifetime Value Added
N/A
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings
-
Nat: $44,535
Lifetime Value Added
N/A
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
-
Earnings
-
Nat: $41,688
Lifetime Value Added
N/A
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$133,574
Earnings (4yr)
$142,432
Nat: $127,347
Lifetime Value Added
+$779k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$28,347
Earnings (4yr)
$87,471
Nat: $103,485
Lifetime Value Added
+$311k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$12,235
Earnings (4yr)
$73,452
Nat: $63,399
Lifetime Value Added
+$190k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$26,911
Earnings (4yr)
$78,478
Nat: $71,685
Lifetime Value Added
+$233k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$28,182
Earnings (4yr)
$108,702
Nat: $89,981
Lifetime Value Added
+$493k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (4yr)
$95,335
Nat: $83,558
Lifetime Value Added
+$378k
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings
-
Nat: $65,716
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
-
Earnings
-
Nat: $124,807
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$49,000
Earnings (4yr)
$121,222
Nat: $120,193
Lifetime Value Added
+$600k
Social Work
MastCIP: 4407
Median Debt
$35,303
Earnings (4yr)
$61,372
Nat: $65,123
Lifetime Value Added
+$83k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings
-
Nat: $64,397
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings
-
Nat: $59,916
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings
-
Nat: $63,707
Lifetime Value Added
N/A
Graduate Certificates
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (4yr)
$141,547
Nat: $126,911
Lifetime Value Added
+$894k
Social Work
Gr-CertCIP: 4407
Median Debt
-
Earnings
-
Nat: $69,362
Lifetime Value Added
N/A
Doctoral Degrees
Educational Administration and Supervision
DocCIP: 1304
Median Debt
$63,582
Earnings (4yr)
$116,433
Nat: $100,573
Lifetime Value Added
+$371k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (2yr)
$117,572
Nat: $138,131
Lifetime Value Added
+$431k
Other Programs
Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings
-
Nat: $56,308
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.