College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Xavier University

Cincinnati, OH 4,207 Undergrads 73.2% Grad Rate
Share
Total Cost
$65,476
Sticker Price
Avg Net Price
$32,997
After Aid
Median Earnings
$71,477
4yr Post-Grad

Vs. Peer Institutions

Net Price$32,997
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$71,477
Peer Midpoint: $60,428
Graduation Rate73.2%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients15.4%
Enrollment Status
Full-Time96.9%
Economic Outcomes
Earn More than HS83.0%

Admissions Profile

Acceptance
86.4%
SAT Avg
1,217
SAT Reading
25th: 55360075th: 660
SAT Math
25th: 55058575th: 650
ACT Composite
25th: 222575th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$625k
+$158k
+$141k
Median Cost$33k/yr
+$506k
+$40k
+$22k
Full Cost$65k/yr
+$390k
-$77k
-$95k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
Median Cost$33k/yr
53
19%
Full Cost$65k/yr
Never
-40%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return16%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-59%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Computer Science
CertCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,690
Lifetime Value Added
N/A

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (4yr)
$81,855
Natl Median: $76,194
Lifetime Value Added
+$101k
Agricultural Production Operations
BachCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,588
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biological and Biomedical Sciences, Other
BachCIP: 2699
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,681
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$55,577
Natl Median: $57,214
Lifetime Value Added
-$103k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$65,263
Natl Median: $68,257
Lifetime Value Added
-$26k
Business, Management, Marketing, and Related Support Services, Other
BachCIP: 5299
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (4yr)
$80,165
Natl Median: $77,981
Lifetime Value Added
+$88k
Chemical Engineering
BachCIP: 1407
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,158
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,429
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
$53,800
Natl Median: $56,359
Lifetime Value Added
-$118k
Computer Science
BachCIP: 1107
Median Debt
$27,000
Earnings (4yr)
$104,908
Natl Median: $107,009
Lifetime Value Added
+$277k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,750
Earnings (4yr)
$60,615
Natl Median: $55,378
Lifetime Value Added
-$62k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (4yr)
$63,252
Natl Median: $82,686
Lifetime Value Added
-$42k
Engineering Physics
BachCIP: 1412
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,154
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$26,798
Earnings (5yr)
$58,293
Natl Median: $48,590
Lifetime Value Added
-$90k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$27,000
Earnings (4yr)
$81,532
Natl Median: $83,343
Lifetime Value Added
+$99k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
$27,000
Earnings (4yr)
$66,017
Natl Median: $68,245
Lifetime Value Added
-$20k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$54,843
Natl Median: $50,680
Lifetime Value Added
-$118k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
$71,259
Natl Median: $68,069
Lifetime Value Added
+$20k
Information Science/Studies
BachCIP: 1104
Median Debt
$27,000
Earnings (4yr)
$85,164
Natl Median: $85,294
Lifetime Value Added
+$127k
International Business
BachCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$23,250
Earnings (4yr)
$69,546
Natl Median: $53,072
Lifetime Value Added
+$7k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$26,285
Earnings (4yr)
$73,414
Natl Median: $69,303
Lifetime Value Added
+$37k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Natural Sciences
BachCIP: 3018
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,935
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$26,000
Earnings (4yr)
$63,347
Natl Median: $63,293
Lifetime Value Added
-$41k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$54,981
Natl Median: $50,706
Lifetime Value Added
-$108k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$26,515
Earnings (4yr)
$60,642
Natl Median: $63,560
Lifetime Value Added
-$62k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$26,000
Earnings (4yr)
$61,035
Natl Median: $50,497
Lifetime Value Added
-$59k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,750
Earnings (4yr)
$79,254
Natl Median: $88,910
Lifetime Value Added
+$81k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
$52,014
Natl Median: $51,790
Lifetime Value Added
-$133k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$60,804
Natl Median: $54,562
Lifetime Value Added
-$61k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$40,443
Natl Median: $47,382
Lifetime Value Added
-$231k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $127,347
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$41,530
Earnings (4yr)
$118,223
Natl Median: $103,485
Lifetime Value Added
+$339k
Business/Managerial Economics
MastCIP: 5206
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,526
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$30,750
Earnings (4yr)
$74,465
Natl Median: $66,714
Lifetime Value Added
-$44k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
MastCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,366
Lifetime Value Added
N/A
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (4yr)
$119,687
Natl Median: $110,694
Lifetime Value Added
+$351k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$44,500
Earnings (4yr)
$114,393
Natl Median: $89,981
Lifetime Value Added
+$305k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (4yr)
$99,110
Natl Median: $83,558
Lifetime Value Added
+$172k
International Business
MastCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,121
Lifetime Value Added
N/A
Management Information Systems and Services
MastCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $106,092
Lifetime Value Added
N/A
Marketing
MastCIP: 5214
Median Debt
-
Earnings (4yr)
$120,626
Natl Median: $79,106
Lifetime Value Added
+$359k
Medical Illustration and Informatics
MastCIP: 5127
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,441
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$50,545
Earnings (4yr)
$55,005
Natl Median: $59,571
Lifetime Value Added
-$220k
Pharmacy, Pharmaceutical Sciences, and Administration
MastCIP: 5120
Median Debt
-
Earnings (4yr)
-
Natl Median: $129,214
Lifetime Value Added
N/A
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,272
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
$64,505
Natl Median: $64,711
Lifetime Value Added
-$132k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (4yr)
$100,121
Natl Median: $120,193
Lifetime Value Added
+$181k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$30,750
Earnings (4yr)
$71,091
Natl Median: $71,416
Lifetime Value Added
-$74k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
$58,429
Natl Median: $64,397
Lifetime Value Added
-$188k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$20,500
Earnings (4yr)
$61,121
Natl Median: $62,033
Lifetime Value Added
-$163k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (4yr)
$49,762
Natl Median: $60,111
Lifetime Value Added
-$270k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$27,220
Earnings (4yr)
$57,072
Natl Median: $59,916
Lifetime Value Added
-$200k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$34,997
Earnings (4yr)
$55,819
Natl Median: $63,707
Lifetime Value Added
-$212k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A
Urban Studies/Affairs
MastCIP: 4512
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,634
Lifetime Value Added
N/A

Graduate Certificates

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Education, Other
DocCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,635
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
DocCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $130,822
Lifetime Value Added
N/A

Other Programs

Teacher Education and Professional Development, Specific Subject Areas
DegCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,347
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.