College ROI

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Xavier University

Cincinnati, OH 4,207 Undergrads 73.2% Grad Rate
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Total Cost
$65,476
Sticker Price
Avg Net Price
$32,997
After Aid
Median Earnings
$71,477
4yr Post-Grad

Vs. Peer Institutions

Net Price$32,997
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$71,477
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$64,873
Peer Midpoint: $53,763
Graduation Rate73.2%
Peer Midpoint: 58.9%
Average Starting Age20.6
Socio-Economic Diversity
Pell Grant Recipients15.4%
Enrollment Status
Full-Time96.9%
Economic Outcomes
Earn More than HS83.0%

Admissions Profile

Acceptance
86.4%
SAT Avg
1,217
SAT Reading
25th: 55360075th: 660
SAT Math
25th: 55058575th: 650
ACT Composite
25th: 222575th: 29

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$625k
+$158k
+$141k
Median Cost$33k/yr
+$506k
+$40k
+$22k
Full Cost$65k/yr
+$390k
-$77k
-$95k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$33k/yr
53
19%
Full Cost$65k/yr
Never
-40%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return16%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-59%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Computer Science
CertCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,690
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$27,000
Earnings (4yr)
$81,855
Natl Median: $76,194
Lifetime Value Added
+$101k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,588
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,681
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$55,577
Natl Median: $57,214
Lifetime Value Added
-$103k
Median Debt
$27,000
Earnings (4yr)
$65,263
Natl Median: $68,257
Lifetime Value Added
-$26k
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$80,165
Natl Median: $77,981
Lifetime Value Added
+$88k
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,158
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,429
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$53,800
Natl Median: $56,359
Lifetime Value Added
-$118k
Computer Science
BachCIP: 1107
Median Debt
$27,000
Earnings (4yr)
$104,908
Natl Median: $107,009
Lifetime Value Added
+$277k
Median Debt
$24,750
Earnings (4yr)
$60,615
Natl Median: $55,378
Lifetime Value Added
-$62k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (4yr)
$63,252
Natl Median: $82,686
Lifetime Value Added
-$42k
Engineering Physics
BachCIP: 1412
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,154
Lifetime Value Added
N/A
Median Debt
$26,798
Earnings (5yr)
$58,293
Natl Median: $48,590
Lifetime Value Added
-$90k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$81,532
Natl Median: $83,343
Lifetime Value Added
+$99k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$66,017
Natl Median: $68,245
Lifetime Value Added
-$20k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$54,843
Natl Median: $50,680
Lifetime Value Added
-$118k
Median Debt
-
Earnings (4yr)
$71,259
Natl Median: $68,069
Lifetime Value Added
+$20k
Median Debt
$27,000
Earnings (4yr)
$85,164
Natl Median: $85,294
Lifetime Value Added
+$127k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$69,546
Natl Median: $53,072
Lifetime Value Added
+$7k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$26,285
Earnings (4yr)
$73,414
Natl Median: $69,303
Lifetime Value Added
+$37k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Natural Sciences
BachCIP: 3018
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,935
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$63,347
Natl Median: $63,293
Lifetime Value Added
-$41k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$54,981
Natl Median: $50,706
Lifetime Value Added
-$108k
Median Debt
$26,515
Earnings (4yr)
$60,642
Natl Median: $63,560
Lifetime Value Added
-$62k
Median Debt
$26,000
Earnings (4yr)
$61,035
Natl Median: $50,497
Lifetime Value Added
-$59k
Median Debt
$18,750
Earnings (4yr)
$79,254
Natl Median: $88,910
Lifetime Value Added
+$81k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
$52,014
Natl Median: $51,790
Lifetime Value Added
-$133k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$60,804
Natl Median: $54,562
Lifetime Value Added
-$61k
Median Debt
$27,000
Earnings (4yr)
$40,443
Natl Median: $47,382
Lifetime Value Added
-$231k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $127,347
Lifetime Value Added
N/A
Median Debt
$41,530
Earnings (4yr)
$118,223
Natl Median: $103,485
Lifetime Value Added
+$339k
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,526
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Median Debt
$30,750
Earnings (4yr)
$74,465
Natl Median: $66,714
Lifetime Value Added
-$44k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,366
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$119,687
Natl Median: $110,694
Lifetime Value Added
+$351k
Median Debt
$44,500
Earnings (4yr)
$114,393
Natl Median: $89,981
Lifetime Value Added
+$305k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$99,110
Natl Median: $83,558
Lifetime Value Added
+$172k
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,121
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $106,092
Lifetime Value Added
N/A
Marketing
MastCIP: 5214
Median Debt
-
Earnings (4yr)
$120,626
Natl Median: $79,106
Lifetime Value Added
+$359k
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,441
Lifetime Value Added
N/A
Median Debt
$50,545
Earnings (4yr)
$55,005
Natl Median: $59,571
Lifetime Value Added
-$220k
Median Debt
-
Earnings (4yr)
-
Natl Median: $129,214
Lifetime Value Added
N/A
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,272
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
$64,505
Natl Median: $64,711
Lifetime Value Added
-$132k
Median Debt
$41,000
Earnings (4yr)
$100,121
Natl Median: $120,193
Lifetime Value Added
+$181k
Median Debt
$30,750
Earnings (4yr)
$71,091
Natl Median: $71,416
Lifetime Value Added
-$74k
Median Debt
-
Earnings (4yr)
$58,429
Natl Median: $64,397
Lifetime Value Added
-$188k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$20,500
Earnings (4yr)
$61,121
Natl Median: $62,033
Lifetime Value Added
-$163k
Median Debt
-
Earnings (4yr)
$49,762
Natl Median: $60,111
Lifetime Value Added
-$270k
Median Debt
$27,220
Earnings (4yr)
$57,072
Natl Median: $59,916
Lifetime Value Added
-$200k
Median Debt
$34,997
Earnings (4yr)
$55,819
Natl Median: $63,707
Lifetime Value Added
-$212k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,634
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Education, Other
DocCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,635
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $130,822
Lifetime Value Added
N/A

Other Programs

Median Debt
-
Earnings (4yr)
-
Natl Median: $59,347
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.