College ROI

Smarter Choices, Brighter Futures
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Chatham University

Pittsburgh, PA 1,232 Undergrads 69.0% Grad Rate
Share
Total Cost
$61,261
Sticker Price
Avg Net Price
$29,954
After Aid
Median Earnings
$65,078
4yr Post-Grad

Vs. Peer Institutions

Net Price$29,954
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$65,078
Peer Midpoint: $60,428
Graduation Rate69.0%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients26.2%
Enrollment Status
Full-Time92.9%
Economic Outcomes
Earn More than HS74.8%

Admissions Profile

Acceptance
62.0%
SAT Avg
1,198
SAT Reading
25th: 550-75th: 670
SAT Math
25th: 520-75th: 625
ACT Composite
25th: 21-75th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$576k
+$109k
+$92k
Median Cost$30k/yr
+$468k
+$1k
-$16k
Full Cost$61k/yr
+$355k
-$111k
-$129k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
Median Cost$30k/yr
Never
-15%
Full Cost$61k/yr
Never
-58%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-18%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-68%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,240
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$24,563
Earnings (4yr)
$65,750
Natl Median: $57,214
Lifetime Value Added
-$11k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$19,500
Earnings (4yr)
$42,204
Natl Median: $56,359
Lifetime Value Added
-$205k
Criminology
BachCIP: 4504
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,556
Lifetime Value Added
N/A
Cultural Studies/Critical Theory and Analysis
BachCIP: 3026
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,892
Lifetime Value Added
N/A
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Intercultural/Multicultural and Diversity Studies
BachCIP: 3023
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,907
Lifetime Value Added
N/A
Interior Architecture
BachCIP: 0405
Median Debt
-
Earnings (2yr)
$32,382
Natl Median: $60,369
Lifetime Value Added
-$278k
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics and Statistics, Other
BachCIP: 2799
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,839
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$20,250
Earnings (4yr)
$56,980
Natl Median: $50,706
Lifetime Value Added
-$81k
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Public Policy Analysis
BachCIP: 4405
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,721
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$14,093
Earnings (4yr)
$86,034
Natl Median: $88,910
Lifetime Value Added
+$144k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,587
Earnings (4yr)
$73,633
Natl Median: $54,562
Lifetime Value Added
+$49k
Sustainability Studies
BachCIP: 3033
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,887
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (2yr)
$48,432
Natl Median: $95,833
Lifetime Value Added
-$258k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$136,482
Earnings (4yr)
$120,476
Natl Median: $127,347
Lifetime Value Added
+$364k
Architectural Sciences and Technology
MastCIP: 0409
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,466
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
$41,271
Earnings (4yr)
$67,992
Natl Median: $69,830
Lifetime Value Added
-$95k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$36,163
Earnings (5yr)
$89,095
Natl Median: $103,485
Lifetime Value Added
+$74k
Business, Management, Marketing, and Related Support Services, Other
MastCIP: 5299
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,656
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$61,500
Earnings (4yr)
$55,034
Natl Median: $65,184
Lifetime Value Added
-$214k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Film/Video and Photographic Arts
MastCIP: 5006
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,486
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
MastCIP: 1905
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,523
Lifetime Value Added
N/A
Interior Architecture
MastCIP: 0405
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,993
Lifetime Value Added
N/A
International Agriculture
MastCIP: 0107
Median Debt
-
Earnings (2yr)
$33,993
Natl Median: $60,869
Lifetime Value Added
-$406k
Psychology, General
MastCIP: 4201
Median Debt
$48,768
Earnings (2yr)
$34,526
Natl Median: $64,711
Lifetime Value Added
-$400k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$69,017
Earnings (4yr)
$71,403
Natl Median: $71,416
Lifetime Value Added
-$65k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
$37,450
Earnings (4yr)
$48,110
Natl Median: $55,035
Lifetime Value Added
-$280k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Sustainability Studies
MastCIP: 3033
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,897
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
$55,059
Natl Median: $59,916
Lifetime Value Added
-$214k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Doctoral Degrees

Psychology, General
DocCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,707
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$30,489
Earnings (4yr)
$152,458
Natl Median: $138,131
Lifetime Value Added
+$373k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$71,750
Earnings (4yr)
$79,353
Natl Median: $82,893
Lifetime Value Added
-$167k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.