College ROI

Smarter Choices, Brighter Futures
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St Bonaventure University

Saint Bonaventure, NY 1,892 Undergrads 71.7% Grad Rate
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Total Cost
$55,265
Sticker Price
Avg Net Price
$27,151
After Aid
Median Earnings
$57,214
10yr Post-Entry

Vs. Peer Institutions

Net Price$27,151
Peer Midpoint: $19,729.5
Earnings (10yr)$57,214
Peer Midpoint: $53,747
Graduation Rate71.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients23.9%
Enrollment Status
Full-Time99.1%
Economic Outcomes
Earn More than HS79.2%

Admissions Profile

Acceptance
81.5%
SAT Avg
1,181
SAT Reading
25th: 52058075th: 630
SAT Math
25th: 53059075th: 630
ACT Composite
25th: 232475th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$495k
+$99k
+$11k
Median Cost$27k/yr
+$397k
+$860
-$87k
Full Cost$55k/yr
+$296k
-$100k
-$188k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
52
Median Cost$27k/yr
Never
-89%
Full Cost$55k/yr
Never
-95%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-82%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-84%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$72,591
Lifetime Value Added
+$41k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (5yr)
$65,406
Lifetime Value Added
-$14k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$24,500
Earnings (5yr)
$58,776
Lifetime Value Added
-$66k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$47,280
Lifetime Value Added
-$159k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$24,375
Earnings (5yr)
$81,426
Lifetime Value Added
+$107k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,000
Earnings (5yr)
$53,591
Lifetime Value Added
-$107k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$38,624
Lifetime Value Added
-$232k
Journalism
BachCIP: 0904
Median Debt
$27,000
Earnings (5yr)
$51,471
Lifetime Value Added
-$125k
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (5yr)
$67,978
Lifetime Value Added
+$6k
Psychology, General
BachCIP: 4201
Median Debt
$23,250
Earnings (5yr)
$51,809
Lifetime Value Added
-$122k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$25,750
Earnings (5yr)
$61,445
Lifetime Value Added
-$44k
Sociology
BachCIP: 4511
Median Debt
$21,855
Earnings (5yr)
$50,544
Lifetime Value Added
-$132k
Special Education and Teaching
BachCIP: 1310
Median Debt
$27,000
Earnings (5yr)
$53,262
Lifetime Value Added
-$110k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$26,262
Earnings (5yr)
$84,358
Lifetime Value Added
+$255k
Journalism
MastCIP: 0904
Median Debt
$27,582
Earnings (5yr)
$68,594
Lifetime Value Added
+$119k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$52,258
Lifetime Value Added
-$29k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$41,676
Earnings (5yr)
$50,680
Lifetime Value Added
-$43k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$54,203
Lifetime Value Added
-$10k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.