Back to Colleges
St. Joseph's University-New York
Brooklyn, NY 3,144 Undergrads 67.7% Grad Rate
Total Cost
$41,897
Sticker Price
Avg Net Price
$19,035
After Aid
Median Earnings
$64,336
4yr Post-Grad
Vs. Peer Institutions
Net Price$19,035
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$64,336
Peer Midpoint: $60,428
Graduation Rate67.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients34.4%
Enrollment Status
Full-Time91.2%
Economic Outcomes
Earn More than HS77.8%
Admissions Profile
Acceptance
72.0%
SAT Avg
1,190
SAT Reading
25th: 56057375th: 640
SAT Math
25th: 55058375th: 630
ACT Composite
25th: 242675th: 29
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$570k
+$103k
+$86k
Median Cost$19k/yr
+$502k
+$35k
+$17k
Full Cost$42k/yr
+$419k
-$48k
-$65k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
∞
Median Cost$19k/yr
52
25%
Full Cost$42k/yr
Never
-43%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return13%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-56%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$22,000
Earnings (4yr)
$82,916
Natl Median: $76,194
Lifetime Value Added
+$160k
Biology, General
BachCIP: 2601
Median Debt
$20,677
Earnings (4yr)
$67,242
Natl Median: $57,214
Lifetime Value Added
+$40k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,825
Earnings (4yr)
$63,693
Natl Median: $68,257
Lifetime Value Added
+$12k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
$21,120
Earnings (4yr)
$71,364
Natl Median: $85,063
Lifetime Value Added
+$71k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,750
Earnings (4yr)
$60,471
Natl Median: $55,378
Lifetime Value Added
-$13k
English Language and Literature, General
BachCIP: 2301
Median Debt
$17,125
Earnings (4yr)
$51,715
Natl Median: $48,590
Lifetime Value Added
-$85k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$24,300
Earnings (4yr)
$76,238
Natl Median: $58,716
Lifetime Value Added
+$109k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
-
Earnings (2yr)
$35,060
Natl Median: $68,245
Lifetime Value Added
-$215k
History
BachCIP: 5401
Median Debt
$20,595
Earnings (4yr)
$38,952
Natl Median: $50,680
Lifetime Value Added
-$193k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$18,834
Earnings (4yr)
$60,041
Natl Median: $56,726
Lifetime Value Added
-$17k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$22,500
Earnings (4yr)
$43,777
Natl Median: $48,568
Lifetime Value Added
-$152k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Human Services, General
BachCIP: 4400
Median Debt
$25,000
Earnings (4yr)
$60,091
Natl Median: $48,597
Lifetime Value Added
-$16k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$17,836
Earnings (4yr)
$52,543
Natl Median: $53,072
Lifetime Value Added
-$78k
Marketing
BachCIP: 5214
Median Debt
$18,223
Earnings (4yr)
$64,172
Natl Median: $69,303
Lifetime Value Added
+$16k
Mathematics and Statistics, Other
BachCIP: 2799
Median Debt
$20,462
Earnings (4yr)
$74,070
Natl Median: $88,839
Lifetime Value Added
+$92k
Mathematics
BachCIP: 2701
Median Debt
$19,500
Earnings (4yr)
$67,968
Natl Median: $69,562
Lifetime Value Added
+$45k
Parks, Recreation, and Leisure Facilities Management
BachCIP: 3103
Median Debt
$20,000
Earnings (4yr)
$59,616
Natl Median: $50,468
Lifetime Value Added
-$20k
Philosophy and Religious Studies, General
BachCIP: 3800
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,213
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
$47,296
Natl Median: $63,293
Lifetime Value Added
-$122k
Psychology, General
BachCIP: 4201
Median Debt
$19,750
Earnings (4yr)
$59,679
Natl Median: $50,706
Lifetime Value Added
-$20k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (4yr)
$104,818
Natl Median: $88,910
Lifetime Value Added
+$327k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$21,500
Earnings (4yr)
$57,305
Natl Median: $48,471
Lifetime Value Added
-$39k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Sciences, General
BachCIP: 4501
Median Debt
$21,375
Earnings (4yr)
$59,028
Natl Median: $53,366
Lifetime Value Added
-$25k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
$22,500
Earnings (4yr)
$55,812
Natl Median: $50,499
Lifetime Value Added
-$51k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$25,000
Earnings (4yr)
$63,672
Natl Median: $51,389
Lifetime Value Added
+$12k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$24,424
Earnings (4yr)
$91,673
Natl Median: $95,833
Lifetime Value Added
+$132k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$34,713
Earnings (4yr)
$97,012
Natl Median: $103,485
Lifetime Value Added
+$179k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
MastCIP: 5199
Median Debt
$37,990
Earnings (4yr)
$87,879
Natl Median: $81,651
Lifetime Value Added
+$99k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Public Administration and Social Service Professions, Other
MastCIP: 4499
Median Debt
$39,275
Earnings (4yr)
$78,677
Natl Median: $70,515
Lifetime Value Added
+$18k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$43,045
Earnings (4yr)
$153,908
Natl Median: $120,193
Lifetime Value Added
+$673k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $55,035
Lifetime Value Added
-$250k
Security Science and Technology
MastCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,399
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
$32,900
Earnings (4yr)
$70,102
Natl Median: $64,397
Lifetime Value Added
-$57k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$30,967
Earnings (4yr)
$75,871
Natl Median: $63,707
Lifetime Value Added
-$6k
Other Programs
Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.