College ROI

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St. Joseph's University-New York

Brooklyn, NY 3,144 Undergrads 67.7% Grad Rate
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Total Cost
$41,897
Sticker Price
Avg Net Price
$19,035
After Aid
Median Earnings
$64,336
4yr Post-Grad

Vs. Peer Institutions

Net Price$19,035
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$64,336
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$63,905
Peer Midpoint: $53,763
Graduation Rate67.7%
Peer Midpoint: 58.9%
Average Starting Age24.0
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients34.4%
Enrollment Status
Full-Time91.2%
Economic Outcomes
Earn More than HS77.8%

Admissions Profile

Acceptance
72.0%
SAT Avg
1,190
SAT Reading
25th: 56057375th: 640
SAT Math
25th: 55058375th: 630
ACT Composite
25th: 242675th: 29

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$570k
+$103k
+$86k
Median Cost$19k/yr
+$502k
+$35k
+$17k
Full Cost$42k/yr
+$419k
-$48k
-$65k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
∞
Median Cost$19k/yr
52
25%
Full Cost$42k/yr
Never
-43%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return13%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-56%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$22,000
Earnings (4yr)
$82,916
Natl Median: $76,194
Lifetime Value Added
+$160k
Biology, General
BachCIP: 2601
Median Debt
$20,677
Earnings (4yr)
$67,242
Natl Median: $57,214
Lifetime Value Added
+$40k
Median Debt
$21,825
Earnings (4yr)
$63,693
Natl Median: $68,257
Lifetime Value Added
+$12k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
$21,120
Earnings (4yr)
$71,364
Natl Median: $85,063
Lifetime Value Added
+$71k
Median Debt
$18,750
Earnings (4yr)
$60,471
Natl Median: $55,378
Lifetime Value Added
-$13k
Median Debt
$17,125
Earnings (4yr)
$51,715
Natl Median: $48,590
Lifetime Value Added
-$85k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
$24,300
Earnings (4yr)
$76,238
Natl Median: $58,716
Lifetime Value Added
+$109k
Median Debt
-
Earnings (2yr)
$35,060
Natl Median: $68,245
Lifetime Value Added
-$215k
History
BachCIP: 5401
Median Debt
$20,595
Earnings (4yr)
$38,952
Natl Median: $50,680
Lifetime Value Added
-$193k
Median Debt
$18,834
Earnings (4yr)
$60,041
Natl Median: $56,726
Lifetime Value Added
-$17k
Median Debt
$22,500
Earnings (4yr)
$43,777
Natl Median: $48,568
Lifetime Value Added
-$152k
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
$60,091
Natl Median: $48,597
Lifetime Value Added
-$16k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Median Debt
$17,836
Earnings (4yr)
$52,543
Natl Median: $53,072
Lifetime Value Added
-$78k
Marketing
BachCIP: 5214
Median Debt
$18,223
Earnings (4yr)
$64,172
Natl Median: $69,303
Lifetime Value Added
+$16k
Median Debt
$20,462
Earnings (4yr)
$74,070
Natl Median: $88,839
Lifetime Value Added
+$92k
Mathematics
BachCIP: 2701
Median Debt
$19,500
Earnings (4yr)
$67,968
Natl Median: $69,562
Lifetime Value Added
+$45k
Median Debt
$20,000
Earnings (4yr)
$59,616
Natl Median: $50,468
Lifetime Value Added
-$20k
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,213
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$47,296
Natl Median: $63,293
Lifetime Value Added
-$122k
Psychology, General
BachCIP: 4201
Median Debt
$19,750
Earnings (4yr)
$59,679
Natl Median: $50,706
Lifetime Value Added
-$20k
Median Debt
$27,000
Earnings (4yr)
$104,818
Natl Median: $88,910
Lifetime Value Added
+$327k
Median Debt
$21,500
Earnings (4yr)
$57,305
Natl Median: $48,471
Lifetime Value Added
-$39k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
$21,375
Earnings (4yr)
$59,028
Natl Median: $53,366
Lifetime Value Added
-$25k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
$22,500
Earnings (4yr)
$55,812
Natl Median: $50,499
Lifetime Value Added
-$51k
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
$63,672
Natl Median: $51,389
Lifetime Value Added
+$12k

Master's Degrees

Median Debt
$24,424
Earnings (4yr)
$91,673
Natl Median: $95,833
Lifetime Value Added
+$132k
Median Debt
$34,713
Earnings (4yr)
$97,012
Natl Median: $103,485
Lifetime Value Added
+$179k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
$37,990
Earnings (4yr)
$87,879
Natl Median: $81,651
Lifetime Value Added
+$99k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Median Debt
$39,275
Earnings (4yr)
$78,677
Natl Median: $70,515
Lifetime Value Added
+$18k
Median Debt
$43,045
Earnings (4yr)
$153,908
Natl Median: $120,193
Lifetime Value Added
+$673k
Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $55,035
Lifetime Value Added
-$250k
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,399
Lifetime Value Added
N/A
Median Debt
$32,900
Earnings (4yr)
$70,102
Natl Median: $64,397
Lifetime Value Added
-$57k
Median Debt
$30,967
Earnings (4yr)
$75,871
Natl Median: $63,707
Lifetime Value Added
-$6k

Other Programs

Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.