College ROI

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Texas A & M International University

Laredo, TX 6,667 Undergrads 55.5% Grad Rate
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Total Cost
$14,117
Sticker Price
Avg Net Price
$336
After Aid
Median Earnings
$51,590
5yr Post-Grad

Vs. Peer Institutions

Net Price$336
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$51,590
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$51,325
Peer Midpoint: $58,891
Graduation Rate55.5%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.7
Socio-Economic Diversity
Pell Grant Recipients71.4%
Enrollment Status
Full-Time82.2%
Economic Outcomes
Earn More than HS62.1%

Admissions Profile

Acceptance
44.4%
SAT Avg
993
SAT Reading
25th: 47051075th: 560
SAT Math
25th: 42048075th: 530
ACT Composite
25th: 161975th: 22

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$460k
-$10k
-$26k
Median Cost$0k/yr
+$459k
-$11k
-$27k
Full Cost$14k/yr
+$410k
-$60k
-$77k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$0k/yr
Never
-2247%
Full Cost$14k/yr
Never
-151%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-153%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-70%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
$16,250
Earnings (4yr)
$50,614
Natl Median: $76,194
Lifetime Value Added
-$27k
Median Debt
-
Earnings (4yr)
$54,158
Natl Median: $55,140
Lifetime Value Added
+$3k
Biology, General
BachCIP: 2601
Median Debt
$17,000
Earnings (4yr)
$53,125
Natl Median: $57,214
Lifetime Value Added
-$6k
Median Debt
$12,420
Earnings (4yr)
$48,187
Natl Median: $68,257
Lifetime Value Added
-$47k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$18,750
Earnings (4yr)
$41,350
Natl Median: $56,359
Lifetime Value Added
-$106k
Median Debt
$13,736
Earnings (4yr)
$48,833
Natl Median: $55,378
Lifetime Value Added
-$42k
Median Debt
$18,200
Earnings (4yr)
$45,454
Natl Median: $48,590
Lifetime Value Added
-$71k
Median Debt
-
Earnings (4yr)
$33,313
Natl Median: $41,367
Lifetime Value Added
-$176k
History
BachCIP: 5401
Median Debt
$19,856
Earnings (4yr)
$51,564
Natl Median: $50,680
Lifetime Value Added
-$19k
Median Debt
-
Earnings (4yr)
$49,221
Natl Median: $83,290
Lifetime Value Added
-$39k
Mathematics
BachCIP: 2701
Median Debt
$6,150
Earnings (4yr)
$55,272
Natl Median: $69,562
Lifetime Value Added
+$12k
Median Debt
$18,250
Earnings (4yr)
$48,990
Natl Median: $55,693
Lifetime Value Added
-$41k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
$52,870
Natl Median: $42,892
Lifetime Value Added
-$8k
Median Debt
$9,479
Earnings (4yr)
$50,544
Natl Median: $63,293
Lifetime Value Added
-$27k
Psychology, General
BachCIP: 4201
Median Debt
$13,675
Earnings (4yr)
$39,993
Natl Median: $50,706
Lifetime Value Added
-$118k
Median Debt
$13,096
Earnings (4yr)
$83,327
Natl Median: $88,910
Lifetime Value Added
+$232k
Median Debt
-
Earnings (4yr)
$24,533
Natl Median: $55,000
Lifetime Value Added
-$253k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$44,654
Natl Median: $52,657
Lifetime Value Added
-$77k
Median Debt
-
Earnings (2yr)
$44,747
Natl Median: $50,499
Lifetime Value Added
-$61k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,000
Earnings (4yr)
$50,261
Natl Median: $54,562
Lifetime Value Added
-$30k
Systems Engineering
BachCIP: 1427
Median Debt
$13,649
Earnings (4yr)
$60,126
Natl Median: $105,185
Lifetime Value Added
+$52k
Median Debt
-
Earnings (5yr)
$57,432
Natl Median: $47,382
Lifetime Value Added
+$21k

Master's Degrees

Median Debt
-
Earnings (4yr)
$57,532
Natl Median: $95,833
Lifetime Value Added
-$137k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,241
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
$22,420
Earnings (4yr)
$55,894
Natl Median: $103,485
Lifetime Value Added
-$152k
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $65,184
Lifetime Value Added
-$309k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
$20,500
Earnings (4yr)
-
Natl Median: $66,714
Lifetime Value Added
N/A
Median Debt
$20,500
Earnings (4yr)
$67,935
Natl Median: $63,399
Lifetime Value Added
-$41k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$56,634
Natl Median: $65,824
Lifetime Value Added
-$156k
Median Debt
$20,302
Earnings (4yr)
$65,572
Natl Median: $71,685
Lifetime Value Added
-$62k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
$21,250
Earnings (4yr)
-
Natl Median: $112,705
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,093
Lifetime Value Added
N/A
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$65,190
Natl Median: $75,122
Lifetime Value Added
-$66k
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
$52,149
Natl Median: $64,711
Lifetime Value Added
-$188k
Median Debt
$26,226
Earnings (4yr)
$62,148
Natl Median: $81,408
Lifetime Value Added
-$94k
Median Debt
$18,638
Earnings (4yr)
$131,501
Natl Median: $120,193
Lifetime Value Added
+$514k
Sociology
MastCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,330
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$62,691
Natl Median: $64,397
Lifetime Value Added
-$89k
Median Debt
$30,453
Earnings (4yr)
$60,566
Natl Median: $60,111
Lifetime Value Added
-$108k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $109,516
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.