College ROI

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Texas A & M International University

Laredo, TX 6,667 Undergrads 56.0% Grad Rate
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Total Cost
$15,558
Sticker Price
Avg Net Price
$3,637
After Aid
Median Earnings
$50,288
4yr Post-Grad

Vs. Peer Institutions

Net Price$3,637
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$50,288
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$48,386
Peer Midpoint: $53,763
Graduation Rate56.0%
Peer Midpoint: 58.9%
Average Starting Age21.7
Socio-Economic Diversity
Pell Grant Recipients68.9%
Enrollment Status
Full-Time82.2%
Economic Outcomes
Earn More than HS63.9%

Admissions Profile

Acceptance
44.4%
SAT Avg
993
SAT Reading
25th: 47051575th: 560
SAT Math
25th: 42049575th: 530
ACT Composite
25th: 161875th: 22

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$456k
-$11k
-$28k
Median Cost$4k/yr
+$443k
-$24k
-$41k
Full Cost$16k/yr
+$400k
-$67k
-$84k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$4k/yr
Never
-317%
Full Cost$16k/yr
Never
-151%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-155%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-74%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$12,970
Earnings (4yr)
$50,614
Natl Median: $76,194
Lifetime Value Added
-$39k
Median Debt
$12,079
Earnings (4yr)
$54,158
Natl Median: $55,140
Lifetime Value Added
-$9k
Biology, General
BachCIP: 2601
Median Debt
$16,917
Earnings (4yr)
$53,125
Natl Median: $57,214
Lifetime Value Added
-$18k
Median Debt
$13,686
Earnings (4yr)
$48,187
Natl Median: $68,257
Lifetime Value Added
-$59k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$17,007
Earnings (4yr)
$41,350
Natl Median: $56,359
Lifetime Value Added
-$117k
Median Debt
$15,500
Earnings (4yr)
$48,833
Natl Median: $55,378
Lifetime Value Added
-$54k
Median Debt
$12,999
Earnings (4yr)
$45,454
Natl Median: $48,590
Lifetime Value Added
-$82k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$14,672
Earnings (4yr)
$33,313
Natl Median: $41,367
Lifetime Value Added
-$187k
History
BachCIP: 5401
Median Debt
$18,107
Earnings (4yr)
$51,564
Natl Median: $50,680
Lifetime Value Added
-$31k
Median Debt
-
Earnings (4yr)
$49,221
Natl Median: $83,290
Lifetime Value Added
-$50k
Mathematics
BachCIP: 2701
Median Debt
$9,169
Earnings (4yr)
$55,272
Natl Median: $69,562
Lifetime Value Added
-$151
Median Debt
$18,238
Earnings (4yr)
$48,990
Natl Median: $55,693
Lifetime Value Added
-$52k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
$52,870
Natl Median: $42,892
Lifetime Value Added
-$20k
Median Debt
$14,771
Earnings (4yr)
$50,544
Natl Median: $63,293
Lifetime Value Added
-$39k
Psychology, General
BachCIP: 4201
Median Debt
$15,208
Earnings (4yr)
$39,993
Natl Median: $50,706
Lifetime Value Added
-$129k
Median Debt
$13,042
Earnings (4yr)
$83,327
Natl Median: $88,910
Lifetime Value Added
+$218k
Median Debt
-
Earnings (4yr)
$24,533
Natl Median: $55,000
Lifetime Value Added
-$264k
Sociology
BachCIP: 4511
Median Debt
$15,586
Earnings (4yr)
$44,654
Natl Median: $52,657
Lifetime Value Added
-$89k
Median Debt
$18,229
Earnings (5yr)
$59,201
Natl Median: $50,499
Lifetime Value Added
+$22k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$18,106
Earnings (4yr)
$50,261
Natl Median: $54,562
Lifetime Value Added
-$42k
Systems Engineering
BachCIP: 1427
Median Debt
$8,800
Earnings (4yr)
$60,126
Natl Median: $105,185
Lifetime Value Added
+$39k
Median Debt
-
Earnings (5yr)
$57,631
Natl Median: $47,382
Lifetime Value Added
+$10k

Master's Degrees

Median Debt
-
Earnings (4yr)
$57,532
Natl Median: $95,833
Lifetime Value Added
-$142k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,241
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
$20,346
Earnings (4yr)
$55,894
Natl Median: $103,485
Lifetime Value Added
-$157k
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $65,184
Lifetime Value Added
-$313k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,714
Lifetime Value Added
N/A
Median Debt
$19,005
Earnings (4yr)
$67,935
Natl Median: $63,399
Lifetime Value Added
-$48k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Median Debt
$19,421
Earnings (4yr)
$65,572
Natl Median: $71,685
Lifetime Value Added
-$69k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,705
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,093
Lifetime Value Added
N/A
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$65,190
Natl Median: $75,122
Lifetime Value Added
-$72k
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
$52,149
Natl Median: $64,711
Lifetime Value Added
-$193k
Median Debt
-
Earnings (4yr)
$62,148
Natl Median: $81,408
Lifetime Value Added
-$99k
Median Debt
-
Earnings (4yr)
$131,501
Natl Median: $120,193
Lifetime Value Added
+$507k
Sociology
MastCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,330
Lifetime Value Added
N/A
Median Debt
$19,455
Earnings (4yr)
$62,691
Natl Median: $64,397
Lifetime Value Added
-$95k
Median Debt
$39,351
Earnings (4yr)
$60,566
Natl Median: $60,111
Lifetime Value Added
-$114k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $109,516
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.