College ROI

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The University of Findlay

Findlay, OH 2,223 Undergrads 58.7% Grad Rate
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Total Cost
$54,580
Sticker Price
Avg Net Price
$27,221
After Aid
Median Earnings
$60,876
4yr Post-Grad

Vs. Peer Institutions

Net Price$27,221
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$60,876
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$56,996
Peer Midpoint: $53,763
Graduation Rate58.7%
Peer Midpoint: 58.9%
Average Starting Age21.0
Socio-Economic Diversity
Pell Grant Recipients24.1%
Enrollment Status
Full-Time96.5%
Economic Outcomes
Earn More than HS79.3%

Admissions Profile

Acceptance
83.4%
SAT Avg
-
SAT Reading
25th: -56275th: -
SAT Math
25th: -55075th: -
ACT Composite
25th: -2375th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$543k
+$76k
+$58k
Median Cost$27k/yr
+$445k
-$22k
-$40k
Full Cost$55k/yr
+$346k
-$121k
-$138k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$27k/yr
Never
-40%
Full Cost$55k/yr
Never
-70%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-38%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-73%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,692
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,095
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,425
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$70,025
Natl Median: $76,194
Lifetime Value Added
+$32k
Median Debt
$26,000
Earnings (4yr)
$46,301
Natl Median: $40,334
Lifetime Value Added
-$160k
Median Debt
$26,000
Earnings (4yr)
$46,798
Natl Median: $49,880
Lifetime Value Added
-$156k
Median Debt
$18,204
Earnings (4yr)
$71,024
Natl Median: $70,786
Lifetime Value Added
+$39k
Animal Sciences
BachCIP: 0109
Median Debt
$26,000
Earnings (4yr)
$46,977
Natl Median: $49,634
Lifetime Value Added
-$154k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$51,419
Natl Median: $57,214
Lifetime Value Added
-$117k
Median Debt
$25,000
Earnings (4yr)
$66,815
Natl Median: $68,257
Lifetime Value Added
+$7k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$39,009
Natl Median: $55,378
Lifetime Value Added
-$209k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,642
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
$26,500
Earnings (4yr)
$94,131
Natl Median: $66,185
Lifetime Value Added
+$216k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,283
Lifetime Value Added
N/A
Median Debt
$24,250
Earnings (4yr)
$47,760
Natl Median: $61,911
Lifetime Value Added
-$148k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,726
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$25,412
Earnings (4yr)
$68,336
Natl Median: $69,303
Lifetime Value Added
+$19k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,959
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physical Sciences, General
BachCIP: 4001
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,944
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$22,750
Earnings (4yr)
-
Natl Median: $50,706
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,560
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$73,397
Natl Median: $88,910
Lifetime Value Added
+$57k
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,805
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (2yr)
$28,598
Natl Median: $51,790
Lifetime Value Added
-$303k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$63,397
Natl Median: $54,562
Lifetime Value Added
-$20k
Median Debt
$19,500
Earnings (4yr)
$40,822
Natl Median: $47,382
Lifetime Value Added
-$207k
Median Debt
-
Earnings (2yr)
$32,925
Natl Median: $51,389
Lifetime Value Added
-$263k

Master's Degrees

Median Debt
$95,902
Earnings (4yr)
$117,924
Natl Median: $127,347
Lifetime Value Added
+$347k
Median Debt
$29,055
Earnings (4yr)
$100,236
Natl Median: $103,485
Lifetime Value Added
+$192k
Median Debt
-
Earnings (4yr)
-
Natl Median: $121,855
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$26,297
Earnings (4yr)
$55,409
Natl Median: $65,824
Lifetime Value Added
-$205k
Median Debt
-
Earnings (4yr)
$107,285
Natl Median: $90,955
Lifetime Value Added
+$254k
Median Debt
-
Earnings (4yr)
$68,501
Natl Median: $72,125
Lifetime Value Added
-$86k
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,441
Lifetime Value Added
N/A
Median Debt
$37,927
Earnings (4yr)
$72,049
Natl Median: $71,416
Lifetime Value Added
-$55k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,035
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A

Doctoral Degrees

Education, General
DocCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $87,373
Lifetime Value Added
N/A
Median Debt
$106,488
Earnings (4yr)
$78,419
Natl Median: $82,893
Lifetime Value Added
-$164k

Professional Degrees

Median Debt
$96,413
Earnings (4yr)
$132,609
Natl Median: $138,348
Lifetime Value Added
+$237k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.