College ROI

Smarter Choices, Brighter Futures
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Troy University

Troy, AL 9,805 Undergrads 45.4% Grad Rate
Share
Total Cost
$23,165
Sticker Price
Avg Net Price
$16,527
After Aid
Median Earnings
$55,048
4yr Post-Grad

Vs. Peer Institutions

Net Price$16,527
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$55,048
Peer Midpoint: $60,428
Graduation Rate45.4%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients44.3%
Enrollment Status
Full-Time71.5%
Economic Outcomes
Earn More than HS66.4%

Admissions Profile

Acceptance
96.0%
SAT Avg
1,088
SAT Reading
25th: 49053375th: 620
SAT Math
25th: 45051075th: 590
ACT Composite
25th: 182175th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$495k
+$29k
+$11k
Median Cost$17k/yr
+$436k
-$31k
-$48k
Full Cost$23k/yr
+$412k
-$55k
-$72k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
52
Median Cost$17k/yr
Never
-81%
Full Cost$23k/yr
Never
-87%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-55%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-62%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$21,227
Earnings (4yr)
$52,248
Natl Median: $44,125
Lifetime Value Added
+$40k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$20,417
Earnings (4yr)
$76,051
Natl Median: $80,813
Lifetime Value Added
+$260k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$25,000
Earnings (4yr)
$67,190
Natl Median: $76,194
Lifetime Value Added
+$48k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
American Sign Language
BachCIP: 1616
Median Debt
$20,500
Earnings (2yr)
$26,353
Natl Median: $45,044
Lifetime Value Added
-$285k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,676
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$23,875
Earnings (4yr)
$46,934
Natl Median: $57,214
Lifetime Value Added
-$116k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,000
Earnings (4yr)
$63,472
Natl Median: $68,257
Lifetime Value Added
+$19k
Business, Management, Marketing, and Related Support Services, Other
BachCIP: 5299
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Business/Commerce, General
BachCIP: 5201
Median Debt
$25,000
Earnings (4yr)
$63,425
Natl Median: $68,407
Lifetime Value Added
+$19k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,000
Earnings (4yr)
$47,978
Natl Median: $56,359
Lifetime Value Added
-$107k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$25,000
Earnings (4yr)
$79,492
Natl Median: $92,374
Lifetime Value Added
+$143k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,778
Earnings (4yr)
$56,317
Natl Median: $55,378
Lifetime Value Added
-$38k
Dance
BachCIP: 5003
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,980
Lifetime Value Added
N/A
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Engineering-Related Technologies/Technicians
BachCIP: 1511
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,842
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,812
Earnings (4yr)
$46,923
Natl Median: $48,590
Lifetime Value Added
-$116k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
$25,750
Earnings (4yr)
$37,264
Natl Median: $41,367
Lifetime Value Added
-$199k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
$27,500
Earnings (5yr)
$51,696
Natl Median: $50,680
Lifetime Value Added
-$85k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (2yr)
$23,761
Natl Median: $56,278
Lifetime Value Added
-$309k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (5yr)
$54,137
Natl Median: $69,303
Lifetime Value Added
-$65k
Mathematics
BachCIP: 2701
Median Debt
$17,500
Earnings (4yr)
$48,145
Natl Median: $69,562
Lifetime Value Added
-$106k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$23,000
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$25,125
Earnings (4yr)
$57,341
Natl Median: $63,293
Lifetime Value Added
-$30k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$44,102
Natl Median: $50,706
Lifetime Value Added
-$140k
Public Administration and Social Service Professions, Other
BachCIP: 4499
Median Debt
$26,500
Earnings (4yr)
$41,240
Natl Median: $61,630
Lifetime Value Added
-$165k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$25,000
Earnings (4yr)
$44,859
Natl Median: $50,497
Lifetime Value Added
-$134k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$21,625
Earnings (4yr)
$78,785
Natl Median: $88,910
Lifetime Value Added
+$137k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$28,500
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Science, Technology and Society
BachCIP: 3015
Median Debt
$15,312
Earnings (4yr)
$80,455
Natl Median: $67,452
Lifetime Value Added
+$150k
Social Sciences, General
BachCIP: 4501
Median Debt
$26,000
Earnings (4yr)
$57,620
Natl Median: $53,366
Lifetime Value Added
-$27k
Social Work
BachCIP: 4407
Median Debt
$28,062
Earnings (4yr)
$45,789
Natl Median: $51,790
Lifetime Value Added
-$126k
Sociology
BachCIP: 4511
Median Debt
$32,280
Earnings (4yr)
$41,433
Natl Median: $52,657
Lifetime Value Added
-$163k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,660
Earnings (4yr)
$53,112
Natl Median: $54,562
Lifetime Value Added
-$64k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$25,000
Earnings (4yr)
$49,195
Natl Median: $47,382
Lifetime Value Added
-$97k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$51,520
Natl Median: $51,389
Lifetime Value Added
-$86k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (4yr)
$91,869
Natl Median: $95,833
Lifetime Value Added
+$139k
Biological and Biomedical Sciences, Other
MastCIP: 2699
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,545
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$35,797
Earnings (4yr)
$83,469
Natl Median: $103,485
Lifetime Value Added
+$65k
Business/Managerial Economics
MastCIP: 5206
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,526
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$50,710
Earnings (4yr)
$55,258
Natl Median: $65,184
Lifetime Value Added
-$187k
Communication and Media Studies
MastCIP: 0901
Median Debt
$31,500
Earnings (4yr)
$54,590
Natl Median: $71,953
Lifetime Value Added
-$193k
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$47,711
Earnings (4yr)
$58,231
Natl Median: $66,714
Lifetime Value Added
-$159k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$71,576
Natl Median: $71,685
Lifetime Value Added
-$52k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$36,771
Earnings (4yr)
$70,468
Natl Median: $83,558
Lifetime Value Added
-$49k
International Business
MastCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,121
Lifetime Value Added
N/A
International Relations and National Security Studies
MastCIP: 4509
Median Debt
-
Earnings (4yr)
$68,373
Natl Median: $95,627
Lifetime Value Added
-$67k
Multi/Interdisciplinary Studies, Other
MastCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,122
Lifetime Value Added
N/A
Public Administration
MastCIP: 4404
Median Debt
$44,295
Earnings (4yr)
$70,721
Natl Median: $81,408
Lifetime Value Added
-$47k
Public Relations, Advertising, and Applied Communication
MastCIP: 0909
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,125
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (4yr)
$116,454
Natl Median: $120,193
Lifetime Value Added
+$353k
Social Sciences, General
MastCIP: 4501
Median Debt
$56,375
Earnings (4yr)
$51,841
Natl Median: $65,443
Lifetime Value Added
-$220k
Social Work
MastCIP: 4407
Median Debt
$28,340
Earnings (4yr)
$58,560
Natl Median: $65,123
Lifetime Value Added
-$156k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$54,250
Natl Median: $62,033
Lifetime Value Added
-$197k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$54,507
Natl Median: $60,111
Lifetime Value Added
-$204k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$35,310
Earnings (4yr)
$60,356
Natl Median: $59,916
Lifetime Value Added
-$140k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A

Other Programs

Clinical, Counseling and Applied Psychology
DegCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,395
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
DegCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,802
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.