College ROI

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University of North Florida

Jacksonville, FL 13,359 Undergrads 65.0% Grad Rate
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Total Cost
$20,983
Sticker Price
Avg Net Price
$10,154
After Aid
Median Earnings
$59,418
4yr Post-Grad

Vs. Peer Institutions

Net Price$10,154
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$59,418
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$56,343
Peer Midpoint: $53,763
Graduation Rate65.0%
Peer Midpoint: 58.9%
Average Starting Age22.8
Socio-Economic Diversity
Pell Grant Recipients31.5%
Enrollment Status
Full-Time75.2%
Economic Outcomes
Earn More than HS75.3%

Admissions Profile

Acceptance
53.2%
SAT Avg
1,153
SAT Reading
25th: 55056575th: 650
SAT Math
25th: 52054075th: 620
ACT Composite
25th: 192375th: 25

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$531k
+$64k
+$47k
Median Cost$10k/yr
+$494k
+$28k
+$10k
Full Cost$21k/yr
+$456k
-$11k
-$29k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
∞
Median Cost$10k/yr
55
28%
Full Cost$21k/yr
Never
-38%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return32%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-37%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$15,750
Earnings (4yr)
$73,868
Natl Median: $76,194
Lifetime Value Added
+$122k
Median Debt
-
Earnings (4yr)
$56,179
Natl Median: $70,786
Lifetime Value Added
-$16k
Median Debt
-
Earnings (4yr)
$39,944
Natl Median: $45,044
Lifetime Value Added
-$153k
Anthropology
BachCIP: 4502
Median Debt
$18,000
Earnings (4yr)
$48,132
Natl Median: $46,676
Lifetime Value Added
-$83k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$13,710
Earnings (4yr)
$55,828
Natl Median: $57,214
Lifetime Value Added
-$19k
Median Debt
$15,366
Earnings (4yr)
$65,768
Natl Median: $68,257
Lifetime Value Added
+$60k
Median Debt
-
Earnings (4yr)
$64,541
Natl Median: $77,981
Lifetime Value Added
+$51k
Chemistry
BachCIP: 4005
Median Debt
$20,286
Earnings (4yr)
$55,478
Natl Median: $65,120
Lifetime Value Added
-$22k
Civil Engineering
BachCIP: 1408
Median Debt
$17,500
Earnings (4yr)
$77,498
Natl Median: $86,517
Lifetime Value Added
+$150k
Median Debt
$15,000
Earnings (4yr)
$54,360
Natl Median: $56,359
Lifetime Value Added
-$31k
Median Debt
$17,187
Earnings (4yr)
$84,034
Natl Median: $92,374
Lifetime Value Added
+$200k
Construction Engineering Technology/Technician
BachCIP: 1510
Median Debt
$22,479
Earnings (4yr)
$94,692
Natl Median: $93,843
Lifetime Value Added
+$282k
Median Debt
$15,987
Earnings (4yr)
$51,654
Natl Median: $55,378
Lifetime Value Added
-$54k
Median Debt
$18,445
Earnings (4yr)
$54,952
Natl Median: $55,753
Lifetime Value Added
-$26k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$75,014
Natl Median: $82,686
Lifetime Value Added
+$131k
Median Debt
$15,500
Earnings (4yr)
$90,944
Natl Median: $100,647
Lifetime Value Added
+$253k
Median Debt
$16,416
Earnings (4yr)
$42,390
Natl Median: $48,590
Lifetime Value Added
-$132k
Median Debt
$14,750
Earnings (4yr)
$75,475
Natl Median: $83,343
Lifetime Value Added
+$135k
Median Debt
$22,397
Earnings (4yr)
$43,804
Natl Median: $41,367
Lifetime Value Added
-$120k
Median Debt
$18,500
Earnings (4yr)
$55,345
Natl Median: $58,716
Lifetime Value Added
-$23k
Median Debt
$15,000
Earnings (4yr)
$53,540
Natl Median: $61,296
Lifetime Value Added
-$38k
History
BachCIP: 5401
Median Debt
$13,250
Earnings (4yr)
$49,611
Natl Median: $50,680
Lifetime Value Added
-$71k
Median Debt
$14,393
Earnings (4yr)
$68,527
Natl Median: $73,201
Lifetime Value Added
+$82k
International/Globalization Studies
BachCIP: 3020
Median Debt
$18,480
Earnings (4yr)
$54,321
Natl Median: $59,972
Lifetime Value Added
-$31k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$15,000
Earnings (4yr)
$62,294
Natl Median: $69,303
Lifetime Value Added
+$33k
Mathematics
BachCIP: 2701
Median Debt
$15,591
Earnings (4yr)
$62,631
Natl Median: $69,562
Lifetime Value Added
+$36k
Median Debt
$19,611
Earnings (4yr)
$85,995
Natl Median: $92,135
Lifetime Value Added
+$215k
Median Debt
$15,653
Earnings (4yr)
$49,804
Natl Median: $50,532
Lifetime Value Added
-$69k
Music
BachCIP: 5009
Median Debt
$17,750
Earnings (4yr)
$33,841
Natl Median: $42,892
Lifetime Value Added
-$206k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (2yr)
$25,774
Natl Median: $54,455
Lifetime Value Added
-$267k
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
$64,413
Natl Median: $76,786
Lifetime Value Added
+$50k
Median Debt
$14,575
Earnings (4yr)
$58,718
Natl Median: $63,293
Lifetime Value Added
+$4k
Median Debt
$12,500
Earnings (4yr)
$79,454
Natl Median: $88,910
Lifetime Value Added
+$165k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
$16,200
Earnings (4yr)
$45,521
Natl Median: $55,695
Lifetime Value Added
-$105k
Median Debt
-
Earnings (4yr)
$49,750
Natl Median: $55,000
Lifetime Value Added
-$69k
Social Work
BachCIP: 4407
Median Debt
$13,716
Earnings (4yr)
$47,659
Natl Median: $51,790
Lifetime Value Added
-$87k
Sociology
BachCIP: 4511
Median Debt
$19,615
Earnings (4yr)
$44,152
Natl Median: $52,657
Lifetime Value Added
-$117k
Median Debt
-
Earnings (4yr)
$59,429
Natl Median: $50,499
Lifetime Value Added
+$10k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,000
Earnings (4yr)
$51,606
Natl Median: $54,562
Lifetime Value Added
-$54k
Statistics
BachCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,425
Lifetime Value Added
N/A
Median Debt
$16,487
Earnings (4yr)
$49,545
Natl Median: $47,382
Lifetime Value Added
-$71k
Median Debt
-
Earnings (4yr)
$52,496
Natl Median: $51,389
Lifetime Value Added
-$47k

Master's Degrees

Median Debt
$18,563
Earnings (4yr)
$110,979
Natl Median: $95,833
Lifetime Value Added
+$318k
Median Debt
-
Earnings (5yr)
$68,159
Natl Median: $73,769
Lifetime Value Added
-$69k
Applied Mathematics
MastCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $116,060
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
$28,193
Earnings (4yr)
$99,023
Natl Median: $103,485
Lifetime Value Added
+$213k
Median Debt
$25,293
Earnings (4yr)
$81,376
Natl Median: $125,988
Lifetime Value Added
+$58k
Civil Engineering
MastCIP: 1408
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,323
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$68,829
Natl Median: $66,714
Lifetime Value Added
-$64k
Median Debt
-
Earnings (4yr)
$66,348
Natl Median: $62,269
Lifetime Value Added
-$74k
Median Debt
$30,750
Earnings (4yr)
$64,989
Natl Median: $71,685
Lifetime Value Added
-$86k
Median Debt
-
Earnings (4yr)
-
Natl Median: $133,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$54,367
Natl Median: $55,512
Lifetime Value Added
-$184k
Median Debt
$32,750
Earnings (4yr)
$84,976
Natl Median: $89,981
Lifetime Value Added
+$90k
Median Debt
-
Earnings (4yr)
$55,762
Natl Median: $78,149
Lifetime Value Added
-$171k
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,627
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $115,974
Lifetime Value Added
N/A
Median Debt
$41,000
Earnings (4yr)
$59,696
Natl Median: $59,571
Lifetime Value Added
-$134k
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,285
Lifetime Value Added
N/A
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,272
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$67,442
Natl Median: $81,408
Lifetime Value Added
-$64k
Public Health
MastCIP: 5122
Median Debt
$32,573
Earnings (4yr)
$63,367
Natl Median: $82,751
Lifetime Value Added
-$100k
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,125
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$151,821
Natl Median: $120,260
Lifetime Value Added
+$645k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,216
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$53,869
Natl Median: $64,397
Lifetime Value Added
-$199k
Median Debt
$39,789
Earnings (4yr)
$60,302
Natl Median: $60,111
Lifetime Value Added
-$128k
Median Debt
-
Earnings (4yr)
$54,130
Natl Median: $59,916
Lifetime Value Added
-$186k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
$46,955
Earnings (4yr)
$135,151
Natl Median: $138,131
Lifetime Value Added
+$317k
Median Debt
$70,650
Earnings (4yr)
$85,171
Natl Median: $82,893
Lifetime Value Added
-$52k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.