College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of San Francisco

San Francisco, CA 5,287 Undergrads 76.8% Grad Rate
Share
Total Cost
$80,141
Sticker Price
Avg Net Price
$41,431
After Aid
Median Earnings
$91,483
4yr Post-Grad

Vs. Peer Institutions

Net Price$41,431
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$91,483
Peer Midpoint: $60,428
Graduation Rate76.8%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients27.8%
Enrollment Status
Full-Time96.7%
Economic Outcomes
Earn More than HS82.4%

Admissions Profile

Acceptance
61.7%
SAT Avg
1,295
SAT Reading
25th: 61064575th: 700
SAT Math
25th: 58064575th: 690
ACT Composite
25th: 252975th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$778k
+$311k
+$294k
Median Cost$41k/yr
+$629k
+$162k
+$144k
Full Cost$80k/yr
+$490k
+$23k
+$5k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
26
Median Cost$41k/yr
37
97%
Full Cost$80k/yr
62
2%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return94%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-37%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$20,500
Earnings (4yr)
$95,973
Natl Median: $76,194
Lifetime Value Added
+$179k
Architecture
BachCIP: 0402
Median Debt
$27,000
Earnings (5yr)
$76,078
Natl Median: $66,914
Lifetime Value Added
+$15k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (2yr)
$39,369
Natl Median: $56,625
Lifetime Value Added
-$257k
Biology, General
BachCIP: 2601
Median Debt
$23,125
Earnings (4yr)
$69,440
Natl Median: $57,214
Lifetime Value Added
-$24k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$23,250
Earnings (4yr)
$104,390
Natl Median: $68,257
Lifetime Value Added
+$243k
Chemistry
BachCIP: 4005
Median Debt
$24,400
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,875
Earnings (4yr)
$68,592
Natl Median: $56,359
Lifetime Value Added
-$30k
Computer Science
BachCIP: 1107
Median Debt
$20,250
Earnings (4yr)
$150,341
Natl Median: $107,009
Lifetime Value Added
+$589k
Data Processing
BachCIP: 1103
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,978
Lifetime Value Added
N/A
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (4yr)
$49,788
Natl Median: $51,490
Lifetime Value Added
-$182k
Economics
BachCIP: 4506
Median Debt
$21,500
Earnings (4yr)
$93,712
Natl Median: $82,686
Lifetime Value Added
+$161k
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,995
Earnings (4yr)
$49,684
Natl Median: $48,590
Lifetime Value Added
-$183k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
$19,500
Earnings (5yr)
$75,474
Natl Median: $61,027
Lifetime Value Added
+$11k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$24,394
Earnings (4yr)
$103,605
Natl Median: $83,343
Lifetime Value Added
+$237k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$24,062
Earnings (5yr)
$36,545
Natl Median: $41,367
Lifetime Value Added
-$301k
History
BachCIP: 5401
Median Debt
$20,000
Earnings (5yr)
$63,345
Natl Median: $50,680
Lifetime Value Added
-$81k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$19,000
Earnings (4yr)
$77,757
Natl Median: $56,726
Lifetime Value Added
+$40k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
$25,000
Earnings (4yr)
$77,060
Natl Median: $73,201
Lifetime Value Added
+$34k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$24,603
Earnings (4yr)
$59,387
Natl Median: $66,596
Lifetime Value Added
-$103k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$21,250
Earnings (4yr)
$91,815
Natl Median: $69,303
Lifetime Value Added
+$147k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$21,000
Earnings (4yr)
$53,369
Natl Median: $55,012
Lifetime Value Added
-$152k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (2yr)
$41,565
Natl Median: $54,455
Lifetime Value Added
-$237k
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$23,000
Earnings (4yr)
$72,263
Natl Median: $63,293
Lifetime Value Added
-$2k
Psychology, General
BachCIP: 4201
Median Debt
$23,250
Earnings (4yr)
$65,071
Natl Median: $50,706
Lifetime Value Added
-$58k
Public Administration
BachCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$24,000
Earnings (4yr)
$81,285
Natl Median: $63,560
Lifetime Value Added
+$67k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,286
Earnings (4yr)
$143,356
Natl Median: $88,910
Lifetime Value Added
+$537k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$24,125
Earnings (4yr)
$61,883
Natl Median: $52,657
Lifetime Value Added
-$83k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$23,250
Earnings (5yr)
$70,495
Natl Median: $54,562
Lifetime Value Added
-$26k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A
Urban Studies/Affairs
BachCIP: 4512
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,532
Lifetime Value Added
N/A
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
$23,250
Earnings (2yr)
$27,823
Natl Median: $41,688
Lifetime Value Added
-$361k

Master's Degrees

Area Studies
MastCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,936
Lifetime Value Added
N/A
Bilingual, Multilingual, and Multicultural Education
MastCIP: 1302
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,241
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Biotechnology
MastCIP: 2612
Median Debt
-
Earnings (2yr)
$79,450
Natl Median: $107,682
Lifetime Value Added
+$12k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$48,713
Earnings (4yr)
$143,796
Natl Median: $103,485
Lifetime Value Added
+$544k
Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$79,057
Earnings (4yr)
$88,276
Natl Median: $65,184
Lifetime Value Added
+$61k
Communication and Media Studies
MastCIP: 0901
Median Debt
$41,000
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings (4yr)
$155,125
Natl Median: $124,201
Lifetime Value Added
+$642k
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $145,571
Lifetime Value Added
N/A
Data Processing
MastCIP: 1103
Median Debt
$55,689
Earnings (4yr)
$167,605
Natl Median: $156,135
Lifetime Value Added
+$750k
Demography
MastCIP: 4505
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,145
Lifetime Value Added
N/A
Economics
MastCIP: 4506
Median Debt
-
Earnings (5yr)
$115,251
Natl Median: $100,743
Lifetime Value Added
+$278k
Education, General
MastCIP: 1301
Median Debt
$35,159
Earnings (4yr)
$71,516
Natl Median: $65,824
Lifetime Value Added
-$86k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$40,950
Earnings (4yr)
$80,184
Natl Median: $71,685
Lifetime Value Added
-$9k
Energy Systems Technologies/Technicians
MastCIP: 1517
Median Debt
-
Earnings (4yr)
-
Natl Median: $117,106
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
MastCIP: 5207
Median Debt
$58,500
Earnings (4yr)
-
Natl Median: $97,366
Lifetime Value Added
N/A
Human Resources Management and Services
MastCIP: 5210
Median Debt
$41,000
Earnings (4yr)
$153,058
Natl Median: $83,558
Lifetime Value Added
+$624k
Human Services, General
MastCIP: 4400
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,050
Lifetime Value Added
N/A
International/Globalization Studies
MastCIP: 3020
Median Debt
$38,070
Earnings (5yr)
$86,010
Natl Median: $86,219
Lifetime Value Added
+$27k
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
-
Earnings (4yr)
$136,623
Natl Median: $101,000
Lifetime Value Added
+$482k
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
$38,076
Earnings (4yr)
$186,732
Natl Median: $124,807
Lifetime Value Added
+$915k
Medical Illustration and Informatics
MastCIP: 5127
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,441
Lifetime Value Added
N/A
Museology/Museum Studies
MastCIP: 3014
Median Debt
$43,875
Earnings (4yr)
$68,582
Natl Median: $53,692
Lifetime Value Added
-$111k
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
$41,000
Earnings (4yr)
$102,274
Natl Median: $74,607
Lifetime Value Added
+$184k
Public Administration
MastCIP: 4404
Median Debt
$48,010
Earnings (4yr)
$99,141
Natl Median: $81,408
Lifetime Value Added
+$157k
Public Health
MastCIP: 5122
Median Debt
$60,995
Earnings (4yr)
$90,920
Natl Median: $82,751
Lifetime Value Added
+$85k
Public Relations, Advertising, and Applied Communication
MastCIP: 0909
Median Debt
-
Earnings (2yr)
$57,318
Natl Median: $80,125
Lifetime Value Added
-$192k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$96,735
Earnings (4yr)
$147,482
Natl Median: $120,193
Lifetime Value Added
+$576k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
$51,250
Earnings (4yr)
$71,471
Natl Median: $55,035
Lifetime Value Added
-$86k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
$89,791
Natl Median: $64,397
Lifetime Value Added
+$75k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$51,250
Earnings (4yr)
$78,521
Natl Median: $62,033
Lifetime Value Added
-$24k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$34,375
Earnings (4yr)
$71,273
Natl Median: $59,916
Lifetime Value Added
-$88k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (4yr)
$69,564
Natl Median: $65,767
Lifetime Value Added
-$103k
Urban Studies/Affairs
MastCIP: 4512
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,634
Lifetime Value Added
N/A

Graduate Certificates

Legal Research and Advanced Professional Studies
Gr-CertCIP: 2202
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,740
Lifetime Value Added
N/A

Doctoral Degrees

Bilingual, Multilingual, and Multicultural Education
DocCIP: 1302
Median Debt
-
Earnings (2yr)
$84,653
Natl Median: $77,238
Lifetime Value Added
-$143k
Curriculum and Instruction
DocCIP: 1303
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,031
Lifetime Value Added
N/A
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Law
DocCIP: 2201
Median Debt
$182,582
Earnings (4yr)
$120,485
Natl Median: $105,518
Lifetime Value Added
+$97k
Mental and Social Health Services and Allied Professions
DocCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,066
Lifetime Value Added
N/A
Psychology, General
DocCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,707
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$95,800
Earnings (4yr)
$201,545
Natl Median: $138,131
Lifetime Value Added
+$691k
Special Education and Teaching
DocCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,739
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
DocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,822
Lifetime Value Added
N/A

Other Programs

Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A
Religion/Religious Studies
DegCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,013
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.