College ROI

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University of Southern Indiana

Evansville, IN 5,292 Undergrads 53.9% Grad Rate
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Total Cost
$23,298
Sticker Price
Avg Net Price
$13,373
After Aid
Median Earnings
$56,435
5yr Post-Grad

Vs. Peer Institutions

Net Price$13,373
Peer Midpoint: $17,726
Earnings (5yr Post-Grad)Completers only after graduation
$56,435
Peer Midpoint: $36,184
Earnings (10yr Post-Enroll)All enrolled after enrollment
$52,206
Peer Midpoint: $36,543
Graduation Rate53.9%
Peer Midpoint: 69.9%
Average starting age (2015-17)21.2
Socio-Economic Diversity
Pell Grant Recipients33.9%
Enrollment Status
Full-Time90.4%
Economic Outcomes
Earn More than HS73.5%

Admissions Profile

Acceptance
95.8%
SAT Avg
1,141
SAT Reading
25th: 52057075th: 620
SAT Math
25th: 51056075th: 620
ACT Composite
25th: 212475th: 27

ROI Sensitivity Analysis
Assuming 1 Year to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$636k
+$231k
+$149k
Median Cost$13k/yr
+$623k
+$219k
+$137k
Full Cost$23k/yr
+$614k
+$210k
+$128k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
21
∞
Median Cost$13k/yr
23
1103%
Full Cost$23k/yr
24
591%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return1234%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return218%
Warning: Read this ROI with care. Most awards here are certificates, so the model prices a one-year program. The earnings figure covers every graduate, including those who finished longer associate and bachelor's programs that pay more. That mix can make the NPV, Social ROI and Pell ROI look much higher than a typical certificate student will see.

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
$15,221
Earnings (2yr)
$37,208
Natl Median: $42,269
Lifetime Value Added
-$90k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,146
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$20,331
Earnings (4yr)
$70,953
Natl Median: $76,194
Lifetime Value Added
+$91k
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Median Debt
$17,321
Earnings (4yr)
$71,043
Natl Median: $70,786
Lifetime Value Added
+$91k
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Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,676
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
$71,019
Natl Median: $57,214
Lifetime Value Added
+$91k
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Median Debt
$17,750
Earnings (4yr)
$56,804
Natl Median: $68,257
Lifetime Value Added
-$22k
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Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$42,453
Natl Median: $56,359
Lifetime Value Added
-$143k
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Median Debt
-
Earnings (4yr)
$68,782
Natl Median: $92,374
Lifetime Value Added
+$74k
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Computer Science
BachCIP: 1107
Median Debt
$19,481
Earnings (4yr)
$77,100
Natl Median: $107,009
Lifetime Value Added
+$138k
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Median Debt
$19,500
Earnings (4yr)
$50,916
Natl Median: $55,378
Lifetime Value Added
-$71k
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Median Debt
$20,500
Earnings (4yr)
$68,825
Natl Median: $68,061
Lifetime Value Added
+$74k
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Median Debt
-
Earnings (4yr)
$36,348
Natl Median: $39,775
Lifetime Value Added
-$196k
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Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$55,605
Natl Median: $82,686
Lifetime Value Added
-$32k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $89,619
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$92,209
Natl Median: $89,359
Lifetime Value Added
+$253k
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Median Debt
$19,500
Earnings (4yr)
$40,159
Natl Median: $48,590
Lifetime Value Added
-$163k
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Median Debt
$19,500
Earnings (4yr)
$70,473
Natl Median: $83,343
Lifetime Value Added
+$87k
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Median Debt
$19,033
Earnings (4yr)
$38,619
Natl Median: $41,367
Lifetime Value Added
-$176k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$19,750
Earnings (4yr)
$45,279
Natl Median: $58,716
Lifetime Value Added
-$119k
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History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
$52,002
Natl Median: $50,680
Lifetime Value Added
-$62k
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Median Debt
-
Earnings (2yr)
$63,997
Natl Median: $80,890
Lifetime Value Added
+$57k
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Median Debt
-
Earnings (2yr)
$24,421
Natl Median: $66,596
Lifetime Value Added
-$292k
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Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Median Debt
$14,000
Earnings (4yr)
$53,076
Natl Median: $53,072
Lifetime Value Added
-$53k
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Marketing
BachCIP: 5214
Median Debt
$17,625
Earnings (4yr)
$56,516
Natl Median: $69,303
Lifetime Value Added
-$25k
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $69,562
Lifetime Value Added
-$166k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $92,135
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,739
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (4yr)
$49,739
Natl Median: $60,053
Lifetime Value Added
-$81k
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Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$30,771
Natl Median: $63,293
Lifetime Value Added
-$234k
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Psychology, General
BachCIP: 4201
Median Debt
$13,428
Earnings (4yr)
$40,574
Natl Median: $50,706
Lifetime Value Added
-$159k
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Median Debt
-
Earnings (4yr)
$54,422
Natl Median: $63,560
Lifetime Value Added
-$42k
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Median Debt
-
Earnings (4yr)
$44,197
Natl Median: $50,497
Lifetime Value Added
-$128k
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Median Debt
$18,850
Earnings (4yr)
$77,878
Natl Median: $88,910
Lifetime Value Added
+$144k
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Median Debt
-
Earnings (5yr)
$47,897
Natl Median: $55,000
Lifetime Value Added
-$105k
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Social Work
BachCIP: 4407
Median Debt
$21,250
Earnings (4yr)
$42,673
Natl Median: $51,790
Lifetime Value Added
-$141k
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Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$54,144
Natl Median: $52,657
Lifetime Value Added
-$44k
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Median Debt
-
Earnings (4yr)
$46,769
Natl Median: $50,499
Lifetime Value Added
-$106k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$16,750
Earnings (4yr)
$50,541
Natl Median: $54,562
Lifetime Value Added
-$74k
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Median Debt
$21,500
Earnings (4yr)
$45,245
Natl Median: $47,382
Lifetime Value Added
-$119k
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Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $86,165
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $71,241
Lifetime Value Added
N/A
Median Debt
$18,713
Earnings (4yr)
$93,352
Natl Median: $103,485
Lifetime Value Added
+$158k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $125,651
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
$22,233
Earnings (4yr)
$81,652
Natl Median: $89,981
Lifetime Value Added
+$56k
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Median Debt
$27,654
Earnings (4yr)
$52,084
Natl Median: $59,571
Lifetime Value Added
-$213k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $81,408
Lifetime Value Added
N/A
Median Debt
$37,833
Earnings (4yr)
$119,791
Natl Median: $120,193
Lifetime Value Added
+$389k
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Median Debt
$41,000
Earnings (4yr)
$69,078
Natl Median: $71,416
Lifetime Value Added
-$55k
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Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$50,055
Natl Median: $62,033
Lifetime Value Added
-$232k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (2yr)
$106,577
Natl Median: $138,131
Lifetime Value Added
+$127k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.