College ROI

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University of Wisconsin-Stevens Point

Stevens Point, WI 7,306 Undergrads 59.1% Grad Rate
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Total Cost
$20,079
Sticker Price
Avg Net Price
$14,559
After Aid
Median Earnings
$51,548
4yr Post-Grad

Vs. Peer Institutions

Net Price$14,559
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$51,548
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$52,021
Peer Midpoint: $53,763
Graduation Rate59.1%
Peer Midpoint: 58.9%
Average Starting Age21.0
Socio-Economic Diversity
Pell Grant Recipients29.5%
Enrollment Status
Full-Time90.4%
Economic Outcomes
Earn More than HS74.9%

Admissions Profile

Acceptance
91.8%
SAT Avg
1,150
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: 202275th: 26

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$467k
-$351
-$18k
Median Cost$15k/yr
+$414k
-$53k
-$70k
Full Cost$20k/yr
+$394k
-$73k
-$90k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$15k/yr
Never
-134%
Full Cost$20k/yr
Never
-125%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-118%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-74%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $38,011
Lifetime Value Added
N/A
Biology, General
CertCIP: 2601
Median Debt
$25,990
Earnings (4yr)
$62,456
Natl Median: $52,278
Lifetime Value Added
+$208k
Chemistry
CertCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,784
Lifetime Value Added
N/A
Physics
CertCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,502
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,399
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,020
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
$6,500
Earnings (4yr)
$48,051
Natl Median: $44,125
Lifetime Value Added
+$2k

Bachelor's Degrees

Median Debt
$19,500
Earnings (4yr)
$64,810
Natl Median: $76,194
Lifetime Value Added
+$37k
Median Debt
-
Earnings (4yr)
$50,264
Natl Median: $70,786
Lifetime Value Added
-$81k
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (4yr)
$49,413
Natl Median: $48,240
Lifetime Value Added
-$88k
Median Debt
$22,500
Earnings (4yr)
$61,349
Natl Median: $65,466
Lifetime Value Added
+$10k
Median Debt
-
Earnings (2yr)
$39,009
Natl Median: $58,891
Lifetime Value Added
-$163k
Biology, General
BachCIP: 2601
Median Debt
$21,695
Earnings (4yr)
$52,187
Natl Median: $57,214
Lifetime Value Added
-$65k
Median Debt
$20,500
Earnings (4yr)
$64,760
Natl Median: $68,257
Lifetime Value Added
+$37k
Median Debt
$22,565
Earnings (4yr)
$100,375
Natl Median: $98,158
Lifetime Value Added
+$309k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$27,500
Earnings (4yr)
$64,792
Natl Median: $75,975
Lifetime Value Added
+$37k
Median Debt
$23,776
Earnings (4yr)
$48,982
Natl Median: $56,359
Lifetime Value Added
-$92k
Median Debt
$19,000
Earnings (4yr)
$51,497
Natl Median: $58,928
Lifetime Value Added
-$71k
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,864
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$78,823
Natl Median: $92,374
Lifetime Value Added
+$145k
Median Debt
$22,939
Earnings (4yr)
$84,809
Natl Median: $58,894
Lifetime Value Added
+$190k
Dance
BachCIP: 5003
Median Debt
$25,320
Earnings (4yr)
-
Natl Median: $39,980
Lifetime Value Added
N/A
Median Debt
$21,750
Earnings (4yr)
$46,377
Natl Median: $51,490
Lifetime Value Added
-$114k
Median Debt
$21,500
Earnings (4yr)
$56,618
Natl Median: $55,753
Lifetime Value Added
-$28k
Median Debt
$25,000
Earnings (4yr)
$37,507
Natl Median: $39,775
Lifetime Value Added
-$190k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$66,453
Natl Median: $82,686
Lifetime Value Added
+$50k
Median Debt
$21,304
Earnings (4yr)
$43,258
Natl Median: $48,590
Lifetime Value Added
-$140k
Environmental/Natural Resources Management and Policy
BachCIP: 0302
Median Debt
$20,495
Earnings (4yr)
$53,642
Natl Median: $56,185
Lifetime Value Added
-$53k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
$23,463
Earnings (4yr)
$42,771
Natl Median: $41,367
Lifetime Value Added
-$144k
Median Debt
$19,534
Earnings (4yr)
$52,424
Natl Median: $47,243
Lifetime Value Added
-$63k
Forestry
BachCIP: 0305
Median Debt
$21,393
Earnings (4yr)
$55,724
Natl Median: $58,784
Lifetime Value Added
-$36k
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,853
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Median Debt
$22,372
Earnings (4yr)
$56,019
Natl Median: $68,245
Lifetime Value Added
-$33k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
$20,375
Earnings (4yr)
$46,309
Natl Median: $50,680
Lifetime Value Added
-$114k
International/Globalization Studies
BachCIP: 3020
Median Debt
$25,000
Earnings (4yr)
$42,984
Natl Median: $59,972
Lifetime Value Added
-$143k
Median Debt
-
Earnings (2yr)
$32,391
Natl Median: $53,072
Lifetime Value Added
-$223k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
$23,000
Earnings (4yr)
$62,883
Natl Median: $69,562
Lifetime Value Added
+$22k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
$24,850
Earnings (2yr)
$24,421
Natl Median: $42,892
Lifetime Value Added
-$295k
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,053
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$99,625
Natl Median: $102,121
Lifetime Value Added
+$303k
Philosophy
BachCIP: 3801
Median Debt
$22,993
Earnings (4yr)
$39,532
Natl Median: $54,455
Lifetime Value Added
-$172k
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$20,537
Earnings (4yr)
$50,872
Natl Median: $63,293
Lifetime Value Added
-$76k
Psychology, General
BachCIP: 4201
Median Debt
$23,080
Earnings (4yr)
$51,024
Natl Median: $50,706
Lifetime Value Added
-$75k
Median Debt
$14,309
Earnings (4yr)
$81,789
Natl Median: $88,910
Lifetime Value Added
+$167k
Median Debt
$21,731
Earnings (4yr)
$45,341
Natl Median: $55,000
Lifetime Value Added
-$122k
Median Debt
-
Earnings (4yr)
$49,189
Natl Median: $53,366
Lifetime Value Added
-$90k
Social Work
BachCIP: 4407
Median Debt
$23,500
Earnings (4yr)
$50,710
Natl Median: $51,790
Lifetime Value Added
-$77k
Sociology
BachCIP: 4511
Median Debt
$23,250
Earnings (4yr)
$48,451
Natl Median: $52,657
Lifetime Value Added
-$96k
Soil Sciences
BachCIP: 0112
Median Debt
$21,985
Earnings (4yr)
$62,051
Natl Median: $62,122
Lifetime Value Added
+$15k
Median Debt
$20,500
Earnings (4yr)
$46,315
Natl Median: $50,499
Lifetime Value Added
-$114k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$24,848
Earnings (4yr)
$43,119
Natl Median: $54,562
Lifetime Value Added
-$141k
Median Debt
$22,500
Earnings (4yr)
$45,181
Natl Median: $47,382
Lifetime Value Added
-$124k
Median Debt
$24,206
Earnings (4yr)
$47,537
Natl Median: $51,389
Lifetime Value Added
-$104k
Median Debt
$24,000
Earnings (4yr)
$42,330
Natl Median: $45,338
Lifetime Value Added
-$148k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
$38,238
Earnings (4yr)
$57,093
Natl Median: $67,030
Lifetime Value Added
-$166k
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,757
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$18,208
Earnings (4yr)
$57,006
Natl Median: $65,824
Lifetime Value Added
-$167k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,524
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$58,863
Natl Median: $74,607
Lifetime Value Added
-$150k
Nutrition Sciences
MastCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,126
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $88,343
Lifetime Value Added
N/A

Other Programs

Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.