College ROI

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Kutztown University of Pennsylvania

Kutztown, PA 6,180 Undergrads 57.9% Grad Rate
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Total Cost
$29,866
Sticker Price
Avg Net Price
$21,331
After Aid
Median Earnings
$55,608
4yr Post-Grad

Vs. Peer Institutions

Net Price$21,331
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$55,608
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$53,775
Peer Midpoint: $53,763
Graduation Rate57.9%
Peer Midpoint: 58.9%
Average Starting Age20.5
Socio-Economic Diversity
Pell Grant Recipients32.2%
Enrollment Status
Full-Time95.3%
Economic Outcomes
Earn More than HS71.8%

Admissions Profile

Acceptance
90.8%
SAT Avg
1,210
SAT Reading
25th: 57055575th: 670
SAT Math
25th: 55054075th: 640
ACT Composite
25th: -2175th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$500k
+$33k
+$16k
Median Cost$21k/yr
+$423k
-$44k
-$61k
Full Cost$30k/yr
+$393k
-$74k
-$92k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
49
∞
Median Cost$21k/yr
Never
-80%
Full Cost$30k/yr
Never
-85%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-58%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-69%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Anthropology
BachCIP: 4502
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $46,676
Lifetime Value Added
-$272k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$65,948
Natl Median: $57,214
Lifetime Value Added
+$22k
Median Debt
$26,000
Earnings (4yr)
$65,407
Natl Median: $68,257
Lifetime Value Added
+$17k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$49,019
Natl Median: $65,120
Lifetime Value Added
-$99k
Median Debt
$25,937
Earnings (4yr)
$54,173
Natl Median: $56,359
Lifetime Value Added
-$73k
Median Debt
$26,000
Earnings (4yr)
$74,677
Natl Median: $92,374
Lifetime Value Added
+$88k
Median Debt
-
Earnings (2yr)
$24,267
Natl Median: $38,992
Lifetime Value Added
-$321k
Median Debt
$26,000
Earnings (4yr)
$55,068
Natl Median: $55,378
Lifetime Value Added
-$66k
Median Debt
$27,000
Earnings (4yr)
$53,312
Natl Median: $51,490
Lifetime Value Added
-$80k
Median Debt
-
Earnings (4yr)
$50,300
Natl Median: $48,590
Lifetime Value Added
-$105k
Median Debt
$27,000
Earnings (4yr)
$34,337
Natl Median: $41,367
Lifetime Value Added
-$242k
Median Debt
-
Earnings (5yr)
$51,355
Natl Median: $57,853
Lifetime Value Added
-$105k
Median Debt
$25,669
Earnings (4yr)
$52,378
Natl Median: $60,190
Lifetime Value Added
-$88k
History
BachCIP: 5401
Median Debt
$25,998
Earnings (5yr)
$42,015
Natl Median: $50,680
Lifetime Value Added
-$182k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,949
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$74,472
Natl Median: $69,562
Lifetime Value Added
+$76k
Music
BachCIP: 5009
Median Debt
$26,918
Earnings (4yr)
$39,549
Natl Median: $42,892
Lifetime Value Added
-$196k
Median Debt
$25,919
Earnings (4yr)
$56,959
Natl Median: $55,012
Lifetime Value Added
-$50k
Median Debt
$26,875
Earnings (4yr)
$56,525
Natl Median: $50,983
Lifetime Value Added
-$54k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
$74,813
Natl Median: $76,786
Lifetime Value Added
+$90k
Median Debt
$25,250
Earnings (4yr)
$58,347
Natl Median: $63,293
Lifetime Value Added
-$39k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$46,253
Natl Median: $50,706
Lifetime Value Added
-$139k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Median Debt
$26,350
Earnings (4yr)
$49,132
Natl Median: $50,497
Lifetime Value Added
-$115k
Median Debt
$26,000
Earnings (4yr)
$47,530
Natl Median: $48,471
Lifetime Value Added
-$128k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$46,855
Natl Median: $51,290
Lifetime Value Added
-$142k
Social Work
BachCIP: 4407
Median Debt
$25,500
Earnings (4yr)
$47,221
Natl Median: $51,790
Lifetime Value Added
-$131k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (5yr)
$44,129
Natl Median: $52,657
Lifetime Value Added
-$165k
Median Debt
$27,000
Earnings (4yr)
$54,845
Natl Median: $50,499
Lifetime Value Added
-$67k
Median Debt
$27,000
Earnings (4yr)
$51,346
Natl Median: $47,382
Lifetime Value Added
-$96k
Median Debt
$27,000
Earnings (4yr)
$49,665
Natl Median: $51,389
Lifetime Value Added
-$110k

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $88,516
Lifetime Value Added
N/A

Master's Degrees

Arts, Entertainment, and Media Management
MastCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$52,941
Natl Median: $103,485
Lifetime Value Added
-$198k
Median Debt
$58,032
Earnings (4yr)
$49,631
Natl Median: $65,184
Lifetime Value Added
-$250k
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $145,571
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,073
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$64,548
Natl Median: $70,644
Lifetime Value Added
-$110k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,301
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$49,644
Natl Median: $81,408
Lifetime Value Added
-$230k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (4yr)
$57,834
Natl Median: $65,123
Lifetime Value Added
-$172k
Median Debt
$40,859
Earnings (4yr)
$59,207
Natl Median: $60,111
Lifetime Value Added
-$159k
Median Debt
$24,174
Earnings (4yr)
$60,681
Natl Median: $59,916
Lifetime Value Added
-$145k
Median Debt
-
Earnings (4yr)
$64,202
Natl Median: $63,707
Lifetime Value Added
-$113k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.