College ROI

Smarter Choices, Brighter Futures
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University of Mary

Bismarck, ND 2,416 Undergrads 60.5% Grad Rate
Share
Total Cost
$33,672
Sticker Price
Avg Net Price
$17,770
After Aid
Median Earnings
$65,398
4yr Post-Grad

Vs. Peer Institutions

Net Price$17,770
Peer Midpoint: $20,080.5
Earnings (10yr)$65,398
Peer Midpoint: $60,428
Graduation Rate60.5%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients23.1%
Enrollment Status
Full-Time86.8%
Economic Outcomes
Earn More than HS80.7%

Admissions Profile

Acceptance
75.3%
SAT Avg
1,159
SAT Reading
25th: 580-75th: 680
SAT Math
25th: 530-75th: 660
ACT Composite
25th: 21-75th: 26

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$572k
+$112k
+$94k
Median Cost$18k/yr
+$508k
+$48k
+$30k
Full Cost$34k/yr
+$451k
-$10k
-$27k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
Median Cost$18k/yr
47
47%
Full Cost$34k/yr
Never
-22%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return50%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-45%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
$63,969
Nat: $76,194
Lifetime Value Added
+$10k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$27,000
Earnings (4yr)
$67,803
Nat: $70,786
Lifetime Value Added
+$40k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings
-
Nat: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,687
Earnings (4yr)
$71,639
Nat: $68,257
Lifetime Value Added
+$69k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
-
Earnings
-
Nat: $50,523
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings
-
Nat: $75,975
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
$45,394
Nat: $56,359
Lifetime Value Added
-$141k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
-
Earnings (4yr)
$55,357
Nat: $58,928
Lifetime Value Added
-$59k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings
-
Nat: $92,374
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings
-
Nat: $55,378
Lifetime Value Added
N/A
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings
-
Nat: $89,359
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings
-
Nat: $48,590
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings
-
Nat: $83,343
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings
-
Nat: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
$50,827
Nat: $53,072
Lifetime Value Added
-$96k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings
-
Nat: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings
-
Nat: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings
-
Nat: $42,892
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
-
Earnings
-
Nat: $62,172
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$24,750
Earnings (4yr)
$60,331
Nat: $50,706
Lifetime Value Added
-$19k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings
-
Nat: $63,560
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$20,500
Earnings (4yr)
$74,651
Nat: $88,910
Lifetime Value Added
+$92k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings
-
Nat: $55,792
Lifetime Value Added
N/A
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings
-
Nat: $41,456
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings
-
Nat: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings
-
Nat: $51,790
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings
-
Nat: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$24,490
Earnings (4yr)
$68,088
Nat: $54,562
Lifetime Value Added
+$42k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,719
Earnings (4yr)
$46,121
Nat: $47,382
Lifetime Value Added
-$135k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (4yr)
$49,612
Nat: $51,389
Lifetime Value Added
-$106k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings
-
Nat: $44,535
Lifetime Value Added
N/A

Master's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
-
Earnings
-
Nat: $127,347
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,500
Earnings (4yr)
$92,462
Nat: $103,485
Lifetime Value Added
+$345k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (4yr)
$69,031
Nat: $65,184
Lifetime Value Added
+$143k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$21,938
Earnings (4yr)
$60,062
Nat: $71,685
Lifetime Value Added
+$62k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
$79,545
Nat: $100,487
Lifetime Value Added
+$234k
Medical Illustration and Informatics
MastCIP: 5127
Median Debt
-
Earnings
-
Nat: $101,441
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (4yr)
$58,059
Nat: $59,571
Lifetime Value Added
+$43k
Physiology, Pathology and Related Sciences
MastCIP: 2609
Median Debt
-
Earnings
-
Nat: $67,681
Lifetime Value Added
N/A
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (4yr)
$79,953
Nat: $81,408
Lifetime Value Added
+$237k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$18,923
Earnings (4yr)
$124,187
Nat: $120,193
Lifetime Value Added
+$616k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$48,604
Earnings (4yr)
$70,746
Nat: $71,416
Lifetime Value Added
+$158k
Social Sciences, General
MastCIP: 4501
Median Debt
-
Earnings
-
Nat: $65,443
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings
-
Nat: $64,397
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$47,158
Nat: $62,033
Lifetime Value Added
-$60k

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings
-
Nat: $100,573
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$84,111
Earnings (4yr)
$124,741
Nat: $138,131
Lifetime Value Added
+$414k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$82,000
Earnings (4yr)
$80,105
Nat: $82,893
Lifetime Value Added
+$89k

Other Programs

Business Administration, Management and Operations
DegCIP: 5202
Median Debt
-
Earnings
-
Nat: $62,426
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.