College ROI

Smarter Choices, Brighter Futures
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Clark University

Worcester, MA 2,214 Undergrads 77.5% Grad Rate
Share
Total Cost
$68,432
Sticker Price
Avg Net Price
$28,714
After Aid
Median Earnings
$63,965
4yr Post-Grad

Vs. Peer Institutions

Net Price$28,714
Peer Midpoint: $20,080.5
Earnings (10yr)$63,965
Peer Midpoint: $60,428
Graduation Rate77.5%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients22.6%
Enrollment Status
Full-Time99.3%
Economic Outcomes
Earn More than HS70.1%

Admissions Profile

Acceptance
39.5%
SAT Avg
1,370
SAT Reading
25th: 65866675th: 740
SAT Math
25th: 63064575th: 720
ACT Composite
25th: 302975th: 33

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$560k
+$100k
+$83k
Median Cost$29k/yr
+$457k
-$3k
-$20k
Full Cost$68k/yr
+$314k
-$146k
-$163k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
Median Cost$29k/yr
Never
-20%
Full Cost$68k/yr
Never
-66%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-34%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-75%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Area Studies
BachCIP: 0501
Median Debt
-
Earnings
-
Nat: $56,625
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$26,500
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$26,010
Earnings (4yr)
$58,429
Nat: $57,214
Lifetime Value Added
-$73k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,250
Earnings (4yr)
$84,234
Nat: $68,257
Lifetime Value Added
+$124k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings
-
Nat: $49,429
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$32,391
Nat: $56,359
Lifetime Value Added
-$274k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
$115,804
Nat: $107,009
Lifetime Value Added
+$360k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings
-
Nat: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (4yr)
$91,094
Nat: $82,686
Lifetime Value Added
+$176k
Education, Other
BachCIP: 1399
Median Debt
-
Earnings
-
Nat: $49,113
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$26,168
Earnings (4yr)
$46,113
Nat: $48,590
Lifetime Value Added
-$175k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings
-
Nat: $51,710
Lifetime Value Added
N/A
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings (2yr)
$15,552
Nat: $43,765
Lifetime Value Added
-$430k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$26,870
Earnings (4yr)
$38,844
Nat: $41,367
Lifetime Value Added
-$236k
Foreign Languages, Literatures, and Linguistics, Other
BachCIP: 1699
Median Debt
-
Earnings
-
Nat: $50,580
Lifetime Value Added
N/A
Geography and Cartography
BachCIP: 4507
Median Debt
$26,041
Earnings (4yr)
$49,230
Nat: $57,853
Lifetime Value Added
-$149k
History
BachCIP: 5401
Median Debt
$27,000
Earnings (4yr)
$53,926
Nat: $50,680
Lifetime Value Added
-$110k
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings
-
Nat: $59,972
Lifetime Value Added
N/A
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
-
Earnings
-
Nat: $49,984
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
-
Earnings (2yr)
$37,568
Lifetime Value Added
-$228k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings
-
Nat: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings
-
Nat: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$25,360
Earnings (4yr)
$52,075
Nat: $55,012
Lifetime Value Added
-$125k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings
-
Nat: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$25,875
Earnings (4yr)
$68,174
Nat: $63,293
Lifetime Value Added
+$3k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$61,203
Nat: $50,706
Lifetime Value Added
-$51k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
$60,649
Nat: $55,000
Lifetime Value Added
-$56k
Social Sciences, Other
BachCIP: 4599
Median Debt
$25,000
Earnings (4yr)
$45,710
Nat: $56,812
Lifetime Value Added
-$178k
Sociology
BachCIP: 4511
Median Debt
$23,889
Earnings (4yr)
$64,988
Nat: $52,657
Lifetime Value Added
-$21k
Visual and Performing Arts, Other
BachCIP: 5099
Median Debt
-
Earnings
-
Nat: $47,629
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings
-
Nat: $95,833
Lifetime Value Added
N/A
Applied Mathematics
MastCIP: 2703
Median Debt
-
Earnings
-
Nat: $116,060
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
MastCIP: 2602
Median Debt
-
Earnings
-
Nat: $80,271
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (2yr)
$46,087
Nat: $69,830
Lifetime Value Added
-$63k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$32,550
Earnings (4yr)
$93,174
Nat: $103,485
Lifetime Value Added
+$331k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (2yr)
$31,423
Nat: $71,953
Lifetime Value Added
-$214k
Community Organization and Advocacy
MastCIP: 4402
Median Debt
-
Earnings (4yr)
$61,101
Nat: $67,597
Lifetime Value Added
+$51k
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings
-
Nat: $124,201
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$60,005
Nat: $65,824
Lifetime Value Added
+$41k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings
-
Nat: $55,512
Lifetime Value Added
N/A
Geography and Cartography
MastCIP: 4507
Median Debt
-
Earnings (4yr)
$76,513
Nat: $79,784
Lifetime Value Added
+$187k
History
MastCIP: 5401
Median Debt
-
Earnings
-
Nat: $55,360
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
-
Earnings
-
Nat: $124,807
Lifetime Value Added
N/A
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
-
Earnings (4yr)
$75,449
Nat: $74,607
Lifetime Value Added
+$178k
Physics
MastCIP: 4008
Median Debt
-
Earnings
-
Nat: $96,478
Lifetime Value Added
N/A
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (4yr)
$83,740
Nat: $81,408
Lifetime Value Added
+$250k
Public Health
MastCIP: 5122
Median Debt
-
Earnings
-
Nat: $82,751
Lifetime Value Added
N/A
Social Sciences, Other
MastCIP: 4599
Median Debt
-
Earnings (4yr)
$62,304
Nat: $64,286
Lifetime Value Added
+$62k

Doctoral Degrees

Biology, General
DocCIP: 2601
Median Debt
-
Earnings
-
Nat: $92,983
Lifetime Value Added
N/A
Chemistry
DocCIP: 4005
Median Debt
-
Earnings
-
Nat: $115,386
Lifetime Value Added
N/A
Economics
DocCIP: 4506
Median Debt
-
Earnings
-
Nat: $135,560
Lifetime Value Added
N/A
Geography and Cartography
DocCIP: 4507
Median Debt
-
Earnings (2yr)
$57,318
Nat: $86,469
Lifetime Value Added
-$94k
History
DocCIP: 5401
Median Debt
-
Earnings
-
Nat: $70,550
Lifetime Value Added
N/A
Psychology, General
DocCIP: 4201
Median Debt
-
Earnings
-
Nat: $98,707
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.