College ROI

Smarter Choices, Brighter Futures
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Rutgers University-Camden

Camden, NJ 3,753 Undergrads 73.0% Grad Rate
Share
Total Cost
$35,178
Sticker Price
Avg Net Price
$18,745
After Aid
Median Earnings
$77,933
4yr Post-Grad

Vs. Peer Institutions

Net Price$18,745
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$77,933
Peer Midpoint: $60,428
Graduation Rate73.0%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients47.1%
Enrollment Status
Full-Time86.9%
Economic Outcomes
Earn More than HS81.7%

Admissions Profile

Acceptance
66.3%
SAT Avg
1,178
SAT Reading
25th: 54056575th: 640
SAT Math
25th: 51057075th: 660
ACT Composite
25th: 192175th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$674k
+$208k
+$190k
Median Cost$19k/yr
+$607k
+$140k
+$123k
Full Cost$35k/yr
+$548k
+$81k
+$64k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
Median Cost$19k/yr
35
182%
Full Cost$35k/yr
43
50%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return189%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-2%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$21,500
Earnings (4yr)
$89,087
Natl Median: $76,194
Lifetime Value Added
+$208k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$22,862
Earnings (4yr)
$79,510
Natl Median: $65,466
Lifetime Value Added
+$135k
Biological and Physical Sciences
BachCIP: 3001
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$23,000
Earnings (4yr)
$68,306
Natl Median: $57,214
Lifetime Value Added
+$49k
Biomathematics, Bioinformatics, and Computational Biology
BachCIP: 2611
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,713
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,250
Earnings (4yr)
$83,606
Natl Median: $68,257
Lifetime Value Added
+$166k
Chemistry
BachCIP: 4005
Median Debt
$19,250
Earnings (4yr)
$73,245
Natl Median: $65,120
Lifetime Value Added
+$87k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$15,334
Earnings (4yr)
$84,376
Natl Median: $75,975
Lifetime Value Added
+$172k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,904
Earnings (4yr)
$125,303
Natl Median: $92,374
Lifetime Value Added
+$483k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,750
Earnings (4yr)
$61,817
Natl Median: $55,378
Lifetime Value Added
-$2k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$21,000
Earnings (4yr)
$42,712
Natl Median: $39,775
Lifetime Value Added
-$160k
Economics
BachCIP: 4506
Median Debt
$22,750
Earnings (4yr)
$86,120
Natl Median: $82,686
Lifetime Value Added
+$185k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,500
Earnings (4yr)
$55,337
Natl Median: $48,590
Lifetime Value Added
-$54k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$26,000
Earnings (4yr)
$55,164
Natl Median: $51,710
Lifetime Value Added
-$55k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,620
Earnings (4yr)
$100,695
Natl Median: $83,343
Lifetime Value Added
+$296k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,500
Earnings (4yr)
$52,450
Natl Median: $41,367
Lifetime Value Added
-$78k
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$23,000
Earnings (4yr)
$68,108
Natl Median: $61,296
Lifetime Value Added
+$47k
History
BachCIP: 5401
Median Debt
$19,500
Earnings (4yr)
$54,657
Natl Median: $50,680
Lifetime Value Added
-$60k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,000
Earnings (4yr)
$75,850
Natl Median: $68,069
Lifetime Value Added
+$107k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$21,500
Earnings (4yr)
$74,122
Natl Median: $53,072
Lifetime Value Added
+$94k
Marketing
BachCIP: 5214
Median Debt
$19,500
Earnings (4yr)
$74,813
Natl Median: $69,303
Lifetime Value Added
+$99k
Mathematics
BachCIP: 2701
Median Debt
$20,500
Earnings (4yr)
$81,845
Natl Median: $69,562
Lifetime Value Added
+$153k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$23,250
Earnings (4yr)
$51,581
Natl Median: $55,693
Lifetime Value Added
-$85k
Music
BachCIP: 5009
Median Debt
$25,492
Earnings (4yr)
$56,008
Natl Median: $42,892
Lifetime Value Added
-$48k
Philosophy
BachCIP: 3801
Median Debt
$21,625
Earnings (4yr)
$58,891
Natl Median: $54,455
Lifetime Value Added
-$25k
Physics
BachCIP: 4008
Median Debt
$23,971
Earnings (4yr)
$67,544
Natl Median: $76,786
Lifetime Value Added
+$43k
Political Science and Government
BachCIP: 4510
Median Debt
$21,500
Earnings (4yr)
$63,765
Natl Median: $63,293
Lifetime Value Added
+$14k
Psychology, General
BachCIP: 4201
Median Debt
$22,250
Earnings (4yr)
$56,479
Natl Median: $50,706
Lifetime Value Added
-$45k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,952
Earnings (4yr)
$99,155
Natl Median: $88,910
Lifetime Value Added
+$285k
Religion/Religious Studies
BachCIP: 3802
Median Debt
$25,000
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Research and Experimental Psychology
BachCIP: 4227
Median Debt
-
Earnings (4yr)
$59,913
Natl Median: $55,695
Lifetime Value Added
-$17k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$20,750
Earnings (4yr)
$66,519
Natl Median: $55,000
Lifetime Value Added
+$35k
Social Work
BachCIP: 4407
Median Debt
$22,692
Earnings (4yr)
$56,797
Natl Median: $51,790
Lifetime Value Added
-$42k
Sociology
BachCIP: 4511
Median Debt
$21,500
Earnings (4yr)
$55,197
Natl Median: $52,657
Lifetime Value Added
-$55k
Urban Studies/Affairs
BachCIP: 4512
Median Debt
$24,250
Earnings (4yr)
$59,261
Natl Median: $62,532
Lifetime Value Added
-$22k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$36,224
Earnings (4yr)
$106,813
Natl Median: $95,833
Lifetime Value Added
+$265k
Biological and Physical Sciences
MastCIP: 3001
Median Debt
$41,000
Earnings (4yr)
$125,457
Natl Median: $82,371
Lifetime Value Added
+$428k
Biology, General
MastCIP: 2601
Median Debt
$39,405
Earnings (4yr)
$84,839
Natl Median: $69,830
Lifetime Value Added
+$73k
Biomathematics, Bioinformatics, and Computational Biology
MastCIP: 2611
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,121
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$50,681
Earnings (4yr)
$155,535
Natl Median: $103,485
Lifetime Value Added
+$687k
Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings (4yr)
$121,183
Natl Median: $124,201
Lifetime Value Added
+$390k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$30,750
Earnings (4yr)
$75,983
Natl Median: $66,714
Lifetime Value Added
-$5k
English Language and Literature, General
MastCIP: 2301
Median Debt
$32,500
Earnings (2yr)
$41,565
Natl Median: $55,512
Lifetime Value Added
-$307k
History
MastCIP: 5401
Median Debt
$40,763
Earnings (4yr)
$56,792
Natl Median: $55,360
Lifetime Value Added
-$177k
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
$32,036
Earnings (4yr)
$104,397
Natl Median: $124,807
Lifetime Value Added
+$244k
Mathematics and Statistics, Other
MastCIP: 2799
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,355
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
MastCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,122
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
$41,000
Earnings (4yr)
$79,478
Natl Median: $64,711
Lifetime Value Added
+$26k
Public Administration
MastCIP: 4404
Median Debt
$47,905
Earnings (4yr)
$74,870
Natl Median: $81,408
Lifetime Value Added
-$14k
Public Policy Analysis
MastCIP: 4405
Median Debt
$30,250
Earnings (4yr)
$89,111
Natl Median: $93,020
Lifetime Value Added
+$110k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$30,750
Earnings (4yr)
$122,331
Natl Median: $120,193
Lifetime Value Added
+$400k
Research and Experimental Psychology
MastCIP: 4227
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,216
Lifetime Value Added
N/A
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (4yr)
$58,664
Natl Median: $55,035
Lifetime Value Added
-$159k
Romance Languages, Literatures, and Linguistics
MastCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,728
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (4yr)
$66,438
Natl Median: $65,123
Lifetime Value Added
-$89k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$25,940
Earnings (4yr)
$69,291
Natl Median: $63,707
Lifetime Value Added
-$63k

Graduate Certificates

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Biomathematics, Bioinformatics, and Computational Biology
DocCIP: 2611
Median Debt
-
Earnings (4yr)
-
Natl Median: $153,586
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
DocCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,341
Lifetime Value Added
N/A
Public Policy Analysis
DocCIP: 4405
Median Debt
-
Earnings (4yr)
-
Natl Median: $119,220
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$67,500
Earnings (4yr)
$161,430
Natl Median: $138,131
Lifetime Value Added
+$479k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$86,783
Earnings (4yr)
$86,084
Natl Median: $82,893
Lifetime Value Added
-$77k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.