College ROI

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University of the Pacific

Stockton, CA 3,204 Undergrads 73.0% Grad Rate
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Total Cost
$73,184
Sticker Price
Avg Net Price
$24,186
After Aid
Median Earnings
$87,194
5yr Post-Grad

Vs. Peer Institutions

Net Price$24,186
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$87,194
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$88,053
Peer Midpoint: $58,891
Graduation Rate73.0%
Peer Midpoint: 58.9%
Average starting age (2015-17)20.9
Socio-Economic Diversity
Pell Grant Recipients38.7%
Enrollment Status
Full-Time97.5%
Economic Outcomes
Earn More than HS79.8%

Admissions Profile

Acceptance
71.3%
SAT Avg
1,346
SAT Reading
25th: 59065575th: 710
SAT Math
25th: 59369075th: 770
ACT Composite
25th: 232975th: 32

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$736k
+$266k
+$250k
Median Cost$24k/yr
+$649k
+$179k
+$163k
Full Cost$73k/yr
+$473k
+$3k
-$14k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
∞
Median Cost$24k/yr
33
187%
Full Cost$73k/yr
Never
-5%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return80%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-42%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (5yr)
$83,824
Natl Median: $56,625
Lifetime Value Added
+$138k
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Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,240
Lifetime Value Added
N/A
Median Debt
$16,250
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$18,750
Earnings (4yr)
$83,012
Natl Median: $57,214
Lifetime Value Added
+$144k
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Median Debt
-
Earnings (2yr)
$33,993
Natl Median: $93,451
Lifetime Value Added
-$244k
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Median Debt
$20,804
Earnings (4yr)
$76,025
Natl Median: $68,257
Lifetime Value Added
+$91k
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Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Civil Engineering
BachCIP: 1408
Median Debt
$23,558
Earnings (4yr)
$90,510
Natl Median: $86,517
Lifetime Value Added
+$201k
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Median Debt
-
Earnings (4yr)
$60,666
Natl Median: $56,359
Lifetime Value Added
-$30k
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Median Debt
$22,362
Earnings (4yr)
$77,549
Natl Median: $58,928
Lifetime Value Added
+$102k
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Median Debt
-
Earnings (2yr)
$74,017
Natl Median: $109,015
Lifetime Value Added
+$98k
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Computer Science
BachCIP: 1107
Median Debt
$21,526
Earnings (4yr)
$147,511
Natl Median: $107,009
Lifetime Value Added
+$632k
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Median Debt
$24,950
Earnings (4yr)
$86,150
Natl Median: $68,061
Lifetime Value Added
+$168k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,642
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$79,510
Natl Median: $82,686
Lifetime Value Added
+$117k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $100,647
Lifetime Value Added
N/A
Engineering Physics
BachCIP: 1412
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,154
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$92,718
Natl Median: $89,619
Lifetime Value Added
+$218k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$75,444
Natl Median: $68,069
Lifetime Value Added
+$86k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$24,052
Earnings (4yr)
$99,573
Natl Median: $92,135
Lifetime Value Added
+$270k
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Median Debt
$12,000
Earnings (4yr)
$171,261
Natl Median: $55,693
Lifetime Value Added
+$810k
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Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
$43,093
Natl Median: $42,892
Lifetime Value Added
-$177k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$50,827
Natl Median: $63,293
Lifetime Value Added
-$111k
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Psychology, General
BachCIP: 4201
Median Debt
$18,250
Earnings (4yr)
$52,612
Natl Median: $50,706
Lifetime Value Added
-$96k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$61,487
Natl Median: $55,000
Lifetime Value Added
-$23k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$58,275
Natl Median: $52,657
Lifetime Value Added
-$49k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$17,875
Earnings (4yr)
$59,012
Natl Median: $54,562
Lifetime Value Added
-$43k
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Median Debt
-
Earnings (4yr)
$69,342
Natl Median: $47,382
Lifetime Value Added
+$39k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $235,700
Lifetime Value Added
N/A
Median Debt
$201,900
Earnings (4yr)
$162,982
Natl Median: $127,347
Lifetime Value Added
+$742k
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Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$91,865
Natl Median: $103,485
Lifetime Value Added
+$126k
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Median Debt
-
Earnings (5yr)
$90,849
Natl Median: $65,184
Lifetime Value Added
+$101k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
$102,819
Earnings (4yr)
$95,081
Natl Median: $67,030
Lifetime Value Added
+$154k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $138,757
Lifetime Value Added
N/A
Median Debt
$40,954
Earnings (4yr)
$71,126
Natl Median: $63,399
Lifetime Value Added
-$56k
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Dentistry
MastCIP: 5104
Median Debt
-
Earnings (4yr)
-
Natl Median: $327,492
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$82,005
Natl Median: $71,685
Lifetime Value Added
+$39k
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Median Debt
-
Earnings (4yr)
$123,810
Natl Median: $120,215
Lifetime Value Added
+$404k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $66,523
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,627
Lifetime Value Added
N/A
Median Debt
$41,000
Earnings (4yr)
$87,881
Natl Median: $101,000
Lifetime Value Added
+$91k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $129,214
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,711
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$84,392
Natl Median: $81,408
Lifetime Value Added
+$60k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $93,020
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,416
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,033
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
$66,169
Earnings (4yr)
$100,222
Natl Median: $99,878
Lifetime Value Added
+$9k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $83,031
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $136,696
Lifetime Value Added
N/A

Professional Degrees

Median Debt
$205,236
Earnings (4yr)
-
Natl Median: $85,242
Lifetime Value Added
N/A
Dentistry
ProfCIP: 5104
Median Debt
$443,363
Earnings (4yr)
$156,198
Natl Median: $170,812
Lifetime Value Added
+$421k
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Law
ProfCIP: 2201
Median Debt
$159,280
Earnings (4yr)
$114,281
Natl Median: $107,773
Lifetime Value Added
+$113k
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Median Debt
$243,228
Earnings (4yr)
$170,067
Natl Median: $138,348
Lifetime Value Added
+$522k
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Median Debt
$187,933
Earnings (4yr)
$96,221
Natl Median: $81,641
Lifetime Value Added
-$21k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.