College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Texas State University

San Marcos, TX 36,177 Undergrads 62.0% Grad Rate
Share
Total Cost
$28,347
Sticker Price
Avg Net Price
$16,660
After Aid
Median Earnings
$61,430
5yr Post-Grad

Vs. Peer Institutions

Net Price$16,660
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$61,430
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$60,523
Peer Midpoint: $58,891
Graduation Rate62.0%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.5
Socio-Economic Diversity
Pell Grant Recipients39.4%
Enrollment Status
Full-Time85.8%
Economic Outcomes
Earn More than HS74.3%

Admissions Profile

Acceptance
89.3%
SAT Avg
1,103
SAT Reading
25th: 50056075th: 610
SAT Math
25th: 48054075th: 590
ACT Composite
25th: 192275th: 25

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$540k
+$70k
+$54k
Median Cost$17k/yr
+$480k
+$10k
-$6k
Full Cost$28k/yr
+$438k
-$32k
-$48k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
∞
Median Cost$17k/yr
Never
-10%
Full Cost$28k/yr
Never
-47%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return9%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-52%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $50,984
Lifetime Value Added
N/A
Environmental/Natural Resources Management and Policy
CertCIP: 0302
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,263
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$61,225
Natl Median: $58,705
Lifetime Value Added
+$195k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,561
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$19,500
Earnings (4yr)
$78,418
Natl Median: $76,194
Lifetime Value Added
+$136k
Median Debt
-
Earnings (4yr)
$49,571
Natl Median: $66,647
Lifetime Value Added
-$94k
Median Debt
$20,715
Earnings (4yr)
$71,237
Natl Median: $53,676
Lifetime Value Added
+$81k
Median Debt
$22,370
Earnings (4yr)
$79,289
Natl Median: $70,786
Lifetime Value Added
+$143k
Animal Sciences
BachCIP: 0109
Median Debt
$21,305
Earnings (4yr)
$51,157
Natl Median: $49,634
Lifetime Value Added
-$81k
Anthropology
BachCIP: 4502
Median Debt
$20,000
Earnings (4yr)
$40,706
Natl Median: $46,676
Lifetime Value Added
-$170k
Applied Mathematics
BachCIP: 2703
Median Debt
$20,130
Earnings (4yr)
$72,464
Natl Median: $91,532
Lifetime Value Added
+$90k
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,889
Lifetime Value Added
N/A
Median Debt
$17,900
Earnings (4yr)
$64,830
Natl Median: $65,466
Lifetime Value Added
+$31k
Biology, General
BachCIP: 2601
Median Debt
$19,187
Earnings (4yr)
$55,605
Natl Median: $57,214
Lifetime Value Added
-$44k
Median Debt
$19,750
Earnings (4yr)
$67,048
Natl Median: $68,257
Lifetime Value Added
+$49k
Median Debt
$19,500
Earnings (4yr)
$74,435
Natl Median: $77,981
Lifetime Value Added
+$105k
Chemistry
BachCIP: 4005
Median Debt
$24,000
Earnings (4yr)
$58,396
Natl Median: $65,120
Lifetime Value Added
-$21k
Median Debt
-
Earnings (4yr)
$55,625
Natl Median: $66,874
Lifetime Value Added
-$44k
Median Debt
$22,094
Earnings (4yr)
$68,940
Natl Median: $75,975
Lifetime Value Added
+$63k
Median Debt
$19,500
Earnings (4yr)
$53,009
Natl Median: $56,359
Lifetime Value Added
-$66k
Median Debt
$17,836
Earnings (4yr)
$66,995
Natl Median: $58,928
Lifetime Value Added
+$48k
Median Debt
$18,881
Earnings (4yr)
$77,701
Natl Median: $92,374
Lifetime Value Added
+$130k
Computer Science
BachCIP: 1107
Median Debt
$20,500
Earnings (4yr)
$104,127
Natl Median: $107,009
Lifetime Value Added
+$332k
Construction Engineering Technology/Technician
BachCIP: 1510
Median Debt
$21,300
Earnings (4yr)
$100,352
Natl Median: $93,843
Lifetime Value Added
+$303k
Median Debt
$19,118
Earnings (4yr)
$52,447
Natl Median: $55,378
Lifetime Value Added
-$70k
Dance
BachCIP: 5003
Median Debt
$21,302
Earnings (4yr)
$53,057
Natl Median: $39,980
Lifetime Value Added
-$65k
Median Debt
$21,500
Earnings (4yr)
$61,539
Natl Median: $51,490
Lifetime Value Added
+$5k
Median Debt
$22,151
Earnings (4yr)
$48,502
Natl Median: $39,775
Lifetime Value Added
-$103k
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$21,000
Earnings (4yr)
$71,739
Natl Median: $82,686
Lifetime Value Added
+$85k
Median Debt
$24,375
Earnings (4yr)
$94,780
Natl Median: $100,647
Lifetime Value Added
+$261k
Engineering Technologies/Technicians, General
BachCIP: 1500
Median Debt
$19,500
Earnings (4yr)
$78,671
Natl Median: $80,526
Lifetime Value Added
+$138k
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,619
Lifetime Value Added
N/A
Median Debt
$19,437
Earnings (4yr)
$47,634
Natl Median: $48,590
Lifetime Value Added
-$111k
Environmental/Natural Resources Management and Policy
BachCIP: 0302
Median Debt
-
Earnings (5yr)
$57,184
Natl Median: $56,185
Lifetime Value Added
-$40k
Median Debt
$18,000
Earnings (4yr)
$49,406
Natl Median: $53,262
Lifetime Value Added
-$96k
Median Debt
-
Earnings (4yr)
$39,473
Natl Median: $43,765
Lifetime Value Added
-$181k
Median Debt
$20,000
Earnings (4yr)
$75,100
Natl Median: $83,343
Lifetime Value Added
+$111k
Median Debt
$25,000
Earnings (4yr)
$44,934
Natl Median: $41,367
Lifetime Value Added
-$134k
Median Debt
$21,500
Earnings (4yr)
$52,836
Natl Median: $54,945
Lifetime Value Added
-$67k
Median Debt
$21,414
Earnings (4yr)
$60,646
Natl Median: $57,853
Lifetime Value Added
-$3k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$20,063
Earnings (4yr)
$60,895
Natl Median: $58,716
Lifetime Value Added
-$587
History
BachCIP: 5401
Median Debt
$20,000
Earnings (4yr)
$52,329
Natl Median: $50,680
Lifetime Value Added
-$71k
Median Debt
$19,625
Earnings (4yr)
$50,151
Natl Median: $48,568
Lifetime Value Added
-$90k
Median Debt
$24,742
Earnings (4yr)
$90,729
Natl Median: $98,442
Lifetime Value Added
+$230k
Median Debt
-
Earnings (4yr)
$53,407
Natl Median: $66,596
Lifetime Value Added
-$62k
International/Globalization Studies
BachCIP: 3020
Median Debt
$20,500
Earnings (4yr)
$60,976
Natl Median: $59,972
Lifetime Value Added
+$71
Journalism
BachCIP: 0904
Median Debt
$19,500
Earnings (4yr)
$57,963
Natl Median: $56,278
Lifetime Value Added
-$24k
Median Debt
$21,044
Earnings (4yr)
$54,099
Natl Median: $53,072
Lifetime Value Added
-$56k
Median Debt
$23,973
Earnings (4yr)
$88,995
Natl Median: $88,451
Lifetime Value Added
+$217k
Marketing
BachCIP: 5214
Median Debt
$19,500
Earnings (4yr)
$71,539
Natl Median: $69,303
Lifetime Value Added
+$83k
Mathematics
BachCIP: 2701
Median Debt
$21,219
Earnings (4yr)
$58,566
Natl Median: $69,562
Lifetime Value Added
-$20k
Median Debt
$21,084
Earnings (4yr)
$65,502
Natl Median: $62,582
Lifetime Value Added
+$36k
Median Debt
$18,570
Earnings (4yr)
$54,053
Natl Median: $55,693
Lifetime Value Added
-$57k
Music
BachCIP: 5009
Median Debt
$21,905
Earnings (4yr)
$52,320
Natl Median: $42,892
Lifetime Value Added
-$71k
Median Debt
$17,750
Earnings (4yr)
$55,595
Natl Median: $55,012
Lifetime Value Added
-$44k
Median Debt
$22,125
Earnings (4yr)
$47,752
Natl Median: $50,468
Lifetime Value Added
-$110k
Philosophy
BachCIP: 3801
Median Debt
$25,250
Earnings (4yr)
$50,768
Natl Median: $54,455
Lifetime Value Added
-$84k
Physics
BachCIP: 4008
Median Debt
$19,206
Earnings (4yr)
$65,217
Natl Median: $76,786
Lifetime Value Added
+$34k
Median Debt
$20,500
Earnings (4yr)
$56,716
Natl Median: $63,293
Lifetime Value Added
-$35k
Psychology, General
BachCIP: 4201
Median Debt
$20,120
Earnings (4yr)
$50,549
Natl Median: $50,706
Lifetime Value Added
-$86k
Median Debt
$17,250
Earnings (4yr)
$59,074
Natl Median: $65,093
Lifetime Value Added
-$15k
Public Health
BachCIP: 5122
Median Debt
$19,985
Earnings (4yr)
$54,229
Natl Median: $58,808
Lifetime Value Added
-$55k
Median Debt
$20,500
Earnings (4yr)
$59,009
Natl Median: $63,560
Lifetime Value Added
-$16k
Median Debt
$18,750
Earnings (4yr)
$49,987
Natl Median: $50,497
Lifetime Value Added
-$91k
Median Debt
$20,000
Earnings (4yr)
$84,557
Natl Median: $88,910
Lifetime Value Added
+$183k
Median Debt
-
Earnings (4yr)
$58,484
Natl Median: $48,471
Lifetime Value Added
-$20k
Median Debt
$18,500
Earnings (4yr)
$54,541
Natl Median: $55,000
Lifetime Value Added
-$53k
Social Work
BachCIP: 4407
Median Debt
$23,000
Earnings (4yr)
$52,766
Natl Median: $51,790
Lifetime Value Added
-$68k
Sociology
BachCIP: 4511
Median Debt
$20,854
Earnings (4yr)
$53,434
Natl Median: $52,657
Lifetime Value Added
-$62k
Median Debt
$20,499
Earnings (4yr)
$58,794
Natl Median: $59,631
Lifetime Value Added
-$18k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,500
Earnings (4yr)
$55,832
Natl Median: $54,562
Lifetime Value Added
-$42k
Median Debt
$23,500
Earnings (4yr)
$43,943
Natl Median: $44,055
Lifetime Value Added
-$142k

Master's Degrees

Median Debt
$20,500
Earnings (4yr)
$99,772
Natl Median: $95,833
Lifetime Value Added
+$209k
Median Debt
$41,000
Earnings (4yr)
$65,834
Natl Median: $127,347
Lifetime Value Added
-$90k
Anthropology
MastCIP: 4502
Median Debt
$36,064
Earnings (2yr)
$38,289
Natl Median: $61,276
Lifetime Value Added
-$339k
Applied Mathematics
MastCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $116,060
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,241
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,271
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
$63,079
Natl Median: $69,830
Lifetime Value Added
-$115k
Median Debt
$30,750
Earnings (4yr)
$109,005
Natl Median: $103,485
Lifetime Value Added
+$289k
Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Median Debt
$41,000
Earnings (4yr)
$63,761
Natl Median: $65,184
Lifetime Value Added
-$109k
Median Debt
$39,088
Earnings (4yr)
$70,534
Natl Median: $71,953
Lifetime Value Added
-$48k
Median Debt
$33,000
Earnings (4yr)
$71,450
Natl Median: $67,030
Lifetime Value Added
-$40k
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (2yr)
$86,129
Natl Median: $145,571
Lifetime Value Added
+$120k
Median Debt
-
Earnings (4yr)
$65,491
Natl Median: $66,714
Lifetime Value Added
-$93k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,073
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,978
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$59,573
Natl Median: $82,527
Lifetime Value Added
-$148k
Education, Other
MastCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,348
Lifetime Value Added
N/A
Median Debt
$31,500
Earnings (4yr)
$66,494
Natl Median: $71,685
Lifetime Value Added
-$84k
Median Debt
-
Earnings (2yr)
$47,595
Natl Median: $70,644
Lifetime Value Added
-$244k
Median Debt
-
Earnings (4yr)
-
Natl Median: $125,651
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,215
Lifetime Value Added
N/A
Median Debt
$21,550
Earnings (4yr)
$58,914
Natl Median: $55,512
Lifetime Value Added
-$154k
Median Debt
-
Earnings (4yr)
-
Natl Median: $93,142
Lifetime Value Added
N/A
Median Debt
$36,461
Earnings (4yr)
$64,351
Natl Median: $66,523
Lifetime Value Added
-$103k
Median Debt
-
Earnings (5yr)
$82,728
Natl Median: $79,784
Lifetime Value Added
+$45k
Gerontology
MastCIP: 3011
Median Debt
-
Earnings (5yr)
$92,046
Natl Median: $67,618
Lifetime Value Added
+$125k
Median Debt
$37,355
Earnings (4yr)
$72,926
Natl Median: $89,981
Lifetime Value Added
-$27k
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
$48,794
Natl Median: $55,360
Lifetime Value Added
-$251k
Median Debt
$28,300
Earnings (2yr)
$42,123
Natl Median: $58,524
Lifetime Value Added
-$299k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,558
Lifetime Value Added
N/A
International/Globalization Studies
MastCIP: 3020
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $86,219
Lifetime Value Added
-$339k
Median Debt
-
Earnings (4yr)
$67,050
Natl Median: $77,310
Lifetime Value Added
-$79k
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$74,866
Natl Median: $75,122
Lifetime Value Added
-$10k
Music
MastCIP: 5009
Median Debt
$38,594
Earnings (4yr)
$37,655
Natl Median: $48,285
Lifetime Value Added
-$361k
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,607
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$51,883
Natl Median: $57,803
Lifetime Value Added
-$221k
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (5yr)
$61,579
Natl Median: $60,272
Lifetime Value Added
-$140k
Physics
MastCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,478
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$49,058
Natl Median: $78,850
Lifetime Value Added
-$229k
Median Debt
$33,500
Earnings (4yr)
$68,342
Natl Median: $81,408
Lifetime Value Added
-$67k
Median Debt
$36,130
Earnings (4yr)
$111,334
Natl Median: $120,193
Lifetime Value Added
+$310k
Median Debt
$33,295
Earnings (4yr)
$44,837
Natl Median: $71,416
Lifetime Value Added
-$289k
Median Debt
$30,000
Earnings (4yr)
$62,661
Natl Median: $63,216
Lifetime Value Added
-$119k
Median Debt
$32,560
Earnings (4yr)
$65,348
Natl Median: $55,035
Lifetime Value Added
-$94k
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,728
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$33,660
Earnings (4yr)
$62,619
Natl Median: $65,123
Lifetime Value Added
-$119k
Sociology
MastCIP: 4511
Median Debt
-
Earnings (4yr)
$70,116
Natl Median: $63,330
Lifetime Value Added
-$51k
Median Debt
-
Earnings (4yr)
$62,709
Natl Median: $64,397
Lifetime Value Added
-$119k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$35,425
Earnings (4yr)
$64,908
Natl Median: $62,033
Lifetime Value Added
-$98k
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,897
Lifetime Value Added
N/A
Median Debt
$30,047
Earnings (4yr)
$54,565
Natl Median: $59,916
Lifetime Value Added
-$195k
Median Debt
-
Earnings (4yr)
$59,180
Natl Median: $63,707
Lifetime Value Added
-$151k

Graduate Certificates

Computer Science
Gr-CertCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $125,742
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,010
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,117
Lifetime Value Added
N/A
Legal Support Services
Gr-CertCIP: 2203
Median Debt
-
Earnings (5yr)
$68,530
Natl Median: $69,929
Lifetime Value Added
-$5k
Philosophy
Gr-CertCIP: 3801
Median Debt
-
Earnings (5yr)
$60,041
Natl Median: $65,543
Lifetime Value Added
-$88k
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,095
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,611
Lifetime Value Added
N/A
Median Debt
$28,793
Earnings (4yr)
-
Natl Median: $69,147
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $86,427
Lifetime Value Added
N/A
Education, Other
DocCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,635
Lifetime Value Added
N/A
Median Debt
$57,999
Earnings (4yr)
$91,833
Natl Median: $100,573
Lifetime Value Added
-$26k
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,469
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $130,845
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $87,076
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,168
Lifetime Value Added
N/A

Professional Degrees

Median Debt
$61,500
Earnings (4yr)
$76,047
Natl Median: $81,641
Lifetime Value Added
-$143k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.