College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of North Carolina at Charlotte

Charlotte, NC 24,453 Undergrads 68.5% Grad Rate
School Website|Financial Calculator
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Total Cost
$23,556
Sticker Price
Avg Net Price
$15,142
After Aid
Median Earnings
$67,536
5yr Post-Grad

Vs. Peer Institutions

Net Price$15,142
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$67,536
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$63,486
Peer Midpoint: $58,891
Graduation Rate68.5%
Peer Midpoint: 58.9%
Average starting age (2015-17)22.0
Socio-Economic Diversity
Pell Grant Recipients36.9%
Enrollment Status
Full-Time87.3%
Economic Outcomes
Earn More than HS78.9%

Admissions Profile

Acceptance
79.6%
SAT Avg
1,231
SAT Reading
25th: 57062075th: 660
SAT Math
25th: 57063075th: 670
ACT Composite
25th: 212575th: 28

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$588k
+$118k
+$102k
Median Cost$15k/yr
+$534k
+$64k
+$47k
Full Cost$24k/yr
+$504k
+$33k
+$17k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$15k/yr
42
87%
Full Cost$24k/yr
53
20%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return133%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-15%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Computer Science
CertCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,690
Lifetime Value Added
N/A
Median Debt
$19,500
Earnings (4yr)
$52,300
Natl Median: $45,242
Lifetime Value Added
+$103k
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Bachelor's Degrees

Median Debt
$18,750
Earnings (4yr)
$76,690
Natl Median: $76,194
Lifetime Value Added
+$128k
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Median Debt
$8,000
Earnings (4yr)
$86,238
Natl Median: $70,786
Lifetime Value Added
+$201k
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Anthropology
BachCIP: 4502
Median Debt
$15,000
Earnings (4yr)
$39,112
Natl Median: $46,676
Lifetime Value Added
-$178k
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Architecture
BachCIP: 0402
Median Debt
$19,500
Earnings (4yr)
$67,204
Natl Median: $66,914
Lifetime Value Added
+$55k
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Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,997
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$18,750
Earnings (4yr)
$56,388
Natl Median: $57,214
Lifetime Value Added
-$32k
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Median Debt
$16,450
Earnings (4yr)
$70,654
Natl Median: $68,257
Lifetime Value Added
+$82k
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Median Debt
$18,250
Earnings (4yr)
$67,182
Natl Median: $77,981
Lifetime Value Added
+$55k
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Chemistry
BachCIP: 4005
Median Debt
$19,500
Earnings (4yr)
$60,978
Natl Median: $65,120
Lifetime Value Added
+$6k
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Median Debt
-
Earnings (4yr)
$75,611
Natl Median: $76,549
Lifetime Value Added
+$120k
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Civil Engineering
BachCIP: 1408
Median Debt
$21,000
Earnings (4yr)
$83,289
Natl Median: $86,517
Lifetime Value Added
+$179k
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Median Debt
$18,797
Earnings (4yr)
$60,407
Natl Median: $56,359
Lifetime Value Added
+$921
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Median Debt
$19,000
Earnings (4yr)
$83,018
Natl Median: $92,374
Lifetime Value Added
+$177k
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Median Debt
$22,500
Earnings (4yr)
$97,109
Natl Median: $109,015
Lifetime Value Added
+$284k
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Computer Science
BachCIP: 1107
Median Debt
$18,875
Earnings (4yr)
$93,037
Natl Median: $107,009
Lifetime Value Added
+$253k
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Construction Engineering Technology/Technician
BachCIP: 1510
Median Debt
$20,490
Earnings (4yr)
$92,567
Natl Median: $93,843
Lifetime Value Added
+$249k
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Median Debt
$18,583
Earnings (4yr)
$53,738
Natl Median: $55,378
Lifetime Value Added
-$54k
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Dance
BachCIP: 5003
Median Debt
$19,500
Earnings (4yr)
$48,518
Natl Median: $39,980
Lifetime Value Added
-$98k
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Median Debt
$21,500
Earnings (4yr)
$39,725
Natl Median: $39,775
Lifetime Value Added
-$173k
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Median Debt
-
Earnings (4yr)
$44,878
Natl Median: $51,642
Lifetime Value Added
-$129k
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Median Debt
$26,500
Earnings (4yr)
$93,953
Natl Median: $100,647
Lifetime Value Added
+$260k
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Electrical/Electronic Engineering Technologies/Technicians
BachCIP: 1503
Median Debt
$13,944
Earnings (4yr)
$83,768
Natl Median: $84,599
Lifetime Value Added
+$182k
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Engineering/Engineering-Related Technologies/Technicians, Other
BachCIP: 1599
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,678
Lifetime Value Added
N/A
Median Debt
$17,500
Earnings (4yr)
$49,088
Natl Median: $48,590
Lifetime Value Added
-$93k
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Median Debt
$25,154
Earnings (4yr)
$54,798
Natl Median: $51,710
Lifetime Value Added
-$45k
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Median Debt
$20,500
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
$18,650
Earnings (4yr)
$74,965
Natl Median: $83,343
Lifetime Value Added
+$115k
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Median Debt
$18,263
Earnings (4yr)
$41,383
Natl Median: $41,367
Lifetime Value Added
-$159k
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Median Debt
$22,000
Earnings (4yr)
$57,208
Natl Median: $57,853
Lifetime Value Added
-$25k
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Median Debt
$21,500
Earnings (4yr)
$53,247
Natl Median: $60,190
Lifetime Value Added
-$58k
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Median Debt
-
Earnings (4yr)
$51,373
Natl Median: $55,459
Lifetime Value Added
-$74k
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Median Debt
$19,907
Earnings (4yr)
$52,400
Natl Median: $58,716
Lifetime Value Added
-$65k
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History
BachCIP: 5401
Median Debt
$20,500
Earnings (4yr)
$49,359
Natl Median: $50,680
Lifetime Value Added
-$91k
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Median Debt
-
Earnings (4yr)
$48,107
Natl Median: $48,568
Lifetime Value Added
-$101k
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Median Debt
$18,250
Earnings (4yr)
$69,467
Natl Median: $73,201
Lifetime Value Added
+$73k
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International/Globalization Studies
BachCIP: 3020
Median Debt
$24,625
Earnings (4yr)
$51,082
Natl Median: $59,972
Lifetime Value Added
-$76k
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Median Debt
$18,531
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$17,500
Earnings (4yr)
$66,574
Natl Median: $69,303
Lifetime Value Added
+$50k
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Median Debt
$20,948
Earnings (4yr)
$87,419
Natl Median: $88,839
Lifetime Value Added
+$210k
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Mathematics
BachCIP: 2701
Median Debt
$22,000
Earnings (4yr)
$66,450
Natl Median: $69,562
Lifetime Value Added
+$49k
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Median Debt
$21,500
Earnings (4yr)
$78,160
Natl Median: $82,073
Lifetime Value Added
+$139k
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Median Debt
$20,648
Earnings (4yr)
$88,265
Natl Median: $92,135
Lifetime Value Added
+$217k
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Music
BachCIP: 5009
Median Debt
$27,839
Earnings (4yr)
$49,761
Natl Median: $42,892
Lifetime Value Added
-$87k
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Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
$46,067
Natl Median: $54,455
Lifetime Value Added
-$119k
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Physics
BachCIP: 4008
Median Debt
$25,125
Earnings (4yr)
$89,944
Natl Median: $76,786
Lifetime Value Added
+$229k
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Median Debt
$17,500
Earnings (4yr)
$57,273
Natl Median: $63,293
Lifetime Value Added
-$25k
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Psychology, General
BachCIP: 4201
Median Debt
$18,295
Earnings (4yr)
$50,507
Natl Median: $50,706
Lifetime Value Added
-$81k
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Public Health
BachCIP: 5122
Median Debt
$21,500
Earnings (4yr)
$63,965
Natl Median: $58,808
Lifetime Value Added
+$30k
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Median Debt
-
Earnings (4yr)
$61,700
Natl Median: $63,560
Lifetime Value Added
+$11k
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Median Debt
$18,563
Earnings (4yr)
$84,723
Natl Median: $88,910
Lifetime Value Added
+$190k
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Median Debt
-
Earnings (4yr)
$52,012
Natl Median: $41,390
Lifetime Value Added
-$68k
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Median Debt
$19,500
Earnings (4yr)
$50,218
Natl Median: $55,000
Lifetime Value Added
-$83k
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Social Work
BachCIP: 4407
Median Debt
$23,000
Earnings (4yr)
$47,050
Natl Median: $51,790
Lifetime Value Added
-$110k
Try this program with your own numbers →
Sociology
BachCIP: 4511
Median Debt
$18,500
Earnings (4yr)
$49,765
Natl Median: $52,657
Lifetime Value Added
-$87k
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Median Debt
$14,500
Earnings (4yr)
$49,301
Natl Median: $50,499
Lifetime Value Added
-$91k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
$54,377
Natl Median: $54,562
Lifetime Value Added
-$49k
Try this program with your own numbers →
Systems Engineering
BachCIP: 1427
Median Debt
$21,500
Earnings (4yr)
$84,648
Natl Median: $105,185
Lifetime Value Added
+$189k
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Median Debt
$19,000
Earnings (4yr)
$48,399
Natl Median: $47,382
Lifetime Value Added
-$99k
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Master's Degrees

Median Debt
$19,690
Earnings (4yr)
$101,786
Natl Median: $95,833
Lifetime Value Added
+$229k
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Median Debt
$35,075
Earnings (4yr)
-
Natl Median: $127,347
Lifetime Value Added
N/A
Anthropology
MastCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,276
Lifetime Value Added
N/A
Applied Mathematics
MastCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $116,060
Lifetime Value Added
N/A
Median Debt
$31,744
Earnings (4yr)
$68,961
Natl Median: $77,466
Lifetime Value Added
-$59k
Try this program with your own numbers →
Area Studies
MastCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,936
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$59,124
Natl Median: $110,121
Lifetime Value Added
-$127k
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Median Debt
$30,750
Earnings (4yr)
$122,997
Natl Median: $103,485
Lifetime Value Added
+$414k
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Median Debt
-
Earnings (4yr)
$112,577
Natl Median: $97,526
Lifetime Value Added
+$323k
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Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,665
Lifetime Value Added
N/A
Civil Engineering
MastCIP: 1408
Median Debt
-
Earnings (4yr)
$88,619
Natl Median: $98,323
Lifetime Value Added
+$114k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$108,285
Natl Median: $124,201
Lifetime Value Added
+$286k
Try this program with your own numbers →
Computer Science
MastCIP: 1107
Median Debt
$20,500
Earnings (4yr)
$107,088
Natl Median: $145,571
Lifetime Value Added
+$275k
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Median Debt
-
Earnings (4yr)
$158,814
Natl Median: $121,855
Lifetime Value Added
+$723k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $66,714
Lifetime Value Added
N/A
Median Debt
$21,500
Earnings (4yr)
$63,987
Natl Median: $63,399
Lifetime Value Added
-$104k
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Median Debt
$29,506
Earnings (4yr)
$70,227
Natl Median: $71,685
Lifetime Value Added
-$48k
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Median Debt
$27,786
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $133,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$128,510
Natl Median: $125,651
Lifetime Value Added
+$461k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $120,215
Lifetime Value Added
N/A
Engineering/Engineering-Related Technologies/Technicians, Other
MastCIP: 1599
Median Debt
-
Earnings (2yr)
$71,575
Natl Median: $101,422
Lifetime Value Added
-$10k
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Median Debt
$34,040
Earnings (4yr)
$60,452
Natl Median: $55,512
Lifetime Value Added
-$137k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $79,784
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,463
Lifetime Value Added
N/A
Median Debt
$32,650
Earnings (4yr)
$71,805
Natl Median: $89,981
Lifetime Value Added
-$34k
Try this program with your own numbers →
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
$52,245
Natl Median: $55,360
Lifetime Value Added
-$215k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Median Debt
$30,750
Earnings (4yr)
$151,262
Natl Median: $124,807
Lifetime Value Added
+$658k
Try this program with your own numbers →
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $115,974
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$99,753
Natl Median: $101,441
Lifetime Value Added
+$211k
Try this program with your own numbers →
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,272
Lifetime Value Added
N/A
Physics
MastCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,478
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,711
Lifetime Value Added
N/A
Median Debt
$29,925
Earnings (4yr)
$72,410
Natl Median: $81,408
Lifetime Value Added
-$28k
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Public Health
MastCIP: 5122
Median Debt
$41,000
Earnings (4yr)
$71,510
Natl Median: $82,751
Lifetime Value Added
-$36k
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Median Debt
$25,500
Earnings (4yr)
$125,281
Natl Median: $120,193
Lifetime Value Added
+$434k
Try this program with your own numbers →
Median Debt
$37,000
Earnings (4yr)
$58,423
Natl Median: $71,416
Lifetime Value Added
-$156k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $57,737
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,728
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$28,500
Earnings (4yr)
$55,192
Natl Median: $65,123
Lifetime Value Added
-$186k
Try this program with your own numbers →
Sociology
MastCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,330
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Median Debt
$43,750
Earnings (4yr)
$54,098
Natl Median: $60,111
Lifetime Value Added
-$197k
Try this program with your own numbers →
Median Debt
$29,638
Earnings (4yr)
$58,809
Natl Median: $59,916
Lifetime Value Added
-$152k
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Median Debt
-
Earnings (4yr)
$55,194
Natl Median: $63,707
Lifetime Value Added
-$186k
Try this program with your own numbers →

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $117,834
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $94,506
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,196
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,517
Lifetime Value Added
N/A
Education, Other
Gr-CertCIP: 1399
Median Debt
$22,245
Earnings (4yr)
$50,906
Natl Median: $59,921
Lifetime Value Added
-$169k
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Median Debt
$27,051
Earnings (4yr)
$78,447
Natl Median: $86,288
Lifetime Value Added
+$104k
Try this program with your own numbers →
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,077
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$88,054
Natl Median: $75,166
Lifetime Value Added
+$196k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $121,041
Lifetime Value Added
N/A
Gerontology
Gr-CertCIP: 3011
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,464
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $122,843
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,753
Lifetime Value Added
N/A
Philosophy
Gr-CertCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,543
Lifetime Value Added
N/A
Psychology, General
Gr-CertCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,083
Lifetime Value Added
N/A
Public Administration
Gr-CertCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,022
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A
Median Debt
$19,652
Earnings (4yr)
$57,946
Natl Median: $69,147
Lifetime Value Added
-$96k
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Median Debt
-
Earnings (5yr)
$62,646
Natl Median: $64,774
Lifetime Value Added
-$61k
Try this program with your own numbers →
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,444
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $123,729
Lifetime Value Added
N/A
Biology, General
DocCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,983
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $153,586
Lifetime Value Added
N/A
Median Debt
$61,500
Earnings (4yr)
-
Natl Median: $113,566
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $154,538
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$79,364
Natl Median: $83,031
Lifetime Value Added
-$113k
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Median Debt
-
Earnings (4yr)
$90,526
Natl Median: $100,573
Lifetime Value Added
-$30k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $157,305
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,469
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,734
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $131,070
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,341
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,994
Lifetime Value Added
N/A
Physics
DocCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $130,153
Lifetime Value Added
N/A
Public Health
DocCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $108,962
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $119,220
Lifetime Value Added
N/A
Median Debt
$95,360
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,739
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,794
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.