College ROI

Smarter Choices, Brighter Futures
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The University of Texas at San Antonio

San Antonio, TX 30,580 Undergrads 60.4% Grad Rate
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Total Cost
$22,352
Sticker Price
Avg Net Price
$10,836
After Aid
Median Earnings
$60,333
4yr Post-Grad

Vs. Peer Institutions

Net Price$10,836
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$60,333
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$57,131
Peer Midpoint: $53,763
Graduation Rate60.4%
Peer Midpoint: 58.9%
Average Starting Age21.7
Socio-Economic Diversity
Pell Grant Recipients44.0%
Enrollment Status
Full-Time75.4%
Economic Outcomes
Earn More than HS73.4%

Admissions Profile

Acceptance
86.8%
SAT Avg
1,105
SAT Reading
25th: 51056575th: 620
SAT Math
25th: 49055575th: 600
ACT Composite
25th: 192275th: 25

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$538k
+$71k
+$54k
Median Cost$11k/yr
+$499k
+$33k
+$15k
Full Cost$22k/yr
+$458k
-$9k
-$26k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
∞
Median Cost$11k/yr
52
38%
Full Cost$22k/yr
Never
-33%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return40%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-37%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$19,782
Earnings (4yr)
$73,605
Natl Median: $76,194
Lifetime Value Added
+$118k
Anthropology
BachCIP: 4502
Median Debt
$18,625
Earnings (4yr)
$41,472
Natl Median: $46,676
Lifetime Value Added
-$142k
Architecture
BachCIP: 0402
Median Debt
$22,000
Earnings (4yr)
$57,778
Natl Median: $66,914
Lifetime Value Added
-$6k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Median Debt
$19,250
Earnings (4yr)
$45,035
Natl Median: $65,466
Lifetime Value Added
-$112k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$20,991
Earnings (4yr)
$56,721
Natl Median: $57,214
Lifetime Value Added
-$14k
Median Debt
$24,200
Earnings (4yr)
$77,774
Natl Median: $93,451
Lifetime Value Added
+$150k
Median Debt
$20,375
Earnings (4yr)
$90,691
Natl Median: $90,924
Lifetime Value Added
+$249k
Median Debt
$18,686
Earnings (4yr)
$65,018
Natl Median: $68,257
Lifetime Value Added
+$52k
Median Debt
-
Earnings (4yr)
$45,516
Natl Median: $68,407
Lifetime Value Added
-$108k
Median Debt
$18,246
Earnings (4yr)
$67,547
Natl Median: $77,981
Lifetime Value Added
+$72k
Chemistry
BachCIP: 4005
Median Debt
$19,969
Earnings (4yr)
$57,652
Natl Median: $65,120
Lifetime Value Added
-$7k
Civil Engineering
BachCIP: 1408
Median Debt
$25,370
Earnings (4yr)
$84,166
Natl Median: $86,517
Lifetime Value Added
+$199k
Median Debt
$21,655
Earnings (4yr)
$53,267
Natl Median: $56,359
Lifetime Value Added
-$43k
Median Debt
$20,892
Earnings (4yr)
$106,358
Natl Median: $92,374
Lifetime Value Added
+$368k
Median Debt
$26,287
Earnings (4yr)
$87,983
Natl Median: $109,015
Lifetime Value Added
+$228k
Median Debt
$21,500
Earnings (4yr)
$88,585
Natl Median: $85,063
Lifetime Value Added
+$232k
Median Debt
$19,500
Earnings (4yr)
$51,034
Natl Median: $55,378
Lifetime Value Added
-$61k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,753
Lifetime Value Added
N/A
Median Debt
$24,907
Earnings (4yr)
$90,846
Natl Median: $100,647
Lifetime Value Added
+$250k
Median Debt
$21,375
Earnings (4yr)
$44,680
Natl Median: $48,590
Lifetime Value Added
-$115k
Median Debt
-
Earnings (4yr)
$46,192
Natl Median: $61,027
Lifetime Value Added
-$102k
Median Debt
$22,561
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$19,836
Earnings (4yr)
$75,373
Natl Median: $83,343
Lifetime Value Added
+$132k
Median Debt
$24,625
Earnings (4yr)
$41,550
Natl Median: $41,367
Lifetime Value Added
-$141k
Median Debt
$16,750
Earnings (4yr)
$53,449
Natl Median: $57,853
Lifetime Value Added
-$41k
Median Debt
$18,500
Earnings (4yr)
$57,540
Natl Median: $60,190
Lifetime Value Added
-$8k
Median Debt
$20,500
Earnings (4yr)
$53,757
Natl Median: $61,296
Lifetime Value Added
-$39k
History
BachCIP: 5401
Median Debt
$21,407
Earnings (4yr)
$52,655
Natl Median: $50,680
Lifetime Value Added
-$48k
Median Debt
$22,200
Earnings (4yr)
$55,821
Natl Median: $56,726
Lifetime Value Added
-$22k
Median Debt
$22,722
Earnings (4yr)
$68,185
Natl Median: $68,069
Lifetime Value Added
+$77k
Median Debt
$29,650
Earnings (4yr)
$61,356
Natl Median: $60,369
Lifetime Value Added
+$23k
Median Debt
$21,522
Earnings (4yr)
$42,864
Natl Median: $66,596
Lifetime Value Added
-$130k
Median Debt
$22,187
Earnings (4yr)
$53,652
Natl Median: $53,072
Lifetime Value Added
-$39k
Median Debt
$27,000
Earnings (4yr)
$41,778
Natl Median: $49,984
Lifetime Value Added
-$139k
Median Debt
$21,500
Earnings (4yr)
$90,049
Natl Median: $83,290
Lifetime Value Added
+$244k
Median Debt
$22,645
Earnings (4yr)
$78,996
Natl Median: $86,176
Lifetime Value Added
+$159k
Marketing
BachCIP: 5214
Median Debt
$20,500
Earnings (4yr)
$57,885
Natl Median: $69,303
Lifetime Value Added
-$5k
Mathematics
BachCIP: 2701
Median Debt
$22,621
Earnings (4yr)
$57,944
Natl Median: $69,562
Lifetime Value Added
-$4k
Median Debt
$26,000
Earnings (4yr)
$87,062
Natl Median: $92,135
Lifetime Value Added
+$221k
Median Debt
$21,000
Earnings (4yr)
$46,726
Natl Median: $62,582
Lifetime Value Added
-$97k
Median Debt
$21,500
Earnings (4yr)
$53,872
Natl Median: $55,693
Lifetime Value Added
-$38k
Music
BachCIP: 5009
Median Debt
$23,703
Earnings (4yr)
$53,878
Natl Median: $42,892
Lifetime Value Added
-$38k
Median Debt
$21,908
Earnings (4yr)
$57,431
Natl Median: $55,012
Lifetime Value Added
-$8k
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
$18,641
Earnings (4yr)
-
Natl Median: $61,959
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
$18,265
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
$25,000
Earnings (4yr)
$42,790
Natl Median: $76,786
Lifetime Value Added
-$131k
Median Debt
$19,718
Earnings (4yr)
$53,674
Natl Median: $63,293
Lifetime Value Added
-$39k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (4yr)
$49,048
Natl Median: $50,706
Lifetime Value Added
-$78k
Median Debt
$20,000
Earnings (4yr)
$56,557
Natl Median: $65,093
Lifetime Value Added
-$16k
Public Health
BachCIP: 5122
Median Debt
$24,000
Earnings (4yr)
$54,188
Natl Median: $58,808
Lifetime Value Added
-$35k
Real Estate
BachCIP: 5215
Median Debt
$19,071
Earnings (4yr)
$62,817
Natl Median: $84,821
Lifetime Value Added
+$35k
Median Debt
$20,750
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,812
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$22,937
Earnings (4yr)
$45,866
Natl Median: $52,657
Lifetime Value Added
-$105k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,885
Earnings (4yr)
$54,399
Natl Median: $54,562
Lifetime Value Added
-$33k
Statistics
BachCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,425
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$20,500
Earnings (4yr)
$93,114
Natl Median: $95,833
Lifetime Value Added
+$160k
Anthropology
MastCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,276
Lifetime Value Added
N/A
Applied Mathematics
MastCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $116,060
Lifetime Value Added
N/A
Architecture
MastCIP: 0402
Median Debt
$31,166
Earnings (4yr)
$66,397
Natl Median: $74,139
Lifetime Value Added
-$74k
Median Debt
-
Earnings (2yr)
$48,745
Natl Median: $71,241
Lifetime Value Added
-$220k
Biology, General
MastCIP: 2601
Median Debt
$29,393
Earnings (4yr)
$73,650
Natl Median: $69,830
Lifetime Value Added
-$11k
Median Debt
-
Earnings (4yr)
-
Natl Median: $106,375
Lifetime Value Added
N/A
Biotechnology
MastCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,682
Lifetime Value Added
N/A
Median Debt
$24,819
Earnings (4yr)
$109,260
Natl Median: $103,485
Lifetime Value Added
+$301k
Median Debt
$31,395
Earnings (4yr)
$90,432
Natl Median: $97,526
Lifetime Value Added
+$137k
Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$63,247
Natl Median: $79,665
Lifetime Value Added
-$114k
Civil Engineering
MastCIP: 1408
Median Debt
-
Earnings (4yr)
$103,805
Natl Median: $98,323
Lifetime Value Added
+$254k
Median Debt
$45,869
Earnings (4yr)
$62,937
Natl Median: $65,184
Lifetime Value Added
-$106k
Median Debt
-
Earnings (2yr)
$44,971
Natl Median: $71,953
Lifetime Value Added
-$258k
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $136,736
Lifetime Value Added
N/A
Median Debt
$38,942
Earnings (4yr)
$60,455
Natl Median: $66,714
Lifetime Value Added
-$128k
Median Debt
$33,391
Earnings (4yr)
$57,538
Natl Median: $63,399
Lifetime Value Added
-$155k
Median Debt
-
Earnings (4yr)
$63,077
Natl Median: $62,269
Lifetime Value Added
-$104k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$75,453
Natl Median: $65,824
Lifetime Value Added
+$5k
Median Debt
$30,088
Earnings (4yr)
$64,647
Natl Median: $71,685
Lifetime Value Added
-$90k
Median Debt
-
Earnings (2yr)
$70,456
Natl Median: $133,654
Lifetime Value Added
-$14k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,694
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$41,190
Natl Median: $49,079
Lifetime Value Added
-$321k
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,784
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$62,489
Natl Median: $79,463
Lifetime Value Added
-$87k
History
MastCIP: 5401
Median Debt
-
Earnings (5yr)
$56,030
Natl Median: $55,360
Lifetime Value Added
-$180k
Median Debt
-
Earnings (4yr)
$132,174
Natl Median: $112,705
Lifetime Value Added
+$500k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,289
Lifetime Value Added
N/A
Median Debt
$18,485
Earnings (4yr)
$128,404
Natl Median: $124,807
Lifetime Value Added
+$468k
Median Debt
-
Earnings (4yr)
-
Natl Median: $122,873
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,282
Lifetime Value Added
N/A
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $115,974
Lifetime Value Added
N/A
Median Debt
$44,193
Earnings (4yr)
$60,870
Natl Median: $59,571
Lifetime Value Added
-$124k
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,285
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$61,139
Natl Median: $74,607
Lifetime Value Added
-$122k
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,272
Lifetime Value Added
N/A
Physics
MastCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,478
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,850
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,711
Lifetime Value Added
N/A
Median Debt
$37,147
Earnings (4yr)
$76,337
Natl Median: $81,408
Lifetime Value Added
+$13k
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,728
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$50,494
Earnings (4yr)
$64,172
Natl Median: $65,123
Lifetime Value Added
-$94k
Sociology
MastCIP: 4511
Median Debt
-
Earnings (2yr)
$45,696
Natl Median: $63,330
Lifetime Value Added
-$251k
Median Debt
$35,277
Earnings (4yr)
$60,549
Natl Median: $64,397
Lifetime Value Added
-$127k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$30,700
Earnings (4yr)
$53,146
Natl Median: $62,033
Lifetime Value Added
-$197k
Statistics
MastCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $123,816
Lifetime Value Added
N/A
Median Debt
$38,642
Earnings (4yr)
$61,361
Natl Median: $60,111
Lifetime Value Added
-$120k
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Median Debt
$34,137
Earnings (4yr)
$61,855
Natl Median: $63,707
Lifetime Value Added
-$115k
Median Debt
-
Earnings (4yr)
$56,803
Natl Median: $65,767
Lifetime Value Added
-$162k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $158,084
Lifetime Value Added
N/A
Anthropology
DocCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,473
Lifetime Value Added
N/A
Biology, General
DocCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,983
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $131,848
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,418
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,578
Lifetime Value Added
N/A
Chemistry
DocCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $115,386
Lifetime Value Added
N/A
Civil Engineering
DocCIP: 1408
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,980
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $154,538
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,031
Lifetime Value Added
N/A
Median Debt
$76,417
Earnings (4yr)
$76,882
Natl Median: $100,573
Lifetime Value Added
-$117k
Median Debt
-
Earnings (4yr)
-
Natl Median: $157,305
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,831
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $144,778
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,734
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,925
Lifetime Value Added
N/A
Marketing
DocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $146,358
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $131,070
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,176
Lifetime Value Added
N/A
Physics
DocCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $130,153
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,707
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$63,600
Natl Median: $73,599
Lifetime Value Added
-$197k
Median Debt
-
Earnings (2yr)
$68,219
Natl Median: $83,794
Lifetime Value Added
-$161k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.