College ROI

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Central Michigan University

Mount Pleasant, MI 10,035 Undergrads 62.1% Grad Rate
School Website|Financial Calculator
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Total Cost
$31,335
Sticker Price
Avg Net Price
$17,201
After Aid
Median Earnings
$61,894
5yr Post-Grad

Vs. Peer Institutions

Net Price$17,201
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$61,894
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$59,879
Peer Midpoint: $58,891
Graduation Rate62.1%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.4
Socio-Economic Diversity
Pell Grant Recipients34.5%
Enrollment Status
Full-Time86.4%
Economic Outcomes
Earn More than HS74.9%

Admissions Profile

Acceptance
89.8%
SAT Avg
1,091
SAT Reading
25th: 49055075th: 610
SAT Math
25th: 47053075th: 590
ACT Composite
25th: 212475th: 27

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$544k
+$74k
+$58k
Median Cost$17k/yr
+$482k
+$12k
-$4k
Full Cost$31k/yr
+$431k
-$39k
-$55k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
∞
Median Cost$17k/yr
Never
-7%
Full Cost$31k/yr
Never
-49%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return5%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-55%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
$23,625
Earnings (4yr)
$80,551
Natl Median: $76,194
Lifetime Value Added
+$150k
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Median Debt
$28,000
Earnings (4yr)
$52,311
Natl Median: $70,786
Lifetime Value Added
-$73k
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Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
$39,577
Natl Median: $46,676
Lifetime Value Added
-$182k
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Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,333
Lifetime Value Added
N/A
Median Debt
$28,500
Earnings (2yr)
$32,925
Natl Median: $60,997
Lifetime Value Added
-$228k
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Median Debt
$20,000
Earnings (5yr)
$61,696
Natl Median: $65,466
Lifetime Value Added
-$6k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,681
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
$57,438
Natl Median: $57,214
Lifetime Value Added
-$31k
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Median Debt
$24,648
Earnings (4yr)
$74,113
Natl Median: $68,257
Lifetime Value Added
+$101k
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Chemistry
BachCIP: 4005
Median Debt
-
Earnings (5yr)
$64,031
Natl Median: $65,120
Lifetime Value Added
+$13k
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Median Debt
$27,000
Earnings (4yr)
$55,353
Natl Median: $56,359
Lifetime Value Added
-$48k
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Median Debt
$23,438
Earnings (4yr)
$62,082
Natl Median: $58,928
Lifetime Value Added
+$7k
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Median Debt
$27,000
Earnings (4yr)
$58,344
Natl Median: $51,936
Lifetime Value Added
-$23k
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Median Debt
$25,250
Earnings (4yr)
$73,112
Natl Median: $92,374
Lifetime Value Added
+$93k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $109,015
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
$24,250
Earnings (4yr)
$89,216
Natl Median: $107,009
Lifetime Value Added
+$216k
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Construction Engineering Technology/Technician
BachCIP: 1510
Median Debt
-
Earnings (4yr)
$86,839
Natl Median: $93,843
Lifetime Value Added
+$198k
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Median Debt
$25,512
Earnings (4yr)
$54,254
Natl Median: $51,490
Lifetime Value Added
-$57k
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Median Debt
-
Earnings (4yr)
$55,134
Natl Median: $55,753
Lifetime Value Added
-$50k
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Median Debt
-
Earnings (4yr)
$84,064
Natl Median: $71,753
Lifetime Value Added
+$177k
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Median Debt
$27,000
Earnings (4yr)
$43,916
Natl Median: $39,775
Lifetime Value Added
-$144k
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Median Debt
$22,500
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$65,174
Natl Median: $82,686
Lifetime Value Added
+$32k
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Median Debt
-
Earnings (4yr)
$91,542
Natl Median: $100,647
Lifetime Value Added
+$234k
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Median Debt
$25,500
Earnings (4yr)
$39,262
Natl Median: $48,590
Lifetime Value Added
-$185k
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Median Debt
$27,000
Earnings (4yr)
$56,553
Natl Median: $61,027
Lifetime Value Added
-$38k
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Environmental/Natural Resources Management and Policy
BachCIP: 0302
Median Debt
-
Earnings (2yr)
$44,384
Natl Median: $56,185
Lifetime Value Added
-$125k
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Median Debt
-
Earnings (5yr)
$44,554
Natl Median: $51,710
Lifetime Value Added
-$146k
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Median Debt
$26,000
Earnings (4yr)
$79,906
Natl Median: $83,343
Lifetime Value Added
+$145k
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Median Debt
-
Earnings (4yr)
$40,181
Natl Median: $41,367
Lifetime Value Added
-$177k
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Median Debt
-
Earnings (4yr)
$62,999
Natl Median: $57,853
Lifetime Value Added
+$14k
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Median Debt
-
Earnings (4yr)
$57,438
Natl Median: $60,190
Lifetime Value Added
-$31k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$22,375
Earnings (4yr)
$67,117
Natl Median: $58,716
Lifetime Value Added
+$47k
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History
BachCIP: 5401
Median Debt
$27,000
Earnings (4yr)
$40,918
Natl Median: $50,680
Lifetime Value Added
-$170k
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Median Debt
$28,620
Earnings (4yr)
$56,314
Natl Median: $56,726
Lifetime Value Added
-$40k
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Median Debt
$25,221
Earnings (4yr)
$45,881
Natl Median: $48,568
Lifetime Value Added
-$128k
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Median Debt
$24,985
Earnings (4yr)
$73,340
Natl Median: $68,069
Lifetime Value Added
+$95k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $80,890
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$49,436
Natl Median: $73,201
Lifetime Value Added
-$81k
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Median Debt
-
Earnings (4yr)
$61,331
Natl Median: $66,596
Lifetime Value Added
+$1k
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Journalism
BachCIP: 0904
Median Debt
$26,500
Earnings (4yr)
$47,775
Natl Median: $56,278
Lifetime Value Added
-$112k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
$25,048
Earnings (4yr)
$95,721
Natl Median: $83,290
Lifetime Value Added
+$266k
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Median Debt
-
Earnings (4yr)
$77,768
Natl Median: $86,176
Lifetime Value Added
+$129k
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Marketing
BachCIP: 5214
Median Debt
$25,000
Earnings (4yr)
$75,661
Natl Median: $69,303
Lifetime Value Added
+$113k
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
$54,265
Natl Median: $69,562
Lifetime Value Added
-$57k
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Median Debt
-
Earnings (4yr)
$86,472
Natl Median: $82,073
Lifetime Value Added
+$195k
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Median Debt
$28,000
Earnings (4yr)
$85,196
Natl Median: $92,135
Lifetime Value Added
+$186k
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Median Debt
-
Earnings (4yr)
$53,353
Natl Median: $52,119
Lifetime Value Added
-$65k
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Music
BachCIP: 5009
Median Debt
$30,750
Earnings (4yr)
$43,089
Natl Median: $42,892
Lifetime Value Added
-$152k
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Median Debt
$23,542
Earnings (4yr)
$48,290
Natl Median: $55,012
Lifetime Value Added
-$107k
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Median Debt
$27,000
Earnings (4yr)
$73,316
Natl Median: $62,451
Lifetime Value Added
+$95k
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Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
$57,108
Natl Median: $61,959
Lifetime Value Added
-$33k
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Median Debt
-
Earnings (2yr)
$34,420
Natl Median: $50,468
Lifetime Value Added
-$215k
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Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$21,150
Earnings (4yr)
$50,462
Natl Median: $63,293
Lifetime Value Added
-$89k
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Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$53,422
Natl Median: $50,706
Lifetime Value Added
-$64k
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Median Debt
$26,306
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
-
Earnings (2yr)
$41,007
Natl Median: $58,808
Lifetime Value Added
-$155k
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Median Debt
$27,000
Earnings (4yr)
$59,522
Natl Median: $63,560
Lifetime Value Added
-$14k
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Median Debt
$27,000
Earnings (4yr)
$46,942
Natl Median: $50,497
Lifetime Value Added
-$119k
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Real Estate
BachCIP: 5215
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,821
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$49,639
Natl Median: $55,792
Lifetime Value Added
-$96k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$19,749
Natl Median: $48,471
Lifetime Value Added
-$349k
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Median Debt
$26,183
Earnings (4yr)
$48,409
Natl Median: $55,000
Lifetime Value Added
-$106k
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Median Debt
-
Earnings (2yr)
$25,967
Natl Median: $53,366
Lifetime Value Added
-$292k
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Median Debt
$27,000
Earnings (4yr)
$54,888
Natl Median: $56,812
Lifetime Value Added
-$52k
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Social Work
BachCIP: 4407
Median Debt
$27,000
Earnings (4yr)
$53,279
Natl Median: $51,790
Lifetime Value Added
-$65k
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Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$48,389
Natl Median: $52,657
Lifetime Value Added
-$106k
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Median Debt
$28,775
Earnings (4yr)
$50,095
Natl Median: $50,499
Lifetime Value Added
-$92k
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Median Debt
$24,092
Earnings (4yr)
$57,513
Natl Median: $59,631
Lifetime Value Added
-$30k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$23,250
Earnings (4yr)
$57,771
Natl Median: $54,562
Lifetime Value Added
-$28k
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Statistics
BachCIP: 2705
Median Debt
-
Earnings (4yr)
$81,853
Natl Median: $92,425
Lifetime Value Added
+$160k
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Median Debt
$27,000
Earnings (4yr)
$49,677
Natl Median: $47,382
Lifetime Value Added
-$95k
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Median Debt
$27,000
Earnings (4yr)
$49,588
Natl Median: $51,389
Lifetime Value Added
-$96k
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Master's Degrees

Median Debt
$137,921
Earnings (4yr)
$123,450
Natl Median: $127,347
Lifetime Value Added
+$414k
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Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
$36,219
Earnings (4yr)
$96,611
Natl Median: $103,485
Lifetime Value Added
+$180k
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Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
$55,989
Earnings (4yr)
$63,316
Natl Median: $67,030
Lifetime Value Added
-$114k
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Median Debt
$43,377
Earnings (4yr)
$99,708
Natl Median: $124,201
Lifetime Value Added
+$207k
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Computer Science
MastCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $145,571
Lifetime Value Added
N/A
Median Debt
$34,403
Earnings (4yr)
$60,135
Natl Median: $63,399
Lifetime Value Added
-$143k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $82,527
Lifetime Value Added
N/A
Economics
MastCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,743
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (2yr)
$50,105
Natl Median: $65,824
Lifetime Value Added
-$219k
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Median Debt
$28,576
Earnings (4yr)
$73,010
Natl Median: $71,685
Lifetime Value Added
-$27k
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Median Debt
-
Earnings (4yr)
$123,591
Natl Median: $125,651
Lifetime Value Added
+$415k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,366
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$69,324
Natl Median: $66,523
Lifetime Value Added
-$60k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $79,784
Lifetime Value Added
N/A
Median Debt
$43,597
Earnings (4yr)
$78,586
Natl Median: $89,981
Lifetime Value Added
+$22k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $64,496
Lifetime Value Added
N/A
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
$37,887
Earnings (4yr)
$80,381
Natl Median: $83,558
Lifetime Value Added
+$38k
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Median Debt
-
Earnings (4yr)
$101,449
Natl Median: $97,121
Lifetime Value Added
+$222k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$112,443
Natl Median: $106,092
Lifetime Value Added
+$318k
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Median Debt
$65,183
Earnings (4yr)
-
Natl Median: $59,571
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,285
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,229
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,803
Lifetime Value Added
N/A
Physics
MastCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,478
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$54,829
Natl Median: $67,681
Lifetime Value Added
-$194k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $78,850
Lifetime Value Added
N/A
Median Debt
$37,953
Earnings (4yr)
$79,416
Natl Median: $81,408
Lifetime Value Added
+$29k
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Public Health
MastCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,751
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$60,801
Natl Median: $75,972
Lifetime Value Added
-$137k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $63,216
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,035
Lifetime Value Added
N/A
Median Debt
$31,500
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,246
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$49,626
Natl Median: $62,033
Lifetime Value Added
-$244k
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Statistics
MastCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $123,816
Lifetime Value Added
N/A
Median Debt
$62,901
Earnings (4yr)
$57,197
Natl Median: $60,111
Lifetime Value Added
-$171k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Median Debt
$26,206
Earnings (4yr)
$62,450
Natl Median: $63,707
Lifetime Value Added
-$122k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
$101,507
Natl Median: $94,506
Lifetime Value Added
+$322k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $99,117
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$44,971
Natl Median: $74,850
Lifetime Value Added
-$214k
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Public Administration
Gr-CertCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,022
Lifetime Value Added
N/A
Public Health
Gr-CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,684
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
$125,201
Natl Median: $99,878
Lifetime Value Added
+$219k
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Median Debt
-
Earnings (4yr)
$88,310
Natl Median: $88,343
Lifetime Value Added
-$54k
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Median Debt
-
Earnings (4yr)
$90,336
Natl Median: $100,573
Lifetime Value Added
-$39k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $89,809
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,299
Lifetime Value Added
N/A
History
DocCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,550
Lifetime Value Added
N/A
Materials Sciences
DocCIP: 4010
Median Debt
-
Earnings (4yr)
-
Natl Median: $144,084
Lifetime Value Added
N/A
Mathematics
DocCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,656
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $87,076
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,176
Lifetime Value Added
N/A
Median Debt
$120,378
Earnings (4yr)
$82,493
Natl Median: $82,893
Lifetime Value Added
-$97k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $103,410
Lifetime Value Added
N/A

Professional Degrees

Medicine
ProfCIP: 5112
Median Debt
$253,748
Earnings (4yr)
$138,552
Natl Median: $112,460
Lifetime Value Added
+$317k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.